For sale

$185,000

Est. $1,129/mo —

•

1,884

sq ft

3964 Pate Pond Rd, Vernon, FL 32462

About this home

Welcome to 3964 Pate Pond Road--a fantastic starter home or investment opportunity overflowing with potential! Nestled on a private 3.62-acre lot in Vernon, FL, this country property features a spacious 1,884 sq. ft. layout with 3 generous bedrooms and 2 full bathrooms. Inside, you'll find an open living area, an eat-in kitchen with a gas range, vinyl flooring, and a convenient first-floor primary suite. Key functional upgrades offer peace of mind, including a metal roof and a newer HVAC system. Outdoors, the property is tailored for hobbyists and outdoor enthusiasts alike, offering multiple sheds, pole barns, an attached carport, and a private backyard pond ideal for fishing. Located just 3 minutes from Holmes Creek for boating and kayaking, and only 35 minutes from the world-famous white sand beaches of Panama City Beach, this property combines quiet rural living with easy access to coastal amenities. Bring your vision to life and make this tranquil country retreat your own!

Single-familyProperty Type

1990Year Built

3.62 acresLot Size

$98Price/Sq.Ft.

Listed by Eren Sullivan • Counts Real Estate Group

Listing updated: Aug 14, 2026 at 09:07am

Redfin checked: a minute ago

•Source:CPARMLS #766592

Payment calculator

$1,129 per month

Principal and interest$984

Property taxes

$54

HOA dues

Home insurance

$91

Utilities

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Around this home

Schools

K - 12
Preschool & daycare

Vernon Elementary School

Public PreK-5 • Assigned • 1.3mi

4/10

Vernon Middle School

Public 6-8 • Assigned • 2.6mi

5/10

Vernon High School

Public 9-12 • Assigned • 2.7mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

3964 Pate Pond Rd · $185,000

DAYS ON MARKET

The average home goes pending in 72 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

LIST PRICE

Median list price in this area is $248,169. (34% higher than this home)

PRICE DROP

23% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Main level primary
Tub with shower
Utility room

Bedrooms
Two bedrooms on the second floor
Primary bedroom on the second floor

Bathrooms
Two full bathrooms (one on the first floor, one on the second floor)

Kitchen
Eat-in kitchen
Gas range

Laundry & utility
Utility room
Electric water heater

Heating & cooling
Central heating (electric)
Central air conditioning

Sale and tax history for 3964 Pate Pond Rd

Sale History
Tax History

Public record

Beds

—

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

3.62 Acres

Year renovated

2005

Finished Sq. Ft.

1,884

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,884

Year built

1990

Style

Single Family Residential

County

Washington County

APN

000000000046320009

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 9, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

5/10 Fire Factor

3% chance of being in a wildfire in next 30 years

8/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

2/10 Air Factor

0 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Vernon, FL • 32462

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

82/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8 hrs

5.9 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 3964 Pate Pond Rd

$170,338

$15K under list price of $185K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $215K to $595K.

SOLD AUG 25, 2026
$270,000 Last sold price
4 beds2.5 baths2,116 sq ft
2056 Sunny Hills Blvd, Chipley, FL 32428
$30/sq ft
smaller lot
18 years older
SOLD JUL 17, 2026
$215,000 Last sold price
3 beds2 baths1,426 sq ft
3987 Oxford Ave, Chipley, FL 32428
$53/sq ft
smaller lot
34 years newer
SOLD APR 28, 2026
$222,666 Last sold price
3 beds2 baths1,720 sq ft
1395 S Weeks St, Bonifay, FL 32425
$31/sq ft
smaller lot
4 years older
SOLD AUG 21, 2026
$232,500 Last sold price
3 beds2 baths1,294 sq ft
2295 Rockford Dr, Chipley, FL 32428
$82/sq ft
smaller lot
34 years newer
SOLD AUG 31, 2026
$585,000 Last sold price
4 beds3 baths1,941 sq ft
2474 Tiller Cemetery Dr, Chipley, FL 32428
$203/sq ft
larger lot
14 years newer
SOLD APR 20, 2026
$595,000 Last sold price
3 beds2.5 baths1,931 sq ft
3012 Paradise Lakes Rd, Chipley, FL 32428
$210/sq ft
smaller lot
33 years newer

Rental earnings

Est. $4,958 per month, based on comparable rentals

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