Pending

$225,000

Est. $1,535/mo —

•

1,308

sq ft

645 O'neill St, Dubuque, IA 52001

About this home

All you have to do is move in to this adorable Cape Cod charmer! Three bedrooms, 1 bath, with a 2-car detached garage provide the necessities in this quiet neighborhood. The icing on the cake is the beautiful landscaping and opportunity for additional living in the basement. Two bedrooms on the main floor with a full bathroom allow for main floor living. A spacious bedroom upstairs offers plenty of closet space and a retreat from the rest of the house. A spacious patio invites entertaining and relaxing and a fenced in yard protects the garden and bonus raspberry bushes! This property has been well cared for and is ready for you to make it your home.

Single-familyProperty Type

1941Year Built

$172Price/Sq.Ft.

2 spacesParking

Listed by Christina Rader • Ruhl & Ruhl Realtors

Listing updated: Oct 1, 2026 at 04:48am

Redfin checked: a few seconds ago

•Source:ECIMLS #155679

Payment calculator

$1,535 per month

Principal and interest$1,259

Property taxes

$165

HOA dues

Home insurance

$111

Utilities

Add

5 minutes to get started. No credit impact.

Affordability tools

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SAT, 12:30PM TO 2PM
$365,000
3 beds3 baths2,250 sq ft
1305 Ryan Rd, Platteville, WI 53818
Paige Leconte • RE/MAX Advantage Realty
OPEN SUN, 10AM TO 11:30AM
$310,000
3 beds1.5 baths1,834 sq ft
3326 Kimberly Dr, Dubuque, IA 52002
OPEN SUN, 11AM TO 1PM
$295,000
3 beds2 baths1,656 sq ft
2910 N Grandview Ave, Dubuque, IA 52001
OPEN SUN, 11AM TO 12PM3D WALKTHROUGH
$515,000
3 beds3 baths2,760 sq ft
7460 Prairie View Ln, Dubuque, IA 52003
OPEN SUN, 11AM TO 12:30PM
$220,000
3 beds1.5 baths1,184 sq ft
3025 Karen St, Dubuque, IA 52001
OPEN SUN, 11AM TO 12PM
$235,000
3 beds1.5 baths1,251 sq ft
1015 Kane St, Dubuque, IA 52001
OPEN SUN, 11AM TO 12PM
$215,000
3 beds1 bath1,350 sq ft
3829 Dry Hollow Rd, Cuba City, WI 53807
Olta Shabani • Equity Real Estate Group, LLC
OPEN SUN, 11:30AM TO 12:30PM
$205,000
3 beds2 baths1,080 sq ft
2447 Cherry St, Dubuque, IA 52001
OPEN SUN, 12PM TO 1PM3D WALKTHROUGH
$469,000
3 beds3 baths2,136 sq ft
257 Gavin Cir, Peosta, IA 52068
OPEN SUN, 12:30PM TO 1:30PM
$479,000
4 beds2.5 baths2,330 sq ft
15153 Lore Oaks Ct, Dubuque, IA 52002

Around this home

Schools

K - 12
Preschool & daycare

Audubon Elementary School

Public PreK-5 • Assigned • 1.0mi

4/10

Thomas Jefferson Middle School

Public 6-8 • Assigned • 0.7mi

3/10

Hempstead High School

Public 9-12 • Assigned • 3.5mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

645 O'neill St · $225,000

DAYS ON MARKET

The average home goes pending in 35 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median sale price in this area is $257,500. (14% higher than this home)

PRICE DROP

23% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Window treatments
Full basement

Bedrooms
2 main-level bedrooms

Bathrooms
1 full bathroom (main level)

Kitchen
Refrigerator
Range
Microwave

Laundry & utility
Washer and dryer
Laundry on lower level

Heating & cooling
Central air conditioning
Forced air heating fueled by natural gas

Sale and tax history for 645 O'neill St

Sale History
Tax History

Date

Event

Price

ECIMLS #155679

Sep 30, 2026

Pending

—

Sep 24, 2026

Price Changed

$225,000

$172/sq ft

Sep 9, 2026

Listed

$230,000

$176/sq ft

Public Records

Jul 5, 2024

Sold

$214,000

$164/sq ft

ECIMLS #149451

Jul 3, 2024

Sold

$213,577

$163/sq ft

May 21, 2024

Pending

—

May 21, 2024

Listed

$185,000

$141/sq ft

May 20, 2024

Coming Soon

$185,000

$141/sq ft

May 19, 2024

Listed

$185,000

$141/sq ft

+27

Welcome to your new dream home! This beautifully maintained 3-bedroom, 1-bathroom gem radiates warmth and pride of ownership from the moment you step inside. Nestled in a friendly and quiet neighborhood, this delightful residence is perfect for first-time homebuyers, or anyone seeking a cozy and inviting place to call home. Key Features: Spacious Living Areas: Enjoy the bright and airy living room, complete with large windows that flood the space with natural light. The open floor plan creates a seamless flow from the living room to the dining area, perfect for entertaining and family gatherings. Updated Kitchen: The heart of this home boasts a recently updated kitchen featuring modern appliances, ample counter space, and plenty of storage. Whether you're a seasoned chef or just love to cook, this kitchen will inspire your culinary creativity. Comfortable Bedrooms: Three generously sized bedrooms offer comfortable and secluded retreats for every member of the family. Each room is thoughtfully designed with ample closet space and large windows. Stylish Bathroom: The well-appointed bathroom has been tastefully updated with modern fixtures and a clean, classic design. Impeccable Maintenance: This home has been lovingly cared for and meticulously maintained, reflecting true pride of ownership. From the pristine interior to the beautifully landscaped yard, every detail has been attended to. Outdoor Oasis: Step outside to your fenced backyard is perfect for outdoor activities, gardening, or simply relaxing on a sunny day. The patio area is ideal for barbecues and outdoor dining, making it a great space for entertaining. This charming home is a rare find and won't last long on the market. Don't miss the opportunity to make it yours!

ECIMLS #142476

Jun 30, 2021

Sold

$167,000

$128/sq ft

May 26, 2021

Listed

$167,000

$128/sq ft

+29

Public Records

Jun 24, 2019

Sold

$143,000

$109/sq ft

ECIMLS #130169

Jun 29, 2016

Sold

$127,000

$97/sq ft

Apr 19, 2016

Listed

$127,900

$98/sq ft

Public Records

Aug 28, 2008

Sold

$117,500

$90/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$1,984 (+3.2%)

$22,500 + $149,000

$171,500

2024

$1,922 (−4.6%)

$22,500 + $149,000

$171,500

2023

$2,014 (−3.1%)

$20,000 + $128,200

$148,200

2022

$2,078 (+13.4%)

$20,000 + $128,200

$148,200

2021

$1,832 (+0.8%)

$15,000 + $110,630

$125,630

2020

$1,818 (−1.5%)

$15,000 + $110,630

$125,630

2019

$1,846 (+1.8%)

$15,000 + $96,060

$111,060

2018

$1,814 (+4.1%)

$15,000 + $96,060

$111,060

2017

$1,742 (+5.2%)

$14,000 + $93,820

$107,820

2015

$1,656 (+2.9%)

$14,000 + $84,710

$98,710

2013

$1,610

$14,000 + $84,710

$98,710

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

50 ft.

Lot depth

100 ft.

Lot size

5,000 Sq. Ft.

Year renovated

1941

Finished Sq. Ft.

1,254

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,254

Year built

1941

Style

Single Family Residential

County

Dubuque County

APN

1013127025

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

R-1

Single Family Residential District

The R-1 district is the most restrictive residential district and is intended to protect low density residential areas from the encroachment of incompatible uses. The principal use of land in this district is for low density single-family dwellings and related recreational, religious and educational facilities.

Permitted uses

Include but are not limited to:

Assembly/ meeting place
Religious facility
Garden center
Housing-Group
Housing-Single unit
Infrastructure
Educational/school
Recreation
Golf related
Cemetery

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 104° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Dubuque, IA • 52001

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

79/ 100

Good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.3 hrs

5.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 645 O'neill St

$220,309

$4,691 under list price of $225K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $160K to $268K.

SOLD JUN 17, 2026
$160,000 Last sold price
3 beds1 bath1,418 sq ft
705 Groveland Pl, Dubuque, IA 52001
$59/sq ft
31 years older
SOLD MAR 18, 2026
$163,000 Last sold price
3 beds1 bath1,308 sq ft
232 E 27th Street St, Dubuque, IA 52001
$47/sq ft
22 years older
SOLD JUN 1, 2026
$265,000 Last sold price
3 beds2 baths1,446 sq ft
925 Hawkeye Dr, Dubuque, IA 52001
$11/sq ft
35 years newer
SOLD MAY 26, 2026
$267,500 Last sold price
2 beds2 baths1,340 sq ft
3940 Oneida Ave, Dubuque, IA 52001
$28/sq ft
9 years newer
SOLD APR 23, 2026
$195,000 Last sold price
3 beds1 bath1,490 sq ft
3035 Burden St, Dubuque, IA 52001
$41/sq ft
12 years newer
SOLD SEP 30, 2026
$222,000 Last sold price
3 beds1 bath2,092 sq ft
515 Maplewood Ct, Dubuque, IA 52001
$66/sq ft
19 years newer

Rental earnings

Est. $2,038 per month, based on comparable rentals

This home is pending

The seller has accepted an offer, and this property is now .

Questions? Redfin partner agents are here to help

Typically responds in about 1 minute.

Nearby similar homes

NEW CONSTRUCTION

$359,000

3 beds2 baths1,987 sq ft

1235 Jackson Dr, North Liberty, IA 52317

OPEN SUN, 11AM TO 12PM

$225,000

3 beds1.5 baths1,489 sq ft

1805 Rhomberg Ave, Dubuque, IA 52001

$185,000

3 beds1.5 baths1,478 sq ft

2965 Keokuk St, Dubuque, IA 52001

3D WALKTHROUGH

$177,500

4 beds1 bath2,293 sq ft

391 W 12th St, Dubuque, IA 52001

$118,000

1 bed1 bath606 sq ft

963 Thomas Pl, Dubuque, IA 52001

$284,900

4 beds1.5 baths1,761 sq ft

1070 Roosevelt St, Dubuque, IA 52001

New listings for sale in 52001

NEW 8 HRS AGO

$165,000

3 beds2.5 baths1,948 sq ft

825 W Locust St, Dubuque, IA 52001

NEW 28 HRS AGO3D WALKTHROUGH

$267,500

3 beds2 baths1,549 sq ft

2910 Shiras Ave, Dubuque, IA 52001

NEW 29 HRS AGO

$149,500

3 beds1.5 baths1,459 sq ft

2761 Broadway St, Dubuque, IA 52001

OPEN SUN, 11AM TO 1PM

$295,000

3 beds2 baths1,656 sq ft

2910 N Grandview Ave, Dubuque, IA 52001

FOR SALE BY OWNER

$297,000

3 beds3 baths1,264 sq ft

980 Kane St, Dubuque, IA 52001

$135,000

3 beds2 baths1,408 sq ft

366 Kauffman Ave, Dubuque, IA 52001

$250,000

3 beds3 baths1,176 sq ft

660 Kaufmann Ave, Dubuque, IA 52001

$254,900

4 beds2 baths1,812 sq ft

2464 Hempstead St, Dubuque, IA 52001

$115,000

3 beds1.5 baths1,062 sq ft

640 W 11th Street St, Dubuque, IA 52001

Details provided by ECIMLS and may not match the public record. Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

52001 homes for sale
52068 homes for sale
52002 homes for sale
52003 homes for sale
52045 homes for sale

Point homes for sale
Hilltop-Ivy League homes for sale
West 11th Street homes for sale
Fenelon-Hill homes for sale
Downtown Dubuque homes for sale

Houses for rent in Dubuque	Agents near me	Ankeny, IA homes for sale	Dubuque Housing Market
Houses for sale near me	Des Moines, IA homes for sale	Davenport, IA homes for sale
Land for sale near me	Iowa City, IA homes for sale	Dubuque, IA homes for sale
Open Houses near me	Cedar Rapids, IA homes for sale	Dubuque Property Records
Condos for sale near me	West Des Moines, IA homes for sale	IA New Listings

Galena homes for sale
East Dubuque homes for sale
Platteville homes for sale

About this home

Payment calculator

Affordability tools

Open houses

Nearby open houses (10)

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 645 O'neill St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 645 O'neill St

This home is pending

Questions? Redfin partner agents are here to help

Nearby similar homes

New listings for sale in 52001

More real estate resources