Discover the relaxed coastal lifestyle of Oyster Bay Harbour, one of Fernandina Beach's most sought after gated communities. This beautifully updated single story 3-bedroom, 3-bath home offers timeless style, quality craftsmanship, and peaceful pond views. Enjoy a welcoming front porch, screened lanai with summer kitchen, and an open floor plan perfect for everyday living and entertaining. Features include 10 ft ceilings, hardwood floors, plantation shutters, fresh interior paint, custom built-ins with a gas fireplace, custom walk-in pantry, updated lighting, new front door glass, and a spacious 3 car garage. Recent updates include a 2023 HVAC, brand new water softener, refreshed landscaping and irrigation, freshly stained front porch, and serviced whole house generator. Enjoy community pool, tennis, pickleball, plus optional Oyster Bay Yacht Club membership available at a reduced initiation fee. Minutes to Amelia Island beaches and historic downtown Fernandina Beach.
Single-familyProperty Type
2007Year Built
0.31 acresLot Size
$399Price/Sq.Ft.
$142/moHOA Dues
3 car garageParking
Listed by Crystal Sells Amelia Island JOZSA• ONE SOTHEBY'S INTERNATIONAL REALTY
Oyster Bay, located between the Amelia River and Lofton Creek, is a waterfront and residential Yulee neighborhood with tidal marsh views and a boat-ready feel. The neighborhood reads as low-slung coastal architecture—porches, screened lanais, and palms framing quiet streets. The character concentrates around the Oyster Bay Yacht Club and marina docks, where slip-side chatter and rigging lines set the tone. Kayak launches and fishing access shape daily rhythms along the creeks and backwaters. Nearby, the Amelia Island Museum of History, Fernandina Beach Market Place, and the Florida Theatre anchor local culture beyond the waterline. Trails and preserves in the Nassau River basin add a nature-forward counterpoint to the shoreline setting.
Provided by Walk Score and Local Logic
Market insights
96513 Soap Creek Dr · $959,000
DAYS ON MARKET
5 days
The average home goes pending in 68 days.
SALE-TO-LIST
97.7%
Most homes are selling 2% below list price.
LIST PRICE
$959,000
Median sale price in this area is $498,365. (48% lower than this home)
PRICE DROP
0 price drops
24% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Breakfast bar
Built-in features
Ceiling fans
Eat-in kitchen
Entrance foyer
Kitchen island
Open floorplan
Pantry
Primary bathroom with separate tub and shower
Primary bedroom on main level
Split bedroom layout
Vaulted ceilings
Walk-in closets
Gas fireplace
Bedrooms
3 bedrooms
Bathrooms
3 full bathrooms
Kitchen
Dishwasher
Disposal
Electric oven
Electric range
Freezer
Microwave
Refrigerator
Kitchen island
Breakfast bar
Pantry
Laundry & utility
Washer
Dryer
Electric dryer hookup
Laundry sink
Tankless water heater
Owned water softener
Flooring
Wood flooring
Wall-to-wall carpet
Heating & cooling
Central heating (electric)
Central air conditioning (electric)
Exterior features
Covered front and rear porches
Screened porch
Security gate
Smoke detectors
Lake frontage
Irregular lot with many trees
Front and rear sprinkler systems
Private road frontage
Asphalt road surface
Community pool and spa
Home design
Single family residence
One story
Property attached
Parking
Detached garage with garage door opener
3-car garage
Security
Gated community
Security features included with association
Security gate
Smoke detectors
Construction
Built with fiber cement and frame construction
Metal roof
Utilities
Public sewer
Water available and connected
Electricity available and connected
Cable available
Propane
HOA & community
Association with gated access
Association amenities include pickleball and security
Association fee $425 quarterly (includes grounds maintenance)
Electricity and solar
View estimated energy costs and solar savings for this home
The application of flexible land use controls to the development of land is often difficult or impossible within traditional zoning district regulations. In order to permit the use of more flexible land use regulations and to facilitate use of the most advantageous techniques of land development, it is permissible to establish planned unit developments PUDs, in which development is in harmony with the general purpose and intent of this ordinance and the adopted Nassau County Comprehensive Plan. The objective of a PUD is to encourage ingenuity, imagination and design efforts on the part of builders, architects, site planners and developers, by allowing for departure from the strict application of use, setback, height, and minimum lot size requirements of conventional zoning districts. In order to justify allowing these departures, a PUD must produce developments which can achieve desirable goals such as preserving open space, protecting historic or community character, providing alternative transportation modes, or providing for the efficient expansion of public infrastructure The intent of this district is to permit such flexibility and provide performance criteria for planned unit development which: Permits a creative approach to the development of land; Accomplishes a more desirable environment than would be possible through the strict application of minimum requirements of this ordinance; Provides for an efficient use of land, resulting in lower development costs; Enhances the appearance of the area through preservation of natural features, the provision of underground utilities, where possible, and the provision of recreation areas and open space more efficiently than existing zoning and subdivision requirements; Reserved; Provides an environment of stable character compatible with surrounding areas; Retains property values over the long term.
Permitted uses
Include but are not limited to:
No uses permitted by right
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
9/10 Heat Factor
7 days above 105° expected this year, 20 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
4/10 Air Factor
5 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Fernandina Beach, FL • 32034
Average low and high temperatures (°F)
61
42
68
49
72
55
78
63
84
70
87
74
90
76
88
76
83
73
78
66
74
58
65
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
84/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.6 hrs
6.3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 96513 Soap Creek Dr
$949,608
$9,392 under list price of $959K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $600K to $993K.
3D WALKTHROUGH
Local rules require you to be signed in96605 Soap Creek Dr, Fernandina Beach, FL 32034