OWNER FINANCING AVAILABLE WITH 20% DOWN!! One of the more approachable ways to secure land near Clarks Hill Lake right now. This 11.4-acre offering inside Stillwater Coves includes two individual buildable lots that can be purchased together or separately, giving you flexibility most properties don't offer. Build on one and hold the other, develop both, or keep the full acreage for added privacy and long-term potential. The land itself offers a natural setting with usable space, privacy, and abundant wildlife-well suited for a private retreat, recreational use, or a future build within a growing lake-oriented community. Located just minutes from Clarks Hill Lake, you have convenient access at Hester's Ferry Campground, making it easy to enjoy boating, fishing, and time on the water without the cost or maintenance of direct lakefront. One of the biggest advantages here is that water and sewer are already available at the road, saving time, cost, and uncertainty compared to raw land. It's a much more straightforward path from purchase to build. You're also not on your own in the process. Whether you bring your own builder or work with one of ours, we can help guide you from start to finish-connecting you with construction financing, helping you choose a plan that fits the property, and making sure you have a clear path forward. Stillwater Coves continues to attract buyers looking for space, flexibility, and a quieter setting near the lake, with community guidelines in place to help protect long-term value as the neighborhood continues to grow. If you've been looking for a way to get into the area with land that actually gives you options-and financing that makes it more attainable-this is one worth a serious look. Contact the listing agent for details on individual lot pricing, purchase options, and financing terms.
Vacant landProperty Type
11.4 acresLot Size
$8,684Price/Acres
$58/moHOA Dues
Listed by Ethan Harkins• Keller Williams Realty Lake Oc
OWNER FINANCING AVAILABLE WITH 20% DOWN!! Discover the opportunity to own 5.21 acres in the growing Stillwater Coves community near Clarks Hill Lake. This buildable homesite offers privacy, natural surroundings, and the flexibility to create your dream home or weekend getaway in one of Lincoln County's most desirable lake-area communities. The property features a peaceful wooded setting with abundant wildlife and is located just minutes from Hester's Ferry Campground, providing convenient access to boating, fishing, kayaking, and outdoor recreation on Clarks Hill Lake. Unlike many undeveloped properties, water and sewer are available at the road, giving you a clearer and more cost-effective path to building your future home. Whether you bring your own builder or choose to work with one of our trusted partners, we're committed to helping you navigate every step of the building process-from selecting the right home plan to securing construction financing. Stillwater Coves offers a balance of privacy, recreation, and long-term investment potential, with community standards that help protect property values while the neighborhood continues to grow. With owner financing available, this is an excellent opportunity to secure land near Clarks Hill Lake at an attainable price. Contact the listing agent today for pricing, financing options, or to schedule a private property tour.
GAMLS #10699446
Aug 4, 2026
Price Changed
$99,000
Feb 25, 2026
Listed
$125,000
GAMLS #10809160
Aug 4, 2026
Price Changed
$59,000
Feb 25, 2026
Listed
$62,520
+9
OWNER FINANCING AVAILABLE WITH 20% DOWN!! Discover the opportunity to own 5.21 acres in the growing Stillwater Coves community near Clarks Hill Lake. This buildable homesite offers privacy, natural surroundings, and the flexibility to create your dream home or weekend getaway in one of Lincoln County's most desirable lake-area communities. The property features a peaceful wooded setting with abundant wildlife and is located just minutes from Hester's Ferry Campground, providing convenient access to boating, fishing, kayaking, and outdoor recreation on Clarks Hill Lake. Unlike many undeveloped properties, water and sewer are available at the road, giving you a clearer and more cost-effective path to building your future home. Whether you bring your own builder or choose to work with one of our trusted partners, we're committed to helping you navigate every step of the building process-from selecting the right home plan to securing construction financing. Stillwater Coves offers a balance of privacy, recreation, and long-term investment potential, with community standards that help protect property values while the neighborhood continues to grow. With owner financing available, this is an excellent opportunity to secure land near Clarks Hill Lake at an attainable price. Contact the listing agent today for pricing, financing options, or to schedule a private property tour.
Year
Property tax
Land + Additions
Assessment*
2025
$49 (−1.3%)
$2,000
2024
$49 (−6.1%)
$2,000
2023
$53 (+5.7%)
$2,000
2022
$50 (+352.0%)
$2,000
2021
$11 (−14.4%)
$2,000
2020
$13 (−0.3%)
$400
2019
$13 (+0.2%)
$400
2018
$13 (−6.1%)
$400
2017
$14 (−68.1%)
$440
2016
$43 (+22.9%)
$440
2014
$35
$1,120
Public record
Beds
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Baths
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Stories
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Lot width
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Lot depth
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Lot size
5.21 Acres
Year renovated
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Finished Sq. Ft.
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Unfinished Sq. Ft.
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Total Sq. Ft.
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Year built
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Style
Other
County
Lincoln County
APN
10A 375
Parking Spaces
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Basement
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Accessible
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HOA Dues
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Garage
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Features
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Last updated by owner on Aug 10, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.62% chance of being in a wildfire in next 30 years
6/10 Heat Factor
7 days above 107° expected this year, 17 days in 30 years
6/10 Wind Factor
33% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Tignall, GA • 30668
Average low and high temperatures (°F)
53
32
62
39
72
47
79
55
81
61
88
69
93
73
83
68
83
65
75
54
68
47
57
38
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.
Provided by Shadowmap
Redfin Estimate for 1004 Hesters Ferry Rd
$90,337
$8,663 under list price of $99K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $12K to $345K.