OFF MARKET

Off market dec 2021 for $131K

$164,612

Est. refi paymentEst. refi $1,111/mo

•

—

sq ft

645 State St, Garner, IA 50438

About this home

Single-familyProperty Type

1938Year Built

5,619 sq ftLot Size

2 car garageParking

Listed by Robin Borrill • Hall Realty

Bought with Shawn Wilkins • Century 21 Preferred

Redfin checked: a few seconds ago

•Source:IAR #6096739

Redfin Estimate

$164,612

$33K since sold in December 2021$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 38.9% lower than the average sale price ($270K) of 6 comparable homes.

SOLD SEP 18, 2026
$110,000
A
3 beds2 baths1,229 sq ft
775 Maben Ave, Garner, IA 50438
SOLD JUL 31, 2026
$860,000
B
3 beds2 baths1,606 sq ft
4044 240th St, Clear Lake, IA 50428
SOLD MAY 29, 2026
$100,000
C
3 beds1.5 baths1,319 sq ft
740 Grove Ave, Garner, IA 50438
SOLD SEP 18, 2026
$157,000
D
3 beds1 bath1,507 sq ft
355 W 7th St, Garner, IA 50438
SOLD MAY 14, 2026
$162,500
E
3 beds2 baths1,608 sq ft
780 W 5th St, Garner, IA 50438
SOLD AUG 31, 2026
$228,000
F
4 beds2 baths1,548 sq ft
655 W 7th St, Garner, IA 50438

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Earn from this home

Refinance

Est. cash available

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Rent

$2,474/mo

Redfin rental estimate

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Market trends in 50438, IA

Last updated September 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-List Price

95.9%

+1.7% MoM

Median sale price

$231K

$31K MoM

Avg. days on market

66d

6 days MoM

Recently sold homes

1 MoM

New listings for sale

NEW 26 HRS AGO
$249,900
4 beds2 baths1,848 sq ft
1020 Front St, Garner, IA 50438
$199,500
3 beds1.75 baths1,540 sq ft
7 Parkwood Pl Pl, Garner, IA 50438
$349,900
3 beds3.5 baths1,546 sq ft
820 W 11th St, Garner, IA 50438
See all

Provided by Redfin

Sale history for 645 State St

Year

Property tax

Land + Additions

Assessment*

2026

$1,644 (+3.5%)

$13,820 + $116,110

$129,930

2025

$1,588 (+8.9%)

$13,820 + $116,110

$129,930

2024

$1,458 (−11.4%)

$8,060 + $109,480

$117,540

2023

$1,646 (+17.6%)

$8,060 + $109,480

$117,540

2022

$1,400 (+4.6%)

$8,060 + $108,840

$116,900

2021

$1,338 (+1.7%)

$8,060 + $99,260

$107,320

2020

$1,315 (+8.0%)

$8,060 + $73,690

$81,750

2019

$1,218 (+8.4%)

$8,060 + $73,690

$81,750

2018

$1,124 (+4.9%)

$8,060 + $73,690

$81,750

2017

$1,072 (+4.1%)

$8,060 + $66,430

$74,490

2016

$1,030 (+3.0%)

$6,910 + $63,590

$70,500

2011

$1,000

$6,910 + $64,380

$71,290

Tax history for 645 State St

Year

Property tax

Land + Additions

Assessment*

2026

$1,644 (+3.5%)

$13,820 + $116,110

$129,930

2025

$1,588 (+8.9%)

$13,820 + $116,110

$129,930

2024

$1,458 (−11.4%)

$8,060 + $109,480

$117,540

2023

$1,646 (+17.6%)

$8,060 + $109,480

$117,540

2022

$1,400 (+4.6%)

$8,060 + $108,840

$116,900

2021

$1,338 (+1.7%)

$8,060 + $99,260

$107,320

2020

$1,315 (+8.0%)

$8,060 + $73,690

$81,750

2019

$1,218 (+8.4%)

$8,060 + $73,690

$81,750

2018

$1,124 (+4.9%)

$8,060 + $73,690

$81,750

2017

$1,072 (+4.1%)

$8,060 + $66,430

$74,490

2016

$1,030 (+3.0%)

$6,910 + $63,590

$70,500

2011

$1,000

$6,910 + $64,380

$71,290

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

5,532 Sq. Ft.

Year renovated

1938

Sq. Ft.

1,348

Year built

1938

Style

Single Family Residential

County

Hancock County

APN

2101270120

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 1, 2026.

Property details

Parking

Parking/Garage Information
Has Garage
# of Garage Spaces: 2

Interior

Bathroom Information
# of Full Bathrooms: 2

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air

Interior Features
Flooring: Carpet, Linoleum

Room Information
Has Basement
Basement Details: Full

Exterior

Property Information
Property Type: Residential

Lot Information
Lot Size Dimensions: 48 x 115
Lot Size Acres: 0.13

Financial

Tax Information
Tax Annual Amount: $1,315

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Schools Information
High School District: Garner-Hayfield-Ventura

Location Information
Directions: Google Maps
Subdivision Name: Garner

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 1,348
Stories: 1.0
Lot Size: 5,532 square feet
Style: Single Family Residential
Year Built: 1938
Year Renovated: 1938
County: Hancock County
APN: 2101270120

Home facts updated by county records on Oct 1, 2026

Around this home

Schools

Garner Elementary School

Public PreK-4 • Assigned • 0.5mi

7/10

Garner-Hayfield-Ventura Junior High

Public 5-8 • Assigned • 0.5mi

7/10

Garner-Hayfield High School

Public 9-12 • Assigned • 0.8mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 99° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Garner, IA • 50438

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.1 hours in June and 3.9 hours in December, which is comparable to the U.S. average for solar exposure.

10.1 hrs

3.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$157,000 – $190,000

Sell confidently with a local market expert in Garner. 3 minutes to get started.

Nearby similar homes

$55,000

1 bed1 bath728 sq ft

110 S 4th St St, Klemme, IA 50449

$44,900

3 beds1 bath1,680 sq ft

1971 290th St, Garner, IA 50438

$403,500

3 beds2 baths1,248 sq ft

3245 Welch Ave, Forest City, IA 50436

$210,000

3 beds1 bath988 sq ft

1240 Bush Ave, Garner, IA 50438

$289,900

2 beds1.5 baths906 sq ft

200 15th Ave S, Clear Lake, IA 50428

$425,000

2 beds0.75 baths944 sq ft

5078 S Shore Dr Dr, Clear Lake, IA 50428

New listings for sale in 50438

NEW 26 HRS AGO3D WALKTHROUGH

$249,900

4 beds2 baths1,848 sq ft

1020 Front St, Garner, IA 50438

$199,500

3 beds1.75 baths1,540 sq ft

7 Parkwood Pl Pl, Garner, IA 50438

$349,900

3 beds3.5 baths1,546 sq ft

820 W 11th St, Garner, IA 50438

Home values near 645 State St

Data from public records.

Address	Redfin Estimate
770 State Street, Garner, IA 3 Beds \| 2.5 Baths \| 1400 Sq. Ft.	$176,529
755 State Street Apartment 2, Garner, IA 1 Beds \| 1 Baths \| 1224 Sq. Ft.	$124,219

Address	Redfin Estimate
740 State Street, Garner, IA 3 Beds \| 1.5 Baths \| 1210 Sq. Ft.	$160,270
755 State Street Apartment 3, Garner, IA 2 Beds \| 1.5 Baths \| 1118 Sq. Ft.	$123,615

Address	Redfin Estimate
755 State Street Apartment 1, Garner, IA 2 Beds \| 1 Baths \| 824 Sq. Ft.	$114,755
755 State Street Apartment 4, Garner, IA 2 Beds \| 2 Baths \| 1452 Sq. Ft.	$138,610

Property information provided by IAR when last listed in 2021. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 50438, IA

Sale history for 645 State St

Tax history for 645 State St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 50438

Home values near 645 State St

More real estate resources