364 Talona Lake Ter, Ellijay, GA 30536

Must-see private lake retreat on 6.5 acres on Talona Lake with no HOA! A rare find in the mountains with gorgeous lake views, plus a newer 1-bedroom, 1-bath apartment with its own separate exterior entrance and private fenced yard, ideal for guests, multi-generational living, or added income potential. Multiple decks overlook the water, a new firepit sits above the shoreline, and new stairs lead down to the lake for kayaking, fishing, and quiet mornings and evenings enjoying the water. Step inside 3,584 square feet of thoughtfully designed living space. The living room features high ceilings and a fireplace at its center, flowing seamlessly into the large kitchen and dining room. Multiple access points from the main floor lead out to the decks, making it easy to enjoy the outdoors and the lake views. Upstairs, the oversized primary suite offers its own fireplace and amazing views of the lake. The current owners finished the lower-level apartment in 2025, complete with a bedroom, full bathroom, and kitchen. An oversized garage with newer garage doors, a fenced backyard, and stone accents adds both charm and livability. In a community where most homes sit on less than an acre, this property gives you the privacy and room to spread out that buyers rarely find on the lake, and with no HOA, the freedom to make it your own. Whether you are looking for a full-time residence, a weekend mountain getaway, or a property with short term rental potential, this is lake living, acreage, and flexibility in one exceptional package.