OFF MARKET

Off market mar 2022 for $1.3M

$2,420,584

Est. refi paymentEst. refi $4,250/mo

•

3,131

sq ft

3 Cottage Lawn Rd, St Simons Island, GA 31522

About this home

A quick bike ride away from The Cloister and Beach Club at Sea Island, this home in the gated neighborhood of Black Banks is perfectly located for easy access to both Sea Island and St. Simons amenities. This lovely home has many unique features including a guest cottage originally built in 1933. The entire property has mature landscaping and between the main house and guest cottage is a peaceful courtyard with pool, outdoor kitchen including a gas grill and stone fire place. Enjoy the nature surrounding this property from any of the property’s porches, decks or patios. The main house with heart pine floors throughout the main floor includes a master suite on the main level along with a living, dining, den and updated kitchen with gas range and stainless steel appliances. Upstairs are 2 guest bedrooms and full bath. The guest cottage has a full kitchen, living room, bedroom and bathroom upstairs. There is so much potential with this property and you can't beat the location!

Single-familyProperty Type

1988Year Built

0.36 acresLot Size

$773Est. Price/Sq.Ft.

3 car garageParking

Listed by Victor Long • Banker Real Estate

Bought with Victor Long • Banker Real Estate

Redfin checked: a few seconds ago

•Source:GIAR #1629038

Redfin Estimate

$2,420,584

$1.1M since sold in March 2022$44K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 135.5% higher than the average sale price ($1.03M) of 6 comparable homes.

SOLD OCT 15, 2026
$710,000
A
4 beds3.5 baths2,581 sq ft
104 Rosemont St, St Simons Island, GA 31522
SOLD JUL 24, 2026
$1,575,000
B
4 beds4 baths3,466 sq ft
1412 S Windward Dr, St Simons Island, GA 31522
SOLD MAR 31, 2026
$1,150,000
C
4 beds3.5 baths2,827 sq ft
202 Vassar Point Dr, St Simons Island, GA 31522
SOLD JUN 15, 2026
$761,767
D
4 beds3.5 baths2,883 sq ft
123 Newfield St, St Simons Island, GA 31522
SOLD JUN 26, 2026
$985,000
E
4 beds3.5 baths3,321 sq ft
242 Mcintosh Ave, St Simons Island, GA 31522
SOLD OCT 2, 2026
$985,000
F
3 beds2.5 baths2,639 sq ft
135 Colonial Dr, St Simons Island, GA 31522

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$5,105/mo

Redfin rental estimate

List your home for rent

Market trends in 31522, GA

Last updated October 2026

Buyer's Market

Seller's Market

Buyer's market

Sale-to-list price

96.1%

0.1% MoM

Median sale price

$685K

$28K MoM

Avg. days on market

71d

3 days MoM

Recently sold homes

193

7 MoM

New listings for sale

NEW 24 HRS AGO
$860,000
3 beds2.5 baths2,673 sq ft
111 Rosemont St, St Simons Island, GA 31522
NEW 27 HRS AGO
$2,275,000
3 beds4 baths4,086 sq ft
15 Couper Pl, St Simons Island, GA 31522
$2,086,000
4 beds4 baths2,744 sq ft
1060 Village Oaks Ln, St Simons Island, GA 31522
$880,000
4 beds3 baths2,689 sq ft
123 Plemmons Dr, St Simons Island, GA 31522
$505,000
3 beds3 baths1,845 sq ft
103 Kingsmarsh Way, St Simons Island, GA 31522
$5,295,000
5 beds5.5 baths4,903 sq ft
9 Kings Ln, St Simons Island, GA 31522
$659,900
3 beds2.5 baths1,605 sq ft
200 Salt Air Dr #166, St Simons Island, GA 31522
$419,000
2 beds2 baths1,430 sq ft
720 Deer Run Villas, St Simons Island, GA 31522
$1,495,000
4 beds4 baths2,781 sq ft
322 Magnolia Ave, St Simons Island, GA 31522
$533,000
2 beds2 baths1,109 sq ft
305 Harbour Oaks Dr, St Simons Island, GA 31522
See all

Provided by Redfin

Sale history for 3 Cottage Lawn Rd

Year

Property tax

Land + Additions

Assessment*

2025

$17,475 (+8.0%)

$297,600 + $685,480

$983,080

2024

$16,188 (+13.8%)

$297,600 + $417,920

$715,520

2023

$14,224 (+105.5%)

$297,600 + $271,040

$568,640

2022

$6,922 (−2.9%)

$297,600 + $219,840

$517,440

2021

$7,130 (−0.9%)

$133,920 + $244,800

$378,720

2020

$7,195

$133,920 + $165,200

$299,120

2019

$7,195 (−2.0%)

$133,920 + $165,200

$299,120

2018

$7,345 (+15.2%)

$111,600 + $165,200

$276,800

2017

$6,374 (+52.9%)

$74,400 + $165,200

$239,600

2016

$4,170 (−0.4%)

$74,400 + $93,560

$167,960

2014

$4,186

$74,400 + $93,560

$167,960

Tax history for 3 Cottage Lawn Rd

Year

Property tax

Land + Additions

Assessment*

2025

$17,475 (+8.0%)

$297,600 + $685,480

$983,080

2024

$16,188 (+13.8%)

$297,600 + $417,920

$715,520

2023

$14,224 (+105.5%)

$297,600 + $271,040

$568,640

2022

$6,922 (−2.9%)

$297,600 + $219,840

$517,440

2021

$7,130 (−0.9%)

$133,920 + $244,800

$378,720

2020

$7,195

$133,920 + $165,200

$299,120

2019

$7,195 (−2.0%)

$133,920 + $165,200

$299,120

2018

$7,345 (+15.2%)

$111,600 + $165,200

$276,800

2017

$6,374 (+52.9%)

$74,400 + $165,200

$239,600

2016

$4,170 (−0.4%)

$74,400 + $93,560

$167,960

2014

$4,186

$74,400 + $93,560

$167,960

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

1.75

Lot width

—

Lot depth

—

Lot size

0.36 Acres

Year renovated

2015

Sq. Ft.

2,799

Year built

1988

Style

Single Family Residential

County

Glynn County

APN

04-00790

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 12, 2026.

One-Family Residential Estates District

It is the intent of this Section that the Residential Estates District be developed and reserved for very low density residential purposes. The regulations which apply within this district are designed to encourage the formation and continuance of a stable, healthy environment for one-family dwellings usually located beyond the reach of central water and sewer systems situated on zoning lots having an area of 30,000 square feet or more, or on lots having a minimum area of 25,000 square feet and are served by central water and sewer systems, and to discourage any encroachment by commercial, industrial or other uses capable of adversely affecting the residential character of the district.

Permitted uses

Include but are not limited to:

Agriculture
Housing-Single unit
Public service

Property details

Parking

Garage/Carport Information
Has Garage
# of Garage Spaces: 3

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 3
# of Half Bathrooms: 1

Room Information
# of Rooms (Total): 10

Exterior

Exterior Features
Exterior Features: Courtyard

Pool and Spa Information
Has Private Pool
Pool Features: Private

Lot Information
Lot Size Area: 15,638
Lot Size Acres: 0.36

Financial

Tax Information
Annual Tax Amount: $7,195
Tax Year: 2020

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,799
Stories: 1.75
Lot Size: 0.36 acres
Style: Single Family Residential
Year Built: 1988
Year Renovated: 2015
County: Glynn County
APN: 04-00790

Home facts updated by county records on Oct 12, 2026

Around this home

Schools

K - 12
Preschool & daycare

Oglethorpe Point Elementary School

Public PreK-5 • Assigned • 2.4mi

9/10

Glynn Middle School

Public 6-8 • Assigned • 7.3mi

6/10

Glynn Academy

Public 9-12 • Assigned • 7.5mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

9/10 Flood Factor

Estimated 80%+ chance of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

10/10 Heat Factor

7 days above 104° expected this year, 19 days in 30 years

9/10 Wind Factor

99% chance of strong winds in next 30 years

4/10 Air Factor

6 unhealthy days expected this year, 6 days in 30 years

Provided by First Street

Historical weather

St Simons Island, GA • 31522

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.3 hours in June and 5.7 hours in December, placing it above the U.S. average for solar exposure.

9.3 hrs

5.7 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.30M – $2.78M

Sell confidently with a local market expert in St Simons Island. 3 minutes to get started.

Nearby similar homes

NEW 27 HRS AGO

$2,275,000

3 beds4 baths4,086 sq ft

15 Couper Pl, St Simons Island, GA 31522

Butler's pantry • Screened porch • Saltwater pool

NEW CONSTRUCTION3D WALKTHROUGH

$2,590,000

5 beds5 baths2,996 sq ft

198 Ashantilly Ave, St Simons Island, GA 31522

Walnut cabinets • Custom cabinetry • Designer tile

$850,000

3 beds2.5 baths1,506 sq ft

24 Sanctuary Cv, St Simons Island, GA 31522

Walk to the sand • Large family room • Hardwood floors

$2,695,000

4 beds4.5 baths4,025 sq ft

156 Shore Rush Dr, St Simons Island, GA 31522

Gourmet kitchen • Bertazzoni gas range • Separate guest house

$1,674,900

4 beds3.5 baths3,291 sq ft

1030 Village Oaks Ln, St Simons Island, GA 31522

Open floor plan • Tall wood ceilings • Custom cabinetry

$700,000

5 beds3 baths2,192 sq ft

101 Settlers Rd #28000, St Simons Island, GA 31522

Renovated kitchen • Shiplap walls • 0.82 acre lot

New listings for sale in 31522

NEW 24 HRS AGO

$860,000

3 beds2.5 baths2,673 sq ft

111 Rosemont St, St Simons Island, GA 31522

Corner lot • Center island • Stunning sunroom

NEW 27 HRS AGO

$2,275,000

3 beds4 baths4,086 sq ft

15 Couper Pl, St Simons Island, GA 31522

Butler's pantry • Screened porch • Saltwater pool

$2,086,000

4 beds4 baths2,744 sq ft

1060 Village Oaks Ln, St Simons Island, GA 31522

Brick fireplace • Exposed wood beams • Screened porch

$880,000

4 beds3 baths2,689 sq ft

123 Plemmons Dr, St Simons Island, GA 31522

Guest cottage • Marsh views • Wooded acres

$505,000

3 beds3 baths1,845 sq ft

103 Kingsmarsh Way, St Simons Island, GA 31522

Updated hvac system • Custom wood closets • New wood flooring

$5,295,000

5 beds5.5 baths4,903 sq ft

9 Kings Ln, St Simons Island, GA 31522

Landscaped lot • Golf course location • Gourmet kitchen

$659,900

3 beds2.5 baths1,605 sq ft

200 Salt Air Dr #166, St Simons Island, GA 31522

Two car garage • End unit location • Community pool

$419,000

2 beds2 baths1,430 sq ft

720 Deer Run Villas, St Simons Island, GA 31522

New windows • New flooring • Remodeled kitchen

$1,495,000

4 beds4 baths2,781 sq ft

322 Magnolia Ave, St Simons Island, GA 31522

Bright kitchen • Former library • Vaulted ceilings

Home values near 3 Cottage Lawn Rd

Data from public records.

Address	Redfin Estimate
42 Cottage Lawn Road, St Simons Island, GA 4 Beds \| 5 Baths \| 5500 Sq. Ft.	$4,093,932
25 Boundary Lane, St Simons Island, GA 3 Beds \| 4 Baths \| 2700 Sq. Ft.	$1,586,121
12 Black Banks Drive, St Simons Island, GA 3 Beds \| 3.5 Baths \| 2715 Sq. Ft.	$1,431,632
13 Black Banks Drive, St Simons Island, GA 5 Beds \| 5.5 Baths \| 4753 Sq. Ft.	$3,380,560
15 Black Banks Drive, St Simons Island, GA 5 Beds \| 4 Baths \| 6574 Sq. Ft.	$2,302,875
17 Boundary Lane, St Simons Island, GA 4 Beds \| 3 Baths \| 3384 Sq. Ft.	$1,845,763
21 Boundary Lane, St Simons Island, GA 5 Beds \| 4 Baths \| 3395 Sq. Ft.	$1,499,365

Address	Redfin Estimate
110 Cottage Lawn Road, St Simons Island, GA 4 Beds \| 4 Baths \| - Sq. Ft.	$2,886,822
31 Tanglewood Road, St Simons Island, GA 4 Beds \| 3.5 Baths \| 3651 Sq. Ft.	$1,956,001
14 Black Banks Drive, St Simons Island, GA 4 Beds \| 4.5 Baths \| 4143 Sq. Ft.	$2,040,230
19 Black Banks Drive, St Simons Island, GA 5 Beds \| 5.5 Baths \| 4813 Sq. Ft.	$2,712,257
22 Boundary Lane, St Simons Island, GA 4 Beds \| 4.5 Baths \| 3600 Sq. Ft.	$2,391,036
24 Boundary Lane, St Simons Island, GA 4 Beds \| 4.5 Baths \| 3982 Sq. Ft.	$2,465,517
15 Boundary Lane, St Simons Island, GA 5 Beds \| 6.5 Baths \| 3300 Sq. Ft.	$2,015,047

Address	Redfin Estimate
3 Cottage Lawn Lane, St Simons Island, GA 3 Beds \| 2.5 Baths \| 2200 Sq. Ft.	$1,343,333
8 Black Banks Drive, St Simons Island, GA 3 Beds \| 3.5 Baths \| 4047 Sq. Ft.	$1,947,892
16 Black Banks Drive, St Simons Island, GA 5 Beds \| 3.5 Baths \| 4200 Sq. Ft.	$2,584,068
23 Boundary Lane, St Simons Island, GA 3 Beds \| 2.5 Baths \| 2734 Sq. Ft.	$1,565,622
26 Boundary Lane, St Simons Island, GA 3 Beds \| 2.5 Baths \| 3642 Sq. Ft.	$1,947,321
18 Black Banks Drive, St Simons Island, GA 5 Beds \| 6 Baths \| 5991 Sq. Ft.	$3,639,406
29 Black Banks Drive, St Simons Island, GA 3 Beds \| 2 Baths \| 2324 Sq. Ft.	$1,534,263

Property information provided by GIAR when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 31522, GA

Sale history for 3 Cottage Lawn Rd

Tax history for 3 Cottage Lawn Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 31522

Home values near 3 Cottage Lawn Rd

More real estate resources