SOLD NOV 2, 2026

Sold on nov 2026

$385,000

•

2,436

sq ft

78021 Saddle Rock Rd, Yulee, FL 32097

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About this home

Lumber Creek beaut! Perfectly positioned on an oversized waterfront lot, this beautifully maintained 5-bedroom, 2.5-bath home offers the ideal combination of functional living space, modern updates, and incredible backyard views. Step inside to find a dedicated formal office just off the entry, complete with French door, creating the perfect space for working from home, a playroom, or a quiet retreat. Beyond the entry, the open-concept floor plan showcases brand-new luxury vinyl plank flooring throughout the main living areas and office, abundant natural light, and a spacious family room that flows seamlessly into the kitchen and dining area. Large picture windows frame the peaceful water views, while the covered lanai invites relaxation in the private backyard setting. The kitchen offers ample cabinetry, plenty of prep space, energy-efficient appliances, and an open design perfect for entertaining or everyday living. The thoughtfully designed layout places the primary suite downstairs for added privacy, complete with a spacious ensuite featuring a walk-in shower and a generous walk-in closet. Upstairs, you'll find four additional bedrooms centered around a versatile loft, creating the perfect space for a media room, playroom, second family room, or homework zone. Located just a short stroll from the community pool, clubhouse, and playground, Lumber Creek offers a wonderful neighborhood atmosphere with convenient access to shopping, dining, I-95, Kings Bay, Jacksonville, and the beautiful beaches of Amelia Island. If you've been searching for a spacious move-in-ready home with room to grow and an unbeatable lot size at a great price, this one is ready to welcome you home.

Single-familyProperty Type

2017Year Built

0.33 acresLot Size

$158Price/Sq.Ft.

$56/moHOA Dues

2 car garageParking

Listed by Melissa Ricks Experience RICKS • KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Bought with Mission Home Group HAYS • BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Redfin checked: a minute ago

•Source:realMLS #2157713

Redfin Estimate

$389,544

$4,544 since sold in November 2026$7,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 1.3% higher than the average sale price ($385K) of 5 comparable homes.

SOLD AUG 3, 2026
$365,000
A
4 beds2 baths1,854 sq ft
77021 Birdseye Ct, Yulee, FL 32097
SOLD AUG 27, 2026
$355,000
B
4 beds2 baths1,842 sq ft
77727 Lumber Creek Blvd, Yulee, FL 32097
SOLD MAY 11, 2026
$337,500
C
4 beds2 baths1,854 sq ft
77812 Lumber Creek Blvd, Yulee, FL 32097
SOLD SEP 30, 2026
$467,500
D
4 beds2 baths2,171 sq ft
85417 Sandy Ridge Loop #0084, Yulee, FL 32097
SOLD AUG 24, 2026
$398,000
E
3 beds2 baths2,228 sq ft
86154 Vegas Blvd, Yulee, FL 32097

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Market trends in 32097, FL

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

98.7%

0.2% MoM

Median sale price

$407K

$23K MoM

Avg. days on market

84d

0 days MoM

Recently sold homes

162

33 MoM

New listings for sale

NEW 15 HRS AGO
$380,000
4 beds2 baths2,160 sq ft
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NEW 1 DAY AGO
$450,000
4 beds2 baths2,001 sq ft
96692 Commodore Point Dr, Yulee, FL 32097
NEW 1 DAY AGO
$875,000
3 beds2.5 baths3,028 sq ft
96360 Southern Lily Dr, Yulee, FL 32097
OPEN TODAY, 12PM TO 2PM
$544,900
4 beds3 baths2,288 sq ft
75528 Pondside Ln, Yulee, FL 32097
3D WALKTHROUGH
$350,000
3 beds2 baths1,709 sq ft
65800 Edgewater Dr, Yulee, FL 32097
3D WALKTHROUGH
$359,900
4 beds2 baths1,889 sq ft
96109 Stoney Glen Ct, Yulee, FL 32097
$609,000
4 beds3 baths2,911 sq ft
96089 Crews Creek Ave, Yulee, FL 32097
$339,000
3 beds2 baths1,694 sq ft
86209 Vegas Blvd, Yulee, FL 32097
3D WALKTHROUGH
$495,000
5 beds2 baths2,930 sq ft
85305 Lindsey Kay Ct, Yulee, FL 32097
OPEN TODAY, 1PM TO 3PM
$445,900
4 beds2 baths1,867 sq ft
78713 Goldfinch Ln, Yulee, FL 32097
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Rental estimate

Est. $2,830 per month, based on comparable rentals

Sale and tax history for 78021 Saddle Rock Rd

Sale History
Tax History

Date

Event

Price

realMLS #2157713

Nov 2, 2026

Sold

$385,000

$158/sq ft

Sep 2, 2026

Pending

—

Jul 30, 2026

Listed

$385,000

$158/sq ft

AINCAR #116881

Jul 30, 2026

Listed

$385,000

$158/sq ft

Public Records

Jul 19, 2019

Sold

$270,000

$111/sq ft

AINCAR #86004

Jun 15, 2019

Listed

$270,000

$111/sq ft

realMLS #981225

Jul 12, 2019

Sold

$270,000

$111/sq ft

Feb 25, 2019

Listed

$268,000

$110/sq ft

+48

THE BEST LOT IN THE NEIGHBORHOOD! HUGE YARD WITH WATER VIEW! Don't wait for new construction cause this almost new home is ready now. Unfortunately, a new job requires relocation. This huge home includes a downstairs master with a master bath that includes large walk in shower. Downstairs half bath is great for guests. The 4 spare bedrooms are upstairs separated by a large bonus room. Living area and kitchen enjoy picture windows across back of home to take in that amazing water view OR slip outside onto the covered lanai to enjoy the breeze. Gutters, custom light fixtures, ceiling fans and blinds throughout have already been installed. Comes with all appliances including washer/dryer. Within 3-minute walk to community pool and clubhouse. All located in the growing Yulee area of Nassau Cty Cty

realMLS #875728

Aug 4, 2017

Sold

$246,900

$101/sq ft

Apr 7, 2017

Listed

$246,900

$101/sq ft

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Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.33 Acres

Year renovated

2017

Sq. Ft.

2,436

Year built

2017

Style

Single Family Residential

County

Nassau County

APN

092N27129002200000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 28, 2026.

RS-2

WILLIAM BURGESS OVERLAY DISTRICT

Residential, Single-family 2 District

The purpose of the residential single-family districts, RS-2, is to provide for the orderly expansion of low and medium density development in those areas where public services, utilities and transportation facilities are adequate or may be made available; and to exclude uses not compatible with such low and medium density residential development thereby preserving and protecting the characteristics of single-family neighborhoods.

Zone overlays

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Attached, Garage, Garage Door Opener
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Interior Features
Interior Features: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
Laundry Features: Electric Dryer Hookup, In Unit, Lower Level, Washer Hookup
Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
Flooring: Concrete, Vinyl

Bedroom Information
# of Bedrooms: 5

Bathroom Information
# of Full Bathrooms: 2
# of Half Bathrooms: 1

Exterior

Pool Features
Private YN: No
No
SpaFeatures: Community

Exterior Features
SecurityFeatures: Smoke Detector(s)
Patio And Porch Features: Covered, Front Porch, Rear Porch
Roof: Shingle

Building Information
Construction Materials: Fiber Cement

Property Information
Levels: Two
Property Sub Type: Single Family Residence
Current Use: Residential, Single Family

Lot Information
Lot Features: Sprinklers In Front, Sprinklers In Rear
Road Frontage Type: City Street
Road Surface Type: Asphalt
Lot Size Acres: 0.33
Lot Size Area: 0.33
Lot Size Units: Acres

Financial

Tax Information
Tax Annual Amount: $3,296.97
Tax Year: 2025

Financial Information
Buyer Financing: VA

Utilities

Heating & Cooling
Has Heating
Cooling: Central Air
Has Cooling
Heating: Central

Utility Information
Sewer: Public Sewer
Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected

Location

HOA Information
Has Association
Association Fee: $335
Association Fee Frequency: Semi-Annually

School Information
Middle Or Junior School: Yulee
Elementary School: Wildlight
High School: Yulee

Community Information
No

Public facts

Beds: 5
Baths: 3.0
Sq. Ft.: 2,436
Stories: 2.0
Lot Size: 0.33 acres
Style: Single Family Residential
Year Built: 2017
Year Renovated: 2017
County: Nassau County
APN: 092N27129002200000

Home facts updated by county records on Oct 28, 2026

Around this home

Schools

Yulee High School

Public 5-12 • Assigned • 1.9mi

5/10

Yulee Middle School

Public 6-8 • Assigned • 2.1mi

10/10

Provided by GreatSchools

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

1% chance of being in a wildfire in next 30 years

9/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

5/10 Air Factor

6 unhealthy days expected this year, 7 days in 30 years

Provided by First Street

Historical weather

Yulee, FL • 32097

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

92/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Yulee. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.5 hrs

6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$371,000 – $448,000

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Home values near 78021 Saddle Rock Rd

Data from public records.

Address	Redfin Estimate
78010 Saddle Rock Road, Yulee, FL 4 Beds \| 2 Baths \| 2020 Sq. Ft.	$377,245
78075 Saddle Rock Road, Yulee, FL 4 Beds \| 2 Baths \| 2320 Sq. Ft.	$403,256
78033 Saddle Rock Road, Yulee, FL 3 Beds \| 2 Baths \| 1543 Sq. Ft.	$322,565
77193 Lumber Creek Boulevard, Yulee, FL 3 Beds \| 2 Baths \| 1368 Sq. Ft.	$313,509
77188 Lumber Creek Boulevard, Yulee, FL 3 Beds \| 2 Baths \| 1399 Sq. Ft.	$310,455
77194 Lumber Creek Boulevard, Yulee, FL 4 Beds \| 2 Baths \| 1820 Sq. Ft.	$367,344
77200 Lumber Creek Boulevard, Yulee, FL 4 Beds \| 2 Baths \| 2030 Sq. Ft.	$387,098

Address	Redfin Estimate
78058 Saddle Rock Road, Yulee, FL 3 Beds \| 2 Baths \| 1399 Sq. Ft.	$306,139
78061 Saddle Rock Road, Yulee, FL 3 Beds \| 2 Baths \| 1505 Sq. Ft.	$332,982
78042 Saddle Rock Road, Yulee, FL 3 Beds \| 2 Baths \| 1625 Sq. Ft.	$337,780
77197 Lumber Creek Boulevard, Yulee, FL 3 Beds \| 2 Baths \| 1780 Sq. Ft.	$351,145
77865 Lumber Creek Boulevard, Yulee, FL 4 Beds \| 2 Baths \| 1846 Sq. Ft.	$351,758
77185 Lumber Creek Boulevard, Yulee, FL 4 Beds \| 2 Baths \| 1755 Sq. Ft.	$346,958
77861 Lumber Creek Boulevard, Yulee, FL 5 Beds \| 2.5 Baths \| 2446 Sq. Ft.	$408,428

Address	Redfin Estimate
78074 Saddle Rock Road, Yulee, FL 4 Beds \| 2 Baths \| 2091 Sq. Ft.	$376,380
78049 Saddle Rock Road, Yulee, FL 3 Beds \| 2 Baths \| 1625 Sq. Ft.	$332,303
78018 Saddle Rock Road, Yulee, FL 4 Beds \| 2 Baths \| 1930 Sq. Ft.	$332,536
77189 Lumber Creek Boulevard, Yulee, FL 3 Beds \| 2 Baths \| 1512 Sq. Ft.	$324,384
77204 Lumber Creek Boulevard, Yulee, FL 4 Beds \| 2 Baths \| 2320 Sq. Ft.	$335,613
77181 Lumber Creek Boulevard, Yulee, FL 6 Beds \| 5 Baths \| 3877 Sq. Ft.	$601,482
77201 Lumber Creek Boulevard, Yulee, FL 3 Beds \| 2 Baths \| 1505 Sq. Ft.	$323,896

Property information provided by realMLS when last listed in 2026. This data may not match . Learn more.

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78021 Saddle Rock Rd, Yulee, FL 32097

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About this home

Redfin Estimate

Market trends in 32097, FL

Homeowner tools

Sale and tax history for 78021 Saddle Rock Rd

Public record

Property details

Parking

Interior

Exterior

Financial

Utilities

Location

Public facts

Around this home

Schools

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32097

Home values near 78021 Saddle Rock Rd

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