Investment Alert! Historic investment property centrally located in the heart of downtown Dubuque. The building has two 1-bedroom units and three efficiency units. The attic area could be finished into a 2-bedroom unit. Large basement has coin operated washer and dryer along with storage space. Unit 2 offers a private entrance to the building. Many property updates since October 2019: lead abatement conducted in all five units, soffits scraped and painted, new windows, replaced fifty year old boiler with a new high-efficiency Weil-McClain steam boiler (reduced energy consumption by 75%), new valves installed on all radiators, new 80-gallon water heater, new laminate flooring in units 3 & 4, new blinds in all units, wireless security cameras installed outside and inside common area, new refrigerator in unit 4, new shower in unit 5, and all sewer lines scoped with camera, cleaned, and cleared. The roof was replaced in 2017.
Historic investment property centrally located in the heart of downtown Dubuque. Building has two 1-bedroom units and three efficiency units. Large attic could be finished into a 2-bedroom unit. New roof, common areas refreshed with new carpet and paint. Work has been started on the soffit, fascia as well as the decorative woodwork at the top of the building. Large basement has coin-operated washer and dryer along with storage space. Unit 2 has a private entrance to the building. Unit 5 has been remodeled with new windows, cabinets, hardwood floor.
ECIMLS #131132
Sep 30, 2016
Sold
$85,000
$34/sq ft
Aug 15, 2016
Listed
$89,500
$36/sq ft
Unit 6 is vacant. Remodeling not finished. Building has been lead abated by City of Dubuque. New chimney liner & cap. Units have ben remodeled. #2 has private entrance. Efficiency apartments plus 1 bedrooms. Owner pays heat & water. See attached form. Some units have window a/c. Unit #5 all newly remodeled.
Year
Property tax
Land + Additions
Assessment*
2026
$1,878 (+9.4%)
$12,800 + $125,900
$138,700
2025
$1,716 (+3.0%)
$12,800 + $125,900
$138,700
2024
$1,666 (−0.6%)
$12,800 + $125,900
$138,700
2023
$1,676 (−11.5%)
$7,700 + $111,600
$119,300
2022
$1,894 (−8.9%)
$7,700 + $111,600
$119,300
2021
$2,080 (+17.1%)
$7,650 + $89,550
$97,200
2020
$1,776 (+12.7%)
$7,650 + $89,550
$97,200
2019
$1,576 (−5.4%)
$7,650 + $89,550
$97,200
2018
$1,666 (−6.8%)
$7,650 + $69,500
$77,150
2017
$1,788 (−5.8%)
$6,380 + $57,920
$64,300
2015
$1,898
$6,380 + $57,510
$63,890
Tax history for 1004 Bluff St
Year
Property tax
Land + Additions
Assessment*
2026
$1,878 (+9.4%)
$12,800 + $125,900
$138,700
2025
$1,716 (+3.0%)
$12,800 + $125,900
$138,700
2024
$1,666 (−0.6%)
$12,800 + $125,900
$138,700
2023
$1,676 (−11.5%)
$7,700 + $111,600
$119,300
2022
$1,894 (−8.9%)
$7,700 + $111,600
$119,300
2021
$2,080 (+17.1%)
$7,650 + $89,550
$97,200
2020
$1,776 (+12.7%)
$7,650 + $89,550
$97,200
2019
$1,576 (−5.4%)
$7,650 + $89,550
$97,200
2018
$1,666 (−6.8%)
$7,650 + $69,500
$77,150
2017
$1,788 (−5.8%)
$6,380 + $57,920
$64,300
2015
$1,898
$6,380 + $57,510
$63,890
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Permits
Beds
3
Baths
8
Stories
2
Lot width
—
Lot depth
—
Lot size
2,126 Sq. Ft.
Year renovated
1870
Sq. Ft.
3,213
Year built
1870
Style
Other
County
Dubuque County
APN
1024458005
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 22, 2026.
OR
Office Residential District
The OR district is intended to serve as a transition zone between commercial and single- and two-family residential areas permitting adaptive reuse of existing building stock, which will normally be residential in character. This OR district is not intended to have any application in undeveloped or newly developing areas of the city or on land made vacant through intentional demolition. Development standards remain flexible to allow conservation and reuse of existing buildings. This district should be located in areas abutting arterial and/or collector streets which are because of location and trends, suitable for development of low intensity office uses and high intensity residential uses.
Permitted uses
Include but are not limited to:
Religious facility
Automotive parking structure
Garden center
Day care facility
Housing-Multiple units
Housing-Senior
Office
Medical office
Educational/school
Museum / gallery
Dec 29, 2023 • Final
Plumbing
Replace toilets, showers, lavatories, and a kitchen sink.
Bathroom
Kitchen
Plumbing
Dec 6, 2023 • Final
Electrical
Remove and replace the existing surface-mounted electrical raceway.
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking/Garage Information
Other Parking: Other
Interior
Heating & Cooling
Cooling: None
Has Heating
Heating: Hot Water, Natural Gas
Interior Features
Appliances: Refrigerator, Range
Room Information
Has Basement
Basement Details: Full
Exterior
Exterior Features
Roof: Shingle
Building Information
Above Grade Finished Area: 2,520
Levels: Two
Construction Materials: Brick
Foundation Details: Other
Property Features
Security Features: Smoke Detector(s)
Property Information
Property Type: Residential Income
Property Sub Type: Apartment
Raw Mls Property Sub Type: Apartment
Lot Information
Lot Size Dimensions: 0.05
Zoning: OR
Location
Unit Type 1 Information
# of Bathrooms: 1
Actual Rent: $500
Unit Type 2 Information
# of Bathrooms: 1
Actual Rent: $500
Unit Type 4 Information
Type: 1 Bedroom
# of Bedrooms: 1
# of Bathrooms: 1
Actual Rent: $550
Unit Type 5 Information
Type: 1 Bedroom
# of Bedrooms: 1
# of Bathrooms: 1
Actual Rent: $550
Unit Type 7 Information
# of Bathrooms: 1
Actual Rent: $500
HOA Information
Association Amenities: Laundry
Schools Information
Elementary School: Lincoln
Middle Or Junior School: Washington Jr High
High School: Dubuque Senior
Location Information
Subdivision Name: LOT 1-1 OF CITY LOT 656A
Public facts
Beds: 3
Baths: 8.0
Sq. Ft.: 3,213
Stories: 2.0
Lot Size: 2,126 square feet
Style: Other
Year Built: 1870
Year Renovated: 1870
County: Dubuque County
APN: 1024458005
Home facts updated by county records on Oct 22, 2026
Around this home
Schools
Lincoln Elementary School
Public PreK-5 • Assigned • 0.7mi
3/10
George Washington Middle School
Public 6-8 • Assigned • 1.1mi
4/10
Dubuque Senior High School
Public 9-12 • Assigned • 1.2mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 102° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Dubuque, IA • 52001
Average low and high temperatures (°F)
28
12
36
19
54
34
62
43
72
51
82
63
85
68
81
64
79
57
68
48
49
34
34
20
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.
Provided by Shadowmap
Estimated sale price
$253,000 – $306,000
Sell confidently with a local market expert in Dubuque. 3 minutes to get started.