There are homes you tour, and then there are homes you experience. Enter 107 Cool Creek Trail - thoughtfully named Coldwater Ridge. From the moment you arrive, the world slows down. A paved drive opens quietly into a private clearing, surrounded by forested land, where reclaimed wood, steel, glass, and stone rise naturally from the landscape. Every element feels considered, grounded, and entirely at home in its surroundings. Set on 4.37 acres within an intimate enclave of impeccably built luxury homes, Coldwater Ridge is defined by its relationship to nature. Just beyond the living spaces, approximately 440 feet of frontage along Fighting Town Creek unfolds below - wide, rushing, and constant. More river than creek, its movement becomes a steady, grounding presence. Built in 2024 and spanning approximately 3,000 square feet, the home was designed with intention at every turn. Reclaimed barnwood siding anchors the exterior in warmth and texture, while clean architectural lines, soaring rooflines, and expansive glass introduce light, openness, and modern clarity. Inside, Anderson sliding glass doors dissolve the boundary between indoors and out, opening living spaces to covered porches, forest views, and the soft glow of evening light filtering through the trees. The main living area feels expansive and intimate - soaring ceilings above, natural materials underfoot, and carefully curated lighting that shifts effortlessly from day to night. A fireplace anchors the space, while automated, remote-controlled shades quietly adjust the atmosphere, allowing the home to respond to light, privacy, and mood with ease. Technology here is seamless, and nearly invisible - enhancing the experience without ever distracting from it. Every bedroom is en-suite, offering privacy and comfort for owners and guests alike. The terrace level reveals a beautifully designed bunk room with three custom built-in bunk beds. Outdoor living is woven throughout the property. Two covered porches invite year-round enjoyment, including an outdoor fireplace that turns cool mountain evenings into long, memorable nights. Below, extensive hardscaping leads to a fire pit setting that feels cinematic in both placement and atmosphere. Evening fires surrounded by forest, stars overhead, and the sound of moving water just beyond. An expansive paved drive and parking area provide ample space without disturbing the sense of seclusion. Despite its remarkable privacy, Coldwater Ridge is located just minutes from downtown Blue Ridge, as well as the charm of McCaysville and Epworth. Acclaimed wineries, dining, hiking, and outdoor adventure are close at hand, yet comfortably out of sight. Coldwater Ridge is offered in a manner that allows for a seamless, turnkey transition, inviting its next owner to step directly into the life it was designed to support. This is a home that photographs beautifully - but photographs only tell part of the story. The stillness. The sound of the creek. The way the house settles into the land. Coldwater Ridge isn't just a destination, a home, or a place to stay. It's a feeling that must be experienced to be fully understood.
Single-familyProperty Type
2024Year Built
4.37 acresLot Size
$483Price/Sq.Ft.
$33/moHOA Dues
6 spacesParking
Listed by Zach Payne• PAYNE Real Estate
Contact: 917-769-9828
Bought with Tanya Bailey• BHGRE Metro Brokers
Source:FMLS #7704992
Redfin Estimate
$1,472,624
$23K since sold in March 2026$12K since August
Recently sold homes
Estimate history
Homes for sale
This home's estimate is 17.7% higher than the average sale price ($1.25M) of 5 comparable homes.
Fireplace Features: Fire Pit, Gas Log, Gas Starter, Living Room, Outside
Interior Features: Beamed Ceilings, Cathedral Ceiling(s), Entrance Foyer 2 Story, High Ceilings 10 ft Lower, High Ceilings 10 ft Main, High Speed Internet, Smart Home, Walk-In Closet(s), Wet Bar
Window Features: Double Pane Windows, ENERGY STAR Qualified Windows, Window Treatments
Common Walls: No Common Walls
Appliances: Dishwasher, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
Flooring: Wood
Room Information
LaundryFeatures: Electric Dryer Hookup, Laundry Room, Lower Level, Mud Room
Kitchen Features: Cabinets Stain,Kitchen Island,Pantry Walk-In,Stone Counters,View to Family Room
Dining Room Features: Great Room,Open Concept
Room Type: Basement, Great Room - 2 Story, Media Room
Heating: Central, Forced Air, Heat Pump, Natural Gas
Water Source: Private, Well
Electric: 110 Volts, 220 Volts
Sewer: Septic Tank
Utilities: Electricity Available, Underground Utilities, Water Available
Location
HOA Information
Association Fee2: $400
Association Fee2 Frequency: Annually
School Information
Elementary School: Blue Ridge - Fannin
Middle Or Junior School: Fannin County
High School: Fannin County
Location Information
Directions: From Walmart/Home Depot in Blue Ridge take highway 5 (North) approx 6.7 Miles, turn LEFT at Abernathy's Furniture onto Old State Hwy 5, then turn RIGHT on Madola Road and travel approximately 2.8 miles. Cool Creek Trail is on the RIGHT, go through the gate and home is on the LEFT. Sign is at the top of the driveway. If using GPS please use 3095 Madola Rd - this will take you to the entrance at Cool Creek Trail on the RIGHT.
Road Surface Type: Gravel
Road Frontage Type: Private Road
Fannin - GA
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: —
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Fannin County
APN: —
Home facts updated by county records on Apr 1, 2026
Around this home
Schools
West Fannin Elementary School
Public PreK-5 • Assigned • 2.9mi
6/10
Fannin County Middle School
Public 6-8 • Assigned • 8.6mi
7/10
Fannin County High School
Public 9-12 • Assigned • 8.3mi
5/10
Provided by GreatSchools
Historical weather
Blue Ridge, GA • 30513
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Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.
Provided by Shadowmap
Estimated sale price
$1.40M – $1.69M
Sell confidently with a local market expert in Blue Ridge.