Discover the essence of Florida coastal living at this exceptional custom-built Key West-inspired waterfront estate, where nearly two private acres, direct bay access, and timeless craftsmanship come together on historic Terra Ceia Island. Completed in 2021, this elevated coastal residence offers an extraordinary blend of privacy, boating freedom, and panoramic views across Terra Ceia Bay. This residence commands approximately 117’ of waterfront overlooking the bay. A private dock extends through a tranquil mangrove estuary to a pier equipped with water and electricity, offering direct bay and Gulf access with no fixed bridges. Spanning nearly 3,000 square feet of thoughtfully designed living space, the elevated home embraces relaxed coastal elegance throughout. Rich pine wood flooring, custom shiplap detailing, tongue-and-groove ceilings, impact-rated windows and doors, and abundant natural light create an inviting atmosphere that complements the surrounding waterfront landscape. An elevator services each living level, while expansive covered and screened verandas capture uninterrupted water views from nearly every room. Occupying the upper living level, the open-concept great room is designed for effortless entertaining. Walls of glass frame sweeping bay vistas while seamlessly connecting the spacious living area, dining space, and gourmet kitchen. The chef's kitchen is beautifully appointed with custom cabinetry, oversized center island, stone countertops, premium appliances, dual side-by-side refrigerators, oversized professional range with pot filler, wine refrigerator, coffee bar with filtered water, walk-in pantry, and generous preparation space—creating the perfect setting for everything from casual family meals to large gatherings. The primary suite occupies its own private level and serves as a peaceful waterfront retreat. The spa-inspired bath features a freestanding soaking tub, oversized custom-tiled walk-in shower, dual vanities, designer lighting, and two spacious walk-in closets. An adjoining flex room provides exceptional versatility as a nursery, home office, fitness room, or private sitting area. A second guest bedroom, full bath, and oversized laundry room complete this level, while an additional guest suite with en-suite bath occupies the upper floor to maximize privacy. Outdoor living is equally exceptional. The resort-inspired saltwater pool is surrounded by expansive pavers, lush tropical landscaping, and multiple gathering spaces. A convenient pool bath serves the outdoor living areas, while the fully fenced grounds provide ample room for recreation, gardening, or future enhancements. Three oversized tandem garage bays with 10’ doors, 12’ ceilings, extensive storage, workspace, and room for recreational vehicles provide unmatched functionality. Additional features include a whole-house generator, metal roof, security gate, zoned HVAC systems, and exceptional craftsmanship that provides lasting peace of mind. Terra Ceia Island remains one of Florida's hidden coastal treasures. Residents can join the association, which offers access to a private waterfront park featuring a community boat ramp, fishing, pickleball, playground, and year-round neighborhood gatherings. Despite its peaceful island setting, this home enjoys exceptional convenience with quick access to I-275 and I-75, placing downtown St. Petersburg, Tampa, Bradenton, Lakewood Ranch, Sarasota, and multiple Gulf Coast beaches within easy reach.
Property Description: Elevated
Single-familyProperty Type
2021Year Built
1.96 acresLot Size
$591Price/Sq.Ft.
$20/moHOA Dues
3 car garageParking
Listed by Roger Pettingell• COLDWELL BANKER REALTY
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Market trends in Palmetto, FL
Last updated August 2026
Buyer's Market
Seller's Market
Buyer's market
Sale-to-List Price
96.8%
0.5% MoM
Median sale price
$419K
$70K MoM
Avg. days on market
96d
15 days MoM
Recently sold homes
47
0 MoM
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Rental estimate
Est. $4,159 per month, based on comparable rentals
Sale and tax history for 180 Horseshoe Loop Rd
Sale History
Tax History
Date
Event
Price
Stellar MLS as Distributed by MLS Grid #A4699550
Sep 11, 2026
Sold
$1,750,000
$591/sq ft
Aug 4, 2026
Pending
—
Jul 9, 2026
Listed
$1,849,000
$624/sq ft
Stellar MLS as Distributed by MLS Grid #A4605708
Jun 28, 2024
Listing Removed
—
May 18, 2024
Price Changed
*
Mar 25, 2024
Listed
*
Stellar MLS as Distributed by MLS Grid #A4454474
May 22, 2020
Sold
$260,000
$88/sq ft
May 13, 2020
Pending
—
Jan 21, 2020
Relisted
—
Jan 9, 2020
Pending
—
Dec 20, 2019
Listed
$295,000
$100/sq ft
Here is your opportunity to own your slice of paradise on charming Terra Ceia Island. Bring your dreams to life with over 100 feet of bay frontage and almost 2 acres. This bayfront buildable lot is ready for your custom, Key West Style home. The lot is cleared and completely fenced. The lot also provides direct access to Tampa Bay as well as the Gulf of Mexico. Enjoy the peace and quiet that Terra Ceia Island has to offer, not to mention the fantastic open water views. Commuting is easy as I-75 and I-275 are just minutes away. Call today for your private showing!
Stellar MLS as Distributed by MLS Grid #A4141168
May 5, 2016
Sold
$223,000
$75/sq ft
Apr 22, 2016
Pending
—
Apr 19, 2016
Contingent
—
Apr 11, 2016
Price Changed
$249,000
$84/sq ft
Jan 1, 2016
Listed
$265,000
$89/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$13,831 (+6.3%)
2024
$13,007 (+0.7%)
2023
$12,913 (+2.3%)
2022
$12,625 (+271.0%)
$255,350 + $679,388
$934,738
2021
$3,403 (−6.7%)
$231,350
2020
$3,648 (+0.9%)
$231,350
2019
$3,615 (+2.7%)
2018
$3,519 (+35.4%)
2017
$2,599
$182,732
Public record
Public record
Zoning
Permits
Beds
3
Baths
3
Stories
2
Lot width
—
Lot depth
—
Lot size
1.96 Acres
Year renovated
2021
Sq. Ft.
2,564
Year built
2021
Style
Single Family Residential
County
Manatee County
APN
2182400209
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 15, 2026.
RSF-1
Residential Single Family Districts
The purpose of these districts is to provide for residences in a suburban environment at low to medium densities, to accommodate residential support uses (as defined in; Abandonment shall mean the visible or otherwise apparent intention of an owner to discontinue a structure, use of a structure, or lot; or the removal of the characteristic equipment or furnishings used in the performance of the use without its replacement by similar equipment or furnishings, or the replacement of a nonconforming use or structure by a conforming use or structure; for 6 consecutive months.; and other limited non-residential uses, and to protect these areas from the encroachment of incompatible uses.
Permitted uses
Include but are not limited to:
Housing-Group
Housing-Single unit
Housing-Senior
Infrastructure
Office
Educational/school
Fire house
Police station
Post office
Recreation
Sep 17, 2025 • Final
Siding-fascia-soffit
Repair exterior siding with fiber cement siding products.
Remodel
Dec 14, 2021 • Final
Residential
Construct a new single-family home with a septic system.
New construction
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Parking Features: Driveway, Garage Door Opener, Ground Level, Guest, Oversized, RV Access/Parking, Garage, Basement, Workshop in Garage
Garage Spaces: 3
Has Attached Garage
Has Garage
Interior
Virtual Tour
Bedroom Information
# of Bedrooms: 3
Bathroom Information
# of Full Baths (Total): 3
# of Half Baths (Total): 1
Laundry Room Information
Laundry Features: Inside, Laundry Room
Other Rooms Information
Additional Rooms: Great Room,Inside Utility
# of Rooms: 9
Heating & Cooling
Heating Information: Central, Zoned
Cooling Information: Central Air, Zoned
Interior Features
Interior Features: Ceiling Fans(s), Coffered Ceiling(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Walk-in Closet(s)
Window Features: Storm Window(s), Wood Frames
Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
Flooring: Hardwood
Building Elevator YN: 1
Exterior
Building Information
Construction Materials: Block, Stucco, Frame
Roof: Metal
Exterior Features
Patio And Porch Features: Deck, Front Porch, Patio, Rear Porch, Screened