Tucked away in one of the lake's most picturesque coves, this exceptional almost two-acre property offers the rare combination of privacy, natural beauty, and the kind of setting where lifelong memories are made. Consisting of a combined lot and a half, the property provides an incredible amount of usable outdoor space while feeling like your own private retreat. The gently sloping backyard leads to a large, level grassy area at the water's edge - perfect for playing games like cornhole or frisbee, evenings around an open fire roasting marshmallows, or simply enjoying time together by the lake. A peaceful stream winds the length of the property, creating a truly unique landscape. The combination of mature hardwoods and the surrounding landscape gives the entire property the feel of a private mountain retreat tucked along the shores of the lake. Positioned in a quiet cove with consistently clear water, this is an ideal place for swimming, paddleboarding, kayaking, and relaxing at the dock. The dock enjoys beautiful sunrise views and welcome afternoon shade, while the protected cove keeps boat traffic and large wakes to a minimum. When you're ready for a day on the open water, the main lake and nearby public boat ramp are just minutes away. Inside, expansive lake views serve as the backdrop for everyday living. Designed to comfortably accommodate family and friends, the home offers generous gathering spaces with room for up to ten guests, making it equally suited for weekend getaways or full-time lake living. The spacious porch and deck are surrounded by mature hardwoods that provide natural shade throughout the day, creating a cool, inviting place to enjoy your morning coffee, afternoon conversations, or peaceful evenings overlooking the water. This home has been meticulously cared for and is ready for its next chapter. Whether you're searching for a weekend escape or a place where generations can gather and make memories for years to come, this is a property that offers not just a home, but a true Lake Oconee lifestyle.
Single-familyProperty Type
1998Year Built
1.92 acresLot Size
$494Price/Sq.Ft.
$6/moHOA Dues
Listed by Brooke Adams• Kim and Lin Logan Real Estate
Tucked away in one of the lake's most picturesque coves, this exceptional almost two-acre property offers the rare combination of privacy, natural beauty, and the kind of setting where lifelong memories are made. Consisting of a combined lot and a half, the property provides an incredible amount of usable outdoor space while feeling like your own private retreat. The gently sloping backyard leads to a large, level grassy area at the water's edge - perfect for playing games like cornhole or frisbee, evenings around an open fire roasting marshmallows, or simply enjoying time together by the lake. A peaceful stream winds the length of the property, creating a truly unique landscape. The combination of mature hardwoods and the surrounding landscape gives the entire property the feel of a private mountain retreat tucked along the shores of the lake. Positioned in a quiet cove with consistently clear water, this is an ideal place for swimming, paddleboarding, kayaking, and relaxing at the dock. The dock enjoys beautiful sunrise views and welcome afternoon shade, while the protected cove keeps boat traffic and large wakes to a minimum. When you're ready for a day on the open water, the main lake and nearby public boat ramp are just minutes away. Inside, expansive lake views serve as the backdrop for everyday living. Designed to comfortably accommodate family and friends, the home offers generous gathering spaces with room for up to ten guests, making it equally suited for weekend getaways or full-time lake living. The spacious porch and deck are surrounded by mature hardwoods that provide natural shade throughout the day, creating a cool, inviting place to enjoy your morning coffee, afternoon conversations, or peaceful evenings overlooking the water. This home has been meticulously cared for and is ready for its next chapter. Whether you're searching for a weekend escape or a place where generations can gather and make memories for years to come, this is a property that offers not just a home, but a true Lake Oconee lifestyle.
GAMLS #10804050
Sep 5, 2026
Price Changed
$699,900
$494/sq ft
Jul 8, 2026
Listed
$759,000
$536/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,227 (+9.6%)
$153,000 + $76,980
$229,980
2024
$3,858 (−4.8%)
$153,000 + $74,454
$227,454
2023
$4,054 (−3.1%)
$153,000 + $71,573
$224,573
2022
$4,184 (+24.2%)
$136,000 + $72,397
$208,397
2021
$3,368 (−1.7%)
$85,000 + $62,827
$147,827
2020
$3,425 (+5.6%)
$85,000 + $56,372
$141,372
2019
$3,244 (+2.9%)
$85,850 + $46,042
$131,892
2018
$3,152 (+10.8%)
$85,000 + $41,169
$126,169
2017
$2,845
$85,000 + $41,169
$126,169
2016
$2,847 (+1.1%)
$85,000 + $41,169
$126,169
2015
$2,817 (−0.1%)
$85,000 + $44,502
$129,502
2014
$2,821
$85,000 + $44,502
$129,502
Public record
Beds
—
Baths
2
Stories
1.5
Lot width
—
Lot depth
—
Lot size
1.92 Acres
Year renovated
—
Finished Sq. Ft.
1,417
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,417
Year built
1998
Style
Single Family Residential
County
Putnam County
APN
123D025
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 14, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
6/10 Heat Factor
7 days above 107° expected this year, 17 days in 30 years
6/10 Wind Factor
47% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Eatonton, GA • 31024
Average low and high temperatures (°F)
54
33
63
40
73
47
80
55
81
62
88
69
93
73
85
69
85
64
77
55
69
48
59
38
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
93/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.6 hrs
6.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 198 Winding River Rd
$672,008
$28K under list price of $700K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $250K to $915K.