Welcome to this fully renovated 3BR/2BA ranch-style home on 3 private acres featuring 3 bedrooms and 2 bathrooms, with the primary suite conveniently located on the main level. The spacious primary bedroom includes a modern en-suite bath for added comfort and privacy. Situated on a large, private 3-acre lot with level to gently sloping terrain, this property offers both space and serenity—perfect for outdoor living, gardening, or future expansion. Inside, you'll find a beautifully updated kitchen with granite countertops, all-new stainless steel appliances, and a sleek, modern design. Additional updates include a brand-new Roof, HVAC system and hot water heater, ensuring worry-free living. Enjoy the convenience of an attached 2-car garage and move-in-ready condition throughout. Don't miss this rare opportunity to own a stylish, turnkey home in a peaceful setting.
Single-familyProperty Type
1973Year Built
3 acresLot Size
Listed by Jason Marsh• Coldwell Banker High Country
Welcome to this fully renovated 3BR/2BA ranch-style home on 3 private acres featuring 3 bedrooms and 2 bathrooms, with the primary suite conveniently located on the main level. The spacious primary bedroom includes a modern en-suite bath for added comfort and privacy. Situated on a large, private 3-acre lot with level to gently sloping terrain, this property offers both space and serenity—perfect for outdoor living, gardening, or future expansion. Inside, you'll find a beautifully updated kitchen with granite countertops, all-new stainless steel appliances, and a sleek, modern design. Additional updates include a brand-new, Roof, HVAC system and hot water heater, ensuring worry-free living. Enjoy the convenience of an attached 2-car garage and move-in-ready condition throughout. Don't miss this rare opportunity to own a stylish, turnkey home in a peaceful setting.
GAMLS #10580892
Oct 7, 2025
Sold
$405,000
Aug 22, 2025
Pending
—
Aug 8, 2025
Listed
$425,000
Welcome to this fully renovated 3BR/2BA ranch-style home on 3 private acres featuring 3 bedrooms and 2 bathrooms, with the primary suite conveniently located on the main level. The spacious primary bedroom includes a modern en-suite bath for added comfort and privacy. Situated on a large, private 3-acre lot with level to gently sloping terrain, this property offers both space and serenity-perfect for outdoor living, gardening, or future expansion. Inside, you'll find a beautifully updated kitchen with granite countertops, all-new stainless steel appliances, and a sleek, modern design. Additional updates include a brand-new Roof, HVAC system, hot water heater and a sprinkler system for the lawn with it's own private well, ensuring worry-free living. Enjoy the convenience of an attached 2-car garage and move-in-ready condition throughout. Don't miss this rare opportunity to own a stylish, turnkey home in a peaceful setting.
Hive MLS #98513611
Oct 7, 2025
Sold
$405,000
Aug 8, 2025
Listed
$425,000
Public Records
Nov 20, 2023
Sold
$130,000
Year
Property tax
Land + Additions
Assessment*
2024
$920 (+375.3%)
$16,727 + $78,366
$95,093
2023
$194 (−48.8%)
$16,727 + $53,641
$70,368
2022
$378 (+9.9%)
$13,939 + $28,326
$42,265
2021
$344 (+0.8%)
$13,939 + $24,603
$38,542
2020
$342 (−12.5%)
$13,939 + $22,718
$36,657
2019
$391 (−1.1%)
$13,939 + $26,052
$39,991
2018
$395 (−2.5%)
$13,939 + $25,648
$39,587
2017
$405 (−5.2%)
$16,200 + $23,082
$39,282
2016
$427 (−2.3%)
$18,000 + $22,879
$40,879
2014
$437
$18,000 + $22,879
$40,879
Tax history for 1784 Settlement Rd
Year
Property tax
Land + Additions
Assessment*
2024
$920 (+375.3%)
$16,727 + $78,366
$95,093
2023
$194 (−48.8%)
$16,727 + $53,641
$70,368
2022
$378 (+9.9%)
$13,939 + $28,326
$42,265
2021
$344 (+0.8%)
$13,939 + $24,603
$38,542
2020
$342 (−12.5%)
$13,939 + $22,718
$36,657
2019
$391 (−1.1%)
$13,939 + $26,052
$39,991
2018
$395 (−2.5%)
$13,939 + $25,648
$39,587
2017
$405 (−5.2%)
$16,200 + $23,082
$39,282
2016
$427 (−2.3%)
$18,000 + $22,879
$40,879
2014
$437
$18,000 + $22,879
$40,879
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
2.5
Stories
1
Lot width
—
Lot depth
—
Lot size
3 Acres
Year renovated
1999
Sq. Ft.
2,104
Year built
1973
Style
Single Family Residential
County
Towns County
APN
0008A003
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 14, 2026.
Property details
Parking
Parking/Garage Information
Has Attached Garage
Parking Features: Attached, Gravel, Garage
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Central Air, Heat Pump
Has Heating
Heating: Heat Pump, Electric
Interior Features
Interior Features: Ceiling Fan(s), Pantry
Appliances: Refrigerator, Range, Dishwasher, Microwave, Electric Water Heater
Room Information
# of Rooms Total: 9
Laundry Features: Washer Hookup
Has Basement
Basement Details: Full, Unfinished
Exterior
Exterior Features
Roof: Composition
Building Information
Sq. Ft.: 0
Levels: One
Construction Materials: Brick Veneer, Fiber Cement
Foundation Details: Permanent
Property Information
Property Type: Residential
Lot Information
Lot Features: Wooded
Lot Size : 3
Lot Size Dimensions: 3 acres
Lot Size Area: 3
Lot Size Units: Acres
Lot Size Acres: 3
Zoning: None
Utilities
Utility Information
Water Source: Public
Sewer: Septic Tank
Location
Schools Information
Elementary School: Towns County
Middle Or Junior School: Towns County
High School: Towns County
Location Information
Directions: From the Post Office in Young Harris, Take College St. onto 66N/Murphy St for 3.6 miles. Turn right onto 339 E for .5 miles and then make a right onto settlement road. The property will be on your left at the top of the hill. Sign in place.
Subdivision Name: N/A
Public facts
Beds: —
Baths: 2.5
Sq. Ft.: 2,104
Stories: 1.0
Lot Size: 3 acres
Style: Single Family Residential
Year Built: 1973
Year Renovated: 1999
County: Towns County
APN: 0008A003
Home facts updated by county records on Sep 14, 2026
Other
Listing Information
List AOR: Mountain Lakes Board of REALTORS®
Around this home
Schools
Towns County Elementary School
Public PreK-5 • Assigned • 8.6mi
6/10
Towns County Middle School
Public 6-8 • Assigned • 8.7mi
8/10
Towns County High School
Public 9-12 • Assigned • 8.7mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 98° expected this year, 20 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
4/10 Air Factor
5 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
Young Harris, GA • 30582
Average low and high temperatures (°F)
45
25
56
34
66
42
72
51
73
56
81
63
84
68
79
63
76
60
70
48
62
42
53
33
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 4.2 hours in December, placing it below the
U.S. average for solar exposure.
8.9 hrs
4.2 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$411,000 – $497,000
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