Spacious 4-Sided Brick Home on 1.89 Acres - No HOA, No Restrictions! Welcome to your future home! Nestled on a level 1.89-acre lot, this 4-bedroom, 3.5-bath, 4-sided brick home offers 2,846 sq ft of living space with endless potential. Located on unrestricted land with no HOA, this property provides the flexibility and freedom to truly make it your own. The rocking chair front porch welcomes you into an oversized living room that flows into the open-concept kitchen and dining area-perfect for entertaining. The kitchen features granite countertops, ample cabinetry, and storage, with a covered back deck just off the dining space, ideal for grilling or relaxing outdoors. The main level includes the master suite with en suite bath, a second bedroom, a full guest bath, and an oversized laundry room. Hardwood flooring flows through the main living areas, while the bathrooms are finished with tile for durability and easy maintenance. Upstairs, you'll find two additional bedrooms, a full bath, and a generous bonus/storage room-great for a playroom, office, or future expansion. The 2-car garage, paved driveway, and additional parking pad ensure plenty of room for guests and everyday convenience. This home is in need of some updates and TLC, but with solid bones and a functional layout, it's a great opportunity for your first home or a forever home!
Single-familyProperty Type
2011Year Built
1.89 acresLot Size
$137Est. Price/Sq.Ft.
Listed by James Allison• Leading Edge Real Estate LLC
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
4
Baths
3
Stories
1.5
Lot width
—
Lot depth
—
Lot size
1.89 Acres
Year renovated
2011
Sq. Ft.
2,846
Year built
2011
Style
Single Family Residential
County
Habersham County
APN
155 020
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jun 22, 2026.
Property details
Parking
Garage
Has Garage
Has Attached Garage
Parking Information
Parking Features: Garage, Attached
Interior
Bathroom Information
Bathrooms Total Integer: 4
Bathrooms Total Decimal: 3.5
Bathrooms Half: 1
Bathrooms Full: 3
Main Level Bathrooms: 2
Bedroom Information
Bedrooms Total: 4
Main Level Bedrooms: 2
Heating & Cooling
Has Heating
Heating: Central
Has Cooling
Cooling: Ceiling Fan(s), Central Air, Electric
Interior Features
Interior Features: Double Vanity, Tile Bath
Living Area: 2846
Living Area Units: Square Feet
Living Area Source: Public Records
Above Grade Finished Area: 2846
Above Grade Finished Area Units: Square Feet
Below Grade Finished Area: 0
Below Grade Finished Area Units: Square Feet
Below Grade Unfinished: 0
Levels: One and One Half
Appliances: Dishwasher
Laundry Features: In Hall
Flooring: Carpet, Hardwood, Tile
Fireplaces Total: 0
Room Information
Room Kitchen Features: Solid Surface Counters
Basement: Crawl Space
Room Types: Bonus Room, Laundry, Other
Exterior
Exterior Features
Patio And Porch Features: Porch
Roof: Composition
Construction Materials: Brick
Fencing: Back Yard
Property Information
Property Condition: Resale
Property Type: Residential
Property Sub Type: Single Family Residence
Electric On Property YN: Yes
Structure Type: House
Lot Information
Lot Size Area: 1.89
Lot Size Units: Acres
Lot Size Square Feet: 82328.4
Lot Size Acres: 1.89
Lot Size Source: Public Records
Lot Features: Private
Building Information
Year Built: 2011
Building Area Total: 2846
Building Area Units: Square Feet
Building Area Source: Public Records
Financial
Tax Information
Parcel Number: 155 020
Tax Annual Amount: 3795.79
Tax Year: 23
Financial Information
Buyer Financing: Cash
Utilities
Utility Information
Water Source: Public
Sewer: Septic Tank
Utilities: Electricity Available, High Speed Internet, Water Available
Location
HOA Information
No
Association Fee Includes: None
School Information
Elementary School: Woodville
Middle Or Junior School: North Habersham
High School: Habersham Central
Location Information
Unparsed Address: 243 Finley Road, Toccoa GA 30577
City: Toccoa
County Or Parish: Habersham
State Or Province: GA
PostalCode: 30577
Country: US
Subdivision Name: None
Coordinates: -83.39357,34.618304
Directions: Begin at the heart of downtown Toccoa (near the Stephens County Courthouse). Head east on East Doyle Street, then follow signs onto US123/SR 365 heading north. Continue along US123/SR 365 past the Toccoa Airport (R.G. LeTourneau Field) on your right. After approximately 3 miles, turn right onto Finley Road-look for the sign with the address 243. Follow Finley Road for about a half-mile, and the house, will be on your left.
Community Information
Community Features: None
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 2,846
Stories: 1.5
Lot Size: 1.89 acres
Style: Single Family Residential
Year Built: 2011
Year Renovated: 2011
County: Habersham County
APN: 155 020
Home facts updated by county records on Jun 22, 2026
Other
Miscellaneous Information
Photos Count: 33
Listing Information
List Price: 404900
Search Price: 392000
Close Price: 392000
Listing Id: 10541329
Original List Price: 404900
Listing Date Information
On Market Date: 2025-06-11
Close Date: 2025-08-29
Listing Contract Date: 2025-06-10
Purchase Contract Date: 2025-06-18
Off Market Date: 2025-06-18
Around this home
Schools
Hazel Grove Elementary School
Public PreK-5 • Assigned • 4.3mi
6/10
North Habersham Middle School
Public 6-8 • Assigned • 6.8mi
8/10
Habersham Success Academy
Public 6-12 • Assigned • 7.2mi
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.62% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 102° expected this year, 18 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Toccoa, GA • 30577
Average low and high temperatures (°F)
51
31
60
38
71
46
77
54
77
59
86
67
91
72
81
67
81
64
74
53
66
46
56
37
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.8 hours in
June and 4 hours in December, placing it below the
U.S. average for solar exposure.
8.8 hrs
4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$370,000 – $448,000
Sell confidently with a local market expert in Toccoa. 3 minutes to get started.