This great Lake Hartwell home is in the sought-after Paynes Creek section of the lake. The front porch welcomes you to the foyer which leads to the great room with wood floors, a stone fireplace and vaulted ceilings. The great room is open to the kitchen and lakefront dining area. There is beautiful outdoor living space on the screened porch with a second fireplace and an open grill deck. The low maintenance porches have recently been upgraded with composite decking and powder coated aluminum railing. The owner's suite is also on this level, and there is an additional half bath. Upstairs there are three generous bedrooms and a full bath. The terrace level has a huge great room with stylish cork floors, a television area, a game area and room for additional sleeping. There is also a bunk room and another full bathroom. Outside this level, there is a patio that connects to a short, gentle walk to the covered slip dock with composite decking. The dock also has a boat lift with a decked section in front, great for storing your lake toys. This house is being offered fully furnished including appliances, televisions, kitchenware and decor.
Single-familyProperty Type
2007Year Built
0.53 acresLot Size
$272Est. Price/Sq.Ft.
1 spaceParking
Listed by Spot On The Lake• Lake Hartwell Partners, LLC
Bought with Michael Miller• Lake Hartwell Partners, LLC
This great Lake Hartwell home is in the sought-after Paynes Creek section of the lake. The front porch welcomes you to the foyer which leads to the great room with wood floors, a stone fireplace and vaulted ceilings. The great room is open to the kitchen and lakefront dining area. There is beautiful outdoor living space on the screened porch with a second fireplace and an open grill deck. The low maintenance porches have recently been upgraded with composite decking and powder coated aluminum railing. The owner's suite is also on this level, and there is an additional half bath. Upstairs there are three generous bedrooms and a full bath. The terrace level has a huge great room with stylish cork floors, a television area, a game area and room for additional sleeping. There is also a bunk room and another full bathroom. Outside this level, there is a patio that connects to a short, gentle walk to the covered slip dock with composite decking. The dock also has a boat lift with a decked section in front, great for storing your lake toys. This house is being offered fully furnished including appliances, televisions, kitchenware and decor.
WUMLS #20292363
Jan 30, 2026
Sold
$810,000
$267/sq ft
Dec 30, 2025
Contingent
—
Oct 1, 2025
Price Changed
$825,000
$272/sq ft
Sep 11, 2025
Listed
$850,000
$281/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,474 (+4.5%)
$142,000 + $110,062
$252,062
2024
$3,325 (−1.8%)
$142,000 + $110,062
$252,062
2023
$3,388 (+6.8%)
$124,000 + $95,371
$219,371
2022
$3,172 (+14.6%)
$106,000 + $84,504
$190,504
2021
$2,767 (+2.9%)
$106,000 + $84,504
$190,504
2020
$2,690 (+4.8%)
$68,000 + $70,893
$138,893
2019
$2,567 (−0.7%)
$68,000 + $70,893
$138,893
2018
$2,585
$64,000 + $67,322
$131,322
2017
$2,584 (−0.5%)
$64,000 + $65,996
$129,996
2016
$2,598 (+1.9%)
$64,000 + $65,996
$129,996
2015
$2,550 (−5.1%)
$61,200 + $65,459
$126,659
2014
$2,686
$68,000 + $67,266
$135,266
Tax history for 1045 Paynes Creek Rd
Year
Property tax
Land + Additions
Assessment*
2025
$3,474 (+4.5%)
$142,000 + $110,062
$252,062
2024
$3,325 (−1.8%)
$142,000 + $110,062
$252,062
2023
$3,388 (+6.8%)
$124,000 + $95,371
$219,371
2022
$3,172 (+14.6%)
$106,000 + $84,504
$190,504
2021
$2,767 (+2.9%)
$106,000 + $84,504
$190,504
2020
$2,690 (+4.8%)
$68,000 + $70,893
$138,893
2019
$2,567 (−0.7%)
$68,000 + $70,893
$138,893
2018
$2,585
$64,000 + $67,322
$131,322
2017
$2,584 (−0.5%)
$64,000 + $65,996
$129,996
2016
$2,598 (+1.9%)
$64,000 + $65,996
$129,996
2015
$2,550 (−5.1%)
$61,200 + $65,459
$126,659
2014
$2,686
$68,000 + $67,266
$135,266
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
3
Baths
2
Stories
2
Lot width
200 ft.
Lot depth
—
Lot size
0.53 Acres
Year renovated
2006
Sq. Ft.
3,030
Year built
2006
Style
Single Family Residential
County
Hart County
APN
C52 010 001
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Mar 24, 2026.
Property details
Parking
Parking
Features: Driveway
Interior
Bedroom Information
# of Main Level Bedrooms: 1
Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 1
# of Main Level Bathrooms: 1
Room Information
Room Types: Bonus Room, Living Room, Other, Recreation