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About this home
Rare one-acre WATERFRONT estate with panoramic marsh views that stretch to historic downtown Fernandina Beach, bring your BOAT & RV! Set within Pirates Wood, this updated one-level ranch is layered with character and coastal charm. Designed for effortless living, the interior emphasizes flow and rich texture, featuring wood-look tile, upgraded Anderson windows, recessed lighting, and a wood-burning fireplace with built-ins that anchor the main living space with warmth and architectural presence. Outdoor living is a true extension of the home. The expansive screened lanai blends indoor and outdoor spaces. The extended patio with spa and cabana is made for quiet evenings or entertaining. Towering mature oaks frame the grounds, leading to a firepit area and private dock, the idyllic setting for front-row access to sunrises, shifting tides, and the soft glow of downtown across the water. The kitchen balances charm and functionality with pine cabinetry, all-new stainless steel Whirlpool appliances, a spacious pantry, and a light-filled breakfast nook with command center. The primary suite has been reimagined, with new lighting, 2 walk-in closets with custom built-ins, and a renovated en suite bath with a new tile shower, soaker tub, dual vanities, and skylights. A flex room with closet can serve as a private office or fourth bedroom. Additional highlights include a powered storage shed, renovated 2-car garage with new door and Shark coating, and a brand-new RainSoft water system and water heater. Residents have access to community amenities, including a boat launch, pool, clubhouse, playground, basketball court, and DEEP WATER dock, completing a lifestyle defined by acreage, waterfront living, and truly exceptional views.
Single-familyProperty Type
1994Year Built
1.07 acresLot Size
$354Price/Sq.Ft.
$54/moHOA Dues
2 car garageParking
Listed by Jen Edgington EDGINGTON• SUMMER HOUSE REALTY
Rare one-acre WATERFRONT estate with panoramic marsh views that stretch to historic downtown Fernandina Beach, bring your BOAT & RV! Set within Pirates Wood, this updated one-level ranch is layered with character and coastal charm. Designed for effortless living, the interior emphasizes flow and rich texture, featuring wood-look tile, NEW $74,000 Anderson windows, recessed lighting, and a wood-burning fireplace with built-ins that anchor the main living space with warmth and architectural presence. Outdoor living is a true extension of the home. The expansive screened lanai blends indoor and outdoor spaces. The extended patio with spa and cabana is made for quiet evenings or entertaining. Towering mature oaks frame the grounds, leading to a firepit area and private dock, the idyllic setting for front-row access to sunrises, shifting tides, and the soft glow of downtown across the water. The kitchen balances charm and functionality with pine cabinetry, all-new stainless steel Whirlpool appliances, a spacious pantry, and a light-filled breakfast nook with command center. The primary suite has been reimagined, with new lighting, 2 walk-in closets with custom built-ins, and a renovated en suite bath with a new tile shower, soaker tub, dual vanities, and skylights. A flex room with closet can serve as a private office or fourth bedroom. Additional highlights include a powered shed, renovated 2-car garage with new door and Shark coating, and a brand-new $14,000 water conditioning system and water heater. Residents have access to community amenities, including a boat launch, pool, clubhouse, playground, basketball court, and DEEP WATER dock, completing a lifestyle defined by acreage, waterfront living, and exceptional views.
realMLS #2132512
Aug 17, 2026
Price Changed
$865,000
$354/sq ft
Jul 29, 2026
Relisted
—
Jul 13, 2026
Pending
—
Mar 1, 2026
Listed
$875,000
$358/sq ft
realMLS #1055698
May 29, 2020
Sold
$455,000
$186/sq ft
Apr 17, 2020
Listed
$469,000
$192/sq ft
+52
LIVING THE DREAM! Panoramic scenes of long marsh views and downtown Fernandina Beach! Enjoy lounging in your rocking chair or sitting on your dock, enjoying the breeze on your 1 acre waterfront estate. Backyard living complete with mature oaks, fire-pit, dock and oversized 8X20 storage shed. Lovely one-level home featuring pine cabinetry, big walk-in closets, wood burning fireplace, expansive screened porch, hurricane shutters and much more! NEWER ROOF, Water heater, & HVAC. Community boasts a boat launch, pool, clubhouse and dock. AMAZING OPPORTUNITY to live marshiside in Nassau County!
AINCAR #88738
Apr 24, 2020
Listed
$469,000
$192/sq ft
Public Records
Jun 4, 2018
Sold
$385,000
$158/sq ft
Public Records
Apr 28, 1992
Sold
$20,000
$8/sq ft
Public Records
Apr 9, 1990
Sold
$34,000
$14/sq ft
Public Records
Oct 23, 1987
Sold
$16,000
$7/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$5,940 (+1.3%)
2024
$5,866 (+1.2%)
2023
$5,798 (+9.9%)
2022
$5,274 (+8.6%)
2021
$4,858 (+10.8%)
$154,000 + $225,982
$379,982
2020
$4,383 (+4.6%)
$132,000 + $183,240
$315,240
2019
$4,190 (+49.7%)
$115,500 + $184,479
$299,979
2018
$2,798 (+10.0%)
2017
$2,545 (+1.1%)
2016
$2,517 (−1.7%)
2015
$2,561 (+0.5%)
2014
$2,549
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
133 ft.
Lot depth
300 ft.
Lot size
1.07 Acres
Year renovated
2000
Finished Sq. Ft.
2,443
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,443
Year built
1994
Style
Single Family Residential
County
Nassau County
APN
433N28509D00360000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
RS-1
Residential, Single-family 1 District
The purpose of the residential single-family districts, RS-1, is to provide for the orderly expansion of low and medium density development in those areas where public services, utilities and transportation facilities are adequate or may be made available; and to exclude uses not compatible with such low and medium density residential development thereby preserving and protecting the characteristics of single-family neighborhoods.
Permitted uses
Include but are not limited to:
Housing-Single unit
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
9/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
4/10 Air Factor
5 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Yulee, FL • 32097
Average low and high temperatures (°F)
62
39
70
46
75
53
81
60
86
67
89
72
93
75
89
75
85
71
79
63
76
55
67
47
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
97/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.8 hrs
6.6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 97146 Pirates Point Rd
$825,103
$40K under list price of $865K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $316K to $755K.