OFF MARKET

Off market may 2024 for $385K

$399,096

Est. refi paymentEst. refi $3,241/mo

•

2,091

sq ft

78317 Saddle Rock Rd, Yulee, FL 32097

About this home

Welcome to this captivating waterfront brick ranch, meticulously crafted by Adams Homes in 2017. Boasting 4 bedrooms and 2 full bathrooms, designed with an open concept in mind that features high ceilings, creating an expansive and welcoming atmosphere. Large kitchen features solid surface counters and dark wood cabinets with bright views of the breathtaking waterfront oasis. The backyard is an entertainer's delight, complete with a charming pergola, patio, cabinets and is perfect for soaking in the tranquil views. A firepit in addition to the screened lanai offers bug free or open air options to enjoy the views. The owner installed the well anchored pergola last year and it serves as an outdoor dining space. Experience the blend of luxury and nature in this exquisite home, offering the ideal setting for both relaxation and gatherings. Lumber Creek is minutes away from brand new Publix, I95, UF Medical and features a pool/clubhouse and park area. No CDD

Single-familyProperty Type

2017Year Built

9,583 sq ftLot Size

$191Est. Price/Sq.Ft.

2 car garageParking

Listed by DANIEL STEPHENSON • JPAR CITY AND BEACH

Bought with ADAM ZAHRA • COLDWELL BANKER VANGUARD REALTY

Bought with CORY HAYS • COLDWELL BANKER VANGUARD REALTY

Redfin checked: a few seconds ago

•Source:realMLS #2014554

Redfin Estimate

$399,096

$14K since sold in May 2024$2,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 11.4% higher than the average sale price ($358K) of 4 comparable homes.

SOLD AUG 3, 2026
$365,000
A
4 beds2 baths1,854 sq ft
77021 Birdseye Ct, Yulee, FL 32097
SOLD AUG 27, 2026
$355,000
B
4 beds2 baths1,842 sq ft
77727 Lumber Creek Blvd, Yulee, FL 32097
SOLD MAY 11, 2026
$337,500
C
4 beds2 baths1,854 sq ft
77812 Lumber Creek Blvd, Yulee, FL 32097
SOLD MAR 18, 2026
$375,000
D
4 beds2 baths1,854 sq ft
77703 Lumber Creek Blvd, Yulee, FL 32097

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Earn from this home

Sell

$79,103

Est. take-home

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Refinance

Est. cash available

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Rent

$2,696/mo

Redfin rental estimate

List your home for rent

Market trends in 32097, FL

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

98.7%

0.2% MoM

Median sale price

$407K

$23K MoM

Avg. days on market

84d

0 days MoM

Recently sold homes

162

33 MoM

New listings for sale

NEW 3 HRS AGO
$795,000
4 beds3 baths2,534 sq ft
85902 Miner Pines Ct, Yulee, FL 32097
$319,000
3 beds2 baths1,383 sq ft
77179 Sawmill Ct, Yulee, FL 32097
$395,000
5 beds2.5 baths2,280 sq ft
85502 N Harts Rd, Yulee, FL 32097
$439,000
4 beds3 baths2,727 sq ft
76529 Longleaf Loop, Yulee, FL 32097
COMING SOON
$365,000
4 beds2 baths1,823 sq ft
84016 Saint Paul Blvd, Yulee, FL 32097
$386,000
3 beds3 baths2,006 sq ft
75404 Hideaway Ct, Yulee, FL 32097
$649,900
4 beds3 baths2,701 sq ft
247 Daydream Ave, Yulee, FL 32097
$598,800
4 beds3 baths2,736 sq ft
85300 Sandy Ridge Loop, Yulee, FL 32097
OPEN SAT, 11AM TO 1PM
$599,900
4 beds3 baths3,080 sq ft
85292 Sandy Ridge Loop, Yulee, FL 32097
$350,000
3 beds2 baths1,649 sq ft
86458 Moonlit Walk Cir, Yulee, FL 32097
See all

Provided by Redfin

Sale history for 78317 Saddle Rock Rd

Date

Event

Price

Public Records

Jun 28, 2024

Sold

$385,000

$184/sq ft

realMLS #2014554

May 28, 2024

Sold

$385,000

$184/sq ft

Apr 14, 2024

Contingent

—

Apr 10, 2024

Price Changed

$385,000

$184/sq ft

Mar 15, 2024

Listed

$389,900

$186/sq ft

realMLS #855856

Jan 24, 2017

Sold

$214,675

$103/sq ft

Nov 16, 2016

Listed

$214,675

$103/sq ft

PHOTOS ARE OF OTHER HOMES.SO COLORS ARE DIFFERENT. All brick 4/2 2 car garage. Entertain family and friends in this beautiful kitchen with stainless steel appliances. Enjoy a leisure morning or evening on the covered porch back that overlooks the pond. Large great room has spacious areas for furniture. Dining room with Bay Window is 16 x 14'10'' will accommodate large furniture for large groups. Living is easy with the bedrooms that are situated for privacy. The developer is working hard on the the Amenity Center & will be open soon. Builder will pay closing costs with one of our preferred lenders.

AINCAR #73159

Nov 17, 2016

Listed

$214,675

$103/sq ft

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Tax history for 78317 Saddle Rock Rd

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

9,444 Sq. Ft.

Year renovated

2017

Sq. Ft.

2,091

Year built

2017

Style

Single Family Residential

County

Nassau County

APN

092N27129002030000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 7, 2026.

RS-2

WILLIAM BURGESS OVERLAY DISTRICT

Residential, Single-family 2 District

The purpose of the residential single-family districts, RS-2, is to provide for the orderly expansion of low and medium density development in those areas where public services, utilities and transportation facilities are adequate or may be made available; and to exclude uses not compatible with such low and medium density residential development thereby preserving and protecting the characteristics of single-family neighborhoods.

Zone overlays

Permitted uses

Include but are not limited to:

Housing-Single unit

Property details

Parking

Parking Information
Parking Features: Attached, Garage
Garage Spaces: 2
Has Attached Garage
Has Garage

Interior

Interior Features
Interior Features: Breakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
Laundry Features: Electric Dryer Hookup, Sink, Washer Hookup
Fireplace Features: Gas
Appliances: Microwave, Refrigerator
Has Fireplace
# of Fireplaces (Total): 1
Flooring: Carpet, Tile

Bedroom Information
# of Bedrooms: 4

Bathroom Information
# of Full Bathrooms: 2

Exterior

Pool Features
Association Amenities - Pool: Yes
Private YN: No
No

Exterior Features
Exterior Features: Fire Pit
SecurityFeatures: Smoke Detector(s)
Patio And Porch Features: Covered, Patio
Fencing: Back Yard
Roof: Shingle

Building Information
Construction Materials: Brick, Frame

Property Information
Levels: One
Waterfront Features: Pond
Property Sub Type: Single Family Residence
Current Use: Residential, Single Family

Lot Information
Road Frontage Type: City Street
Road Surface Type: Asphalt
Lot Size Acres: 0.22
Lot Size Area: 0.22
Lot Size Units: Acres
Waterfront

Financial

Tax Information
Tax Annual Amount: $3,058.24
Tax Year: 2023

Financial Information
Buyer Financing: VA

Utilities

Heating & Cooling
Has Heating
Cooling: Central Air, Electric
Has Cooling
Heating: Central, Electric

Utility Information
Sewer: Public Sewer
Utilities: Cable Connected, Propane, Other

Location

Unit Information
Unfurnished

HOA Information
Has Association
Association Amenities: Clubhouse, Jogging Path, Playground
Association Fee: $330
Association Fee Frequency: Semi-Annually

Community Information
No

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 2,091
Stories: 1.0
Lot Size: 9,444 square feet
Style: Single Family Residential
Year Built: 2017
Year Renovated: 2017
County: Nassau County
APN: 092N27129002030000

Home facts updated by county records on Aug 7, 2026

Around this home

Schools

Yulee High School

Public 5-12 • Assigned • 1.8mi

5/10

Yulee Middle School

Public 6-8 • Assigned • 1.9mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

6/10 Flood Factor

Estimated 67-74% chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

9/10 Heat Factor

7 days above 106° expected this year, 20 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

5/10 Air Factor

6 unhealthy days expected this year, 7 days in 30 years

Provided by First Street

Historical weather

Yulee, FL • 32097

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 5.8 hours in December, placing it above the U.S. average for solar exposure.

9.3 hrs

5.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$380,000 – $459,000

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Nearby similar homes

$395,000

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3D WALKTHROUGH

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Listing provided by Zillow

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New listings for sale in 32097

NEW 3 HRS AGO

$795,000

4 beds3 baths2,534 sq ft

85902 Miner Pines Ct, Yulee, FL 32097

$319,000

3 beds2 baths1,383 sq ft

77179 Sawmill Ct, Yulee, FL 32097

$395,000

5 beds2.5 baths2,280 sq ft

85502 N Harts Rd, Yulee, FL 32097

$439,000

4 beds3 baths2,727 sq ft

76529 Longleaf Loop, Yulee, FL 32097

COMING SOON

$365,000

4 beds2 baths1,823 sq ft

84016 Saint Paul Blvd, Yulee, FL 32097

$386,000

3 beds3 baths2,006 sq ft

75404 Hideaway Ct, Yulee, FL 32097

$649,900

4 beds3 baths2,701 sq ft

247 Daydream Ave, Yulee, FL 32097

$598,800

4 beds3 baths2,736 sq ft

85300 Sandy Ridge Loop, Yulee, FL 32097

OPEN SAT, 11AM TO 1PM

$599,900

4 beds3 baths3,080 sq ft

85292 Sandy Ridge Loop, Yulee, FL 32097

Home values near 78317 Saddle Rock Rd

Data from public records.

Address	Redfin Estimate
78262 Saddle Rock Road, Yulee, FL 4 Beds \| 2 Baths \| 2091 Sq. Ft.	$367,002
78327 Saddle Rock Road, Yulee, FL 5 Beds \| 4 Baths \| 2852 Sq. Ft.	$530,986

Address	Redfin Estimate
78295 Saddle Rock Road, Yulee, FL 4 Beds \| 2 Baths \| 1846 Sq. Ft.	$365,302
78137 Saddle Rock Road, Yulee, FL 3 Beds \| 2 Baths \| 1543 Sq. Ft.	$330,525

Address	Redfin Estimate
78286 Saddle Rock Road, Yulee, FL 4 Beds \| 3 Baths \| 2466 Sq. Ft.	$446,190
78284 Saddle Rock Road, Yulee, FL 3 Beds \| 2 Baths \| 1535 Sq. Ft.	$332,071

Property information provided by realMLS when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 32097, FL

Sale history for 78317 Saddle Rock Rd

Tax history for 78317 Saddle Rock Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 32097

Home values near 78317 Saddle Rock Rd

More real estate resources