If you're ready to build your dream home, this exceptional, ready-to-build homesite in Toccoa, GA is the perfect opportunity. Grading and clearing have already been completed, saving you valuable time and site-preparation costs. Ideally located just minutes from Lake Hartwell and a short drive from downtown Toccoa's shopping, dining, and local attractions, this property offers the perfect blend of peaceful surroundings and convenience. Located in the desirable Sherwood Estate development, a planned lakefront community on Lake Hartwell, residents enjoy a private paved boat launch, community dock, large swimming pool, clubhouse, tennis court, and ample green space. With site preparation already completed and so many amenities at your fingertips, this property is an excellent opportunity for a primary residence, weekend retreat, or outdoor getaway. HOA fees are only $200 annually, making these amenities an exceptional value.
Vacant landProperty Type
0.42 acresLot Size
$42,857Price/Acres
$17/moHOA Dues
Listed by Bree Tankersley• Coldwell Banker Active Real Estate
Looking for your DREAM property? Look no further! Conveniently located in Toccoa, GA, just minutes away from Lake Hartwell. And just a short drive to all that this charming town has to offer! This fairly level lot is located in the perfect spot for a dream home, with access to all the amenities of the surrounding area. This lot is ideal for any outdoor enthusiast, providing the perfect setting for your own private paradise. Enjoy the serenity of the lake and the great outdoors, all within easy reach. With the option of owner financing, this is an opportunity that's just too good to pass up. Don't miss out on your chance to own the perfect piece of land in this desirable location!
Year
Property tax
Land + Additions
Assessment*
2025
$14 (−5.7%)
$526
2024
$15 (−4.3%)
$526
2023
$16 (+2.2%)
$526
2022
$16 (−4.7%)
$526
2021
$16 (−1.0%)
$526
2020
$17 (−35.0%)
$526
2019
$26
$806
2018
$26 (−1.5%)
$806
2017
$26 (+3.8%)
$806
2016
$25 (−7.4%)
$806
2014
$27
$806
Public record
Beds
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Baths
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Stories
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Lot width
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Lot depth
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Lot size
0.42 Acres
Year renovated
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Finished Sq. Ft.
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Unfinished Sq. Ft.
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Total Sq. Ft.
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Year built
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Style
Other
County
Stephens County
APN
057E 175
Parking Spaces
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Basement
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Accessible
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HOA Dues
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Garage
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Features
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Last updated by owner on Jul 15, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 18 days in 30 years
2/10 Wind Factor
2% chance of strong winds in next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Toccoa, GA • 30577
Average low and high temperatures (°F)
51
31
60
38
71
46
77
54
77
59
86
67
90
72
81
67
81
63
74
53
66
46
56
37
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.
Provided by Shadowmap
Redfin Estimate for 0 Cardinal Ln
$17,342
$658 under list price of $18K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $13K to $110K.