This 3-bedroom, 2-bath home is ideally located in the desirable Sugarmill Plantation community. The property features a covered back porch and a fully fenced yard, creating the perfect setting for entertaining or enjoying peaceful outdoor living. Inside, the kitchen offers a charming nook ideal for a coffee bar, adding both function and personality to the space. The home is within walking distance to Sugarmill's park amenities, including the community pool, pond, tennis courts, and playground, providing activity options just steps away. Conveniently situated minutes from Kings Bay Naval Base, shops, and dining, this home offers comfort, lifestyle, and location all in one. *Pictures were taken before current the tenants occupied the property* All Kings Bay Rentals LLC residents are enrolled in the Resident Benefits Package (RBP) for $39.95/month which includes renters insurance, credit building to help boost your credit score with timely rent payments, $1M identity protection, HVAC air filter delivery (for applicable properties), move-in concierge service making utility connection and home service setup a breeze during your move-in, our best-in-class resident rewards program, and much more! More details upon application.
Amenities
In-unit amenities
These amenities may not be available for every unit
View estimated energy costs and solar savings for this home
Internet
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Property details
Interior
Bathroom Information
# of Full Baths: 2
Heating & Cooling
Air Conditioning Type: Central
Heating Fuel Type: Gas Public/Piped
Heating Type: Central
Fireplace Information
# of Fireplaces: 1
Fireplace Type: 2 Story Prefab
Has Fireplace
Room Information
# of Rooms: 7
Exterior
Exterior Information
Physical Condition: Average
Floor Construction Type: Concrete
Foundation Type: Slab
Building Type: Single Family
Property Information
Subdivision Name: SUGARMILL PLANTATION PH 1 SEC
Living Sq. Ft: 1,428
Building Sq. Ft: 1,716
# of Stories: 1
Stories Type: 1
Legal Description: H/L 105 SUGARMILL PLANT P1 S6A
Parking & Garage Information
Parking Type: Attached Garage
Garage/Parking Sq. Ft: 288
Garage / Carport Type: Attached
Lot Information
# of Buildings: 1
Land Sq. Ft: 6,517
Legal Lot Number: 105
Municipality Name: ST MARYS
Acres: 0.1496
Zoning Code: 007
County Use Description: RES-LOT WITH IMPRV
Location Information
Parcel Location Influence: Corner
Utility Information
Sewer Type: Public
Water Service Type: Public
Financial
Assessor Information
Assessment Year: 2026
Tax Area: ST MARYS
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,428
Stories: 1.0
Lot Size: 6,517 square feet
Style: Single Family Residential
Year Built: 1988
Year Renovated: 2006
County: Camden County
APN: 134C 105
Home facts updated by county records on Nov 2, 2026
Sale and tax history for 109 Waterman Rd
Sale History
Tax History
Date
Event
Price
APPFOLIO #1
Sep 18, 2026
Rental Removed
$1,800
$1/sq ft
Sep 16, 2026
Listed for Rent
$1,800
$1/sq ft
Public Records
Dec 16, 2020
Sold
$95,000
$67/sq ft
GAMLS #3135852
Jan 6, 2012
Sold
$110,000
$77/sq ft
SUGARMILL GEM! MOVE IN READY! LG KIT, SEP DR, GAS FP, HOA POOL NEARBY, HOT TUB ON LG REAR COV. PATIO, CIR DRVY, 3% CC PD. SELLER LIC. REALTOR IN GA.
Year
Property tax
Land + Additions
Assessment*
2025
$2,878 (−0.6%)
$14,000 + $94,654
$108,654
2024
$2,896 (+55.2%)
$14,000 + $92,872
$106,872
2023
$1,866 (+14.7%)
$14,000 + $92,872
$106,872
2022
$1,627 (+7.5%)
$14,000 + $51,725
$65,725
2021
$1,514 (+22.3%)
$14,000 + $41,626
$55,626
2020
$1,238
$14,000 + $34,966
$48,966
2019
$1,238 (+8.1%)
$14,000 + $42,900
$56,900
2018
$1,145 (−1.8%)
$14,000 + $42,900
$56,900
2017
$1,166
$10,000 + $37,409
$47,409
2016
$1,166 (+3.3%)
$10,000 + $37,409
$47,409
2015
$1,129 (−8.9%)
$10,000 + $34,952
$44,952
2014
$1,239
$8,000 + $34,952
$42,952
Around this home
Schools Near 109 Waterman Rd
K - 12
Preschool & daycare
7/10
Crooked River Elementary School
Public, PreK-5 • Assigned • 2.1mi
7/10
Saint Marys Middle School
Public, 6-8 • Assigned • 1.4mi
8/10
Camden County High School
Public, 9-12 • Assigned • 5.0mi
Provided by GreatSchools
About Sugarmill
Plantation
Sugarmill Plantation, located between St. Marys Road and the St. Marys River, is a residential and golf-course St. Marys neighborhood with live-oak canopies and lagoon-style ponds. The neighborhood reads as low-slung coastal architecture—porches, screened lanais, and tidy streets that curve around fairways and water. The character concentrates at the Sugarmill Boulevard entrance, where palms, brick signage, and cart paths set a quiet, resort-like cadence. Community touchstones include the Sugarmill Plantation Golf Club for tee times and clubhouse gatherings, plus the waterfront pull of nearby St. Marys Historic District. Days tend to orbit around walks under mossy trees, short drives to the marina, and a slower pace shaped by the river.
Provided by Walk Score and Local Logic
Public facts and zoning for 109 Waterman Rd
Beds
3
Baths
2
Sq. Ft.
1,428
Stories
1
Lot Size
6,517 Sq. Ft.
Style
Single Family Residential
Year Built
1988
Year Renovated
2006
County
Camden County
APN
134C 105
Home facts updated by county records on Nov 2, 2026.
Additional resources
Zoning
Working on getting current and accurate zoning information for this home.Learn more
Climate risks
4/10 Flood Factor
Estimated 18-26% chance of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
9/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
9/10 Wind Factor
99% chance of strong winds in next 30 years
5/10 Air Factor
6 unhealthy days expected this year, 7 days in 30 years
Provided by First Street
Thinking of selling?
Estimated sale price
$264,000 – $320,000
Sell confidently with a local market expert in Saint Marys.
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In-unit amenities
These amenities may not be available for every unit