UNDER CONTRACT

Contingent

$680,000

Est. $4,517/mo —

•

3,763

sq ft

20 Lido Rd, Clear Lake, IA 50428

About this home

Wake up to the gentle shimmer of the pond and end every evening from your private dock — this is the lake lifestyle you’ve been waiting for. Built in 2004 and offering 3,763 finished square feet, this exceptional 5-bedroom, 4-bath home delivers the perfect blend of everyday comfort and effortless entertaining. The main floor is designed for ease of living, with three bedrooms, three bathrooms, and convenient main-floor laundry — everything you need without ever touching the stairs. The kitchen shines with stainless steel appliances, and the generous open living spaces were made for gathering, whether it’s an intimate dinner or a full summer crowd. Step down to the walkout basement and straight onto a beautifully finished paver patio overlooking the pond & a small dock — your private outdoor retreat for morning coffee or sunset cocktails. A dedicated walking path leads to the lake and dock, with potential of a boat slip. With a 3-car garage, there’s plenty of room for the kayaks, paddle boards, and all the gear that comes with living this close to the water.

Single-familyProperty Type

2004Year Built

0.28 acresLot Size

$181Price/Sq.Ft.

3 car garageParking

Listed by Jenifer Dvorak • Hall Realty

Listing updated: Sep 19, 2026 at 08:03pm

Redfin checked: 2 minutes ago

•Source:IAR #6338370

Payment calculator

$4,517 per month

Principal and interest$3,665

Property taxes

$597

HOA dues

Home insurance

$255

Utilities

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5 minutes to get started. No credit impact.

Affordability tools

Open houses

No upcoming open houses.

Nearby open houses (1)

Around this home

Schools

K - 12
Preschool & daycare

Garner Elementary School

Public PreK-4 • Assigned • 9.0mi

7/10

Garner-Hayfield-Ventura Junior High

Public 5-8 • Assigned • 9.0mi

7/10

Garner-Hayfield High School

Public 9-12 • Assigned • 9.0mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

20 Lido Rd · $680,000

DAYS ON MARKET

The average home goes pending in 59 days.

SALE-TO-LIST

Most homes are selling 4% below list price.

LIST PRICE

Median sale price in this area is $187,063. (72% lower than this home)

PRICE DROP

23% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Water softener (owned)
Exhaust fan

Bathrooms
2 full bathrooms
1 three-quarter bathroom
1 half bathroom

Kitchen
Range
Microwave
Dishwasher

Heating & cooling
Radiant floor heating
Central air conditioning

Sale and tax history for 20 Lido Rd

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2026

$7,354 (+2.7%)

$114,000 + $489,090

$603,090

2025

$7,164 (+7.3%)

$114,000 + $489,090

$603,090

2024

$6,676 (−1.8%)

$114,000 + $489,090

$603,090

2023

$6,796 (+10.6%)

$114,000 + $425,240

$539,240

2022

$6,146 (−3.0%)

$114,000 + $425,240

$539,240

2021

$6,338

$85,500 + $344,090

$429,590

2020

$6,332

$85,500 + $294,670

$380,170

2019

$6,328 (+3.4%)

$85,500 + $294,670

$380,170

2018

$6,122 (+2.5%)

$85,500 + $298,220

$383,720

2017

$5,970 (+2.9%)

$52,250 + $336,960

$389,210

2016

$5,802 (+7.1%)

$52,250 + $323,410

$375,660

2014

$5,418

$52,250 + $313,190

$365,440

Public record

Beds

Baths

Stories

Lot width

95 ft.

Lot depth

130 ft.

Lot size

0.28 Acres

Year renovated

2004

Finished Sq. Ft.

3,763

Unfinished Sq. Ft.

—

Total Sq. Ft.

3,763

Year built

2004

Style

Single Family Residential

County

Cerro Gordo County

APN

051627800500

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 21, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 100° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Clear Lake, IA • 50428

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

90/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.5 hrs

6.2 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 20 Lido Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $555,000 and $925,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $555K to $925K.

SOLD OCT 5, 2026
$770,000 Last sold price
5 beds3 baths2,516 sq ft
3514 N Shore Dr, Clear Lake, IA 50428
$125/sq ft
15 years older
SOLD AUG 31, 2026
$925,000 Last sold price
2 beds2 baths2,193 sq ft
15340 5th St, Clear Lake, IA 50428
$241/sq ft
smaller lot
4 years older
SOLD SEP 3, 2026
$785,000 Last sold price
5 beds3 baths2,886 sq ft
35 Venetian Dr, Clear Lake, IA 50428
$91/sq ft
14 years newer
SOLD APR 24, 2026
$840,000 Last sold price
2 beds2.5 baths1,997 sq ft
501 N Shore Dr, Clear Lake, IA 50428
$240/sq ft
smaller lot
104 years older
SOLD AUG 24, 2026
$860,000 Last sold price
4 beds2 baths1,214 sq ft
725 N Shore Dr, Clear Lake, IA 50428
$527/sq ft
smaller lot
74 years older
SOLD JUN 12, 2026
$555,000 Last sold price
5 beds4 baths3,512 sq ft
408 Orchard Ln, Clear Lake, IA 50428
$23/sq ft
smaller lot
35 years older

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Details provided by IAR and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

Open houses

Nearby open houses (1)

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 20 Lido Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 20 Lido Rd

This home may not be allowing tours right now

Nearby similar homes

New listings for sale in 50428

More real estate resources