Is there a 4-bedroom home in Mount Dora with a private apartment and no HOA? Welcome to 5521 Oak Street, a fully renovated property offering rare flexibility with a separate 1-bedroom, 1-bath private apartment. With its own entrance, full kitchen, spacious living area, large custom closet, and beautifully designed bathroom, the apartment lives like an entirely independent home. This setup is ideal for multigenerational living, guests, rental income, or a private office or creative studio. The main residence features 3 bedrooms and 2 bathrooms, thoughtfully renovated to blend modern finishes with comfortable, functional living spaces. Updated interiors, natural light, and a practical layout create a home that feels both welcoming and move-in ready. Major system upgrades provide long-term peace of mind for the next owner. The property includes a new shingle roof installed in 2026, and an A/C system replaced in 2024. Additional infrastructure improvements include PVC and PEX plumbing, helping ensure reliability and efficiency. Additional highlights include: * Private 1-bedroom apartment with full kitchen and separate entrance * Updated vinyl double-pane windows for energy efficiency * Renovated interiors with modern finishes throughout * Spacious living areas designed for everyday comfort * 2-car garage with ample storage * No HOA and no CDD fees Location is another standout feature. This home sits just minutes from Downtown Mount Dora, one of Central Florida’s most beloved historic lakefront towns. Residents enjoy easy access to Lake Dora sunsets, award-winning restaurants, local coffee shops, art galleries, boutique shopping, and nationally recognized festivals throughout the year. Whether you’re looking for a 4-bedroom home in Mount Dora with income potential, space for extended family, or a flexible property that adapts to your lifestyle, 5521 Oak Street offers a rare opportunity. Fully renovated homes with a true private apartment in Mount Dora are hard to find, making this property a standout option for buyers seeking comfort, versatility, and long-term value in a prime location.
PRICE REDUCED - Sellers will entertain all offers! Welcome to this spacious home with interior in-law suite which also includes a separate entrance! Located in Orange County and is perfect for an easy commute to Orlando and a short drive to the 429, while just minutes from historic downtown Mount Dora. The house features a large master bedroom with walk-in closet and french doors leading to the lanai. Living room with wood burning fireplace and a large family room which both open to the screened lanai. The in-law suite has a kitchenette/living room combo, bedroom, bathroom with walk-in shower and walk-in closet. The in-law suite could be used for mom and/or dad, a college student gaining independence or as an air bnb! Large lot has plenty of room for a pool and has an electrical set up and slab for a hot tub. Main house and In-law suite AC units replaced 2024, driveway and walkways were re-done in 2024, appliances are approximately 1-2 years old and the house was replumbed in 2017 along with a new water heater in the main house. ADT security system installed. This lovely home will not last long so bring your offers because this seller is motivated!
Stellar MLS as Distributed by MLS Grid #O5463812
Apr 6, 2017
Sold
$314,500
$107/sq ft
Feb 20, 2017
Pending
—
Oct 5, 2016
Price Changed
$319,500
$109/sq ft
Sep 7, 2016
Listed
$325,500
$111/sq ft
Welcome to this lovely home with in-law suite! Located in Orange County, this is the perfect option for an easy commute to Orlando while just minutes from historic Mount Dora. Enjoy the luxury of the massive master bedroom with walk-in closet and french doors leading to the lanai. Skylights throughout the home brings in plenty of natural light. Huge family room, living room with fireplace both open to the screened lanai. Large lot has plenty of room for a pool. This home features an in-law/ income apartment with a separate front entrance. Bright and cheerful with generous storage and walk-in closet. Seller is also offering a one year home warranty.
Public Records
Mar 31, 2005
Sold
$255,000
$87/sq ft
Stellar MLS as Distributed by MLS Grid #G4566420
Dec 29, 2004
Listing Removed
—
Jun 29, 2004
Listed
*
Year
Property tax
Land + Additions
Assessment*
2025
$4,601 (+5.2%)
2024
$4,375 (+7.3%)
2023
$4,076 (+3.7%)
2022
$3,932 (+1.6%)
2021
$3,869 (+5.1%)
2020
$3,683 (−2.8%)
2019
$3,788 (+0.8%)
2018
$3,756 (+59.2%)
2017
$2,360 (+1.2%)
2016
$2,332 (−1.6%)
2015
$2,370 (−2.0%)
2014
$2,419 (+2.3%)
2013
$2,364 (+0.5%)
2012
$2,352
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
0.33 Acres
Year renovated
2010
Finished Sq. Ft.
2,939
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,939
Year built
1990
Style
Single Family Residential
County
Orange County
APN
272008855907230
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 17, 2026.
R-1AA
Single-Family Dwelling Districts
The areas included within R-1-AA single-family dwelling districts are intended to be single-family residential areas with large lots and low population densities. Certain structures and uses required to serve educational, religious, utilities and noncommercial recreational needs of such areas are permitted within the districts as special exceptions.
Permitted uses
Include but are not limited to:
Livestock production
Housing-Single unit
Fire house
Police station
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
2% chance of being in a wildfire in next 30 years
8/10 Heat Factor
7 days above 108° expected this year, 22 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Mount Dora, FL • 32757
Average low and high temperatures (°F)
68
46
74
52
80
58
85
63
90
71
92
74
93
76
91
76
89
73
83
66
79
57
73
53
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
96/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.2 hrs
7.7 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 5521 Oak St
$562,117
$13K under list price of $575K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $432K to $695K.