OFF MARKET

Off market feb 2023 for $25K

$33,013

Est. refi paymentEst. refi $233/mo

•

2,290

sq ft

1020 W 3rd St, Waterloo, IA 50701

About this home

Tons of space in this fixer upper! Enter through the enclosed front porch and you'll find a generous foyer. Beyond the foyer are numerous sizable rooms for dining, living spaces, and a main floor bedroom. The kitchen is ready for your finishing touches. Off the kitchen is a spacious room that leads to the backyard. Upstairs, you'll find 4 bedrooms and a full bath. This could be the project you have been looking for!

Single-familyProperty Type

1892Year Built

7,800 sq ftLot Size

$14Est. Price/Sq.Ft.

Listed by Lucas Bartlett • Oakridge Real Estate

Listed by • Oakridge Real Estate

Bought with Lucas Bartlett • Oakridge Real Estate

Redfin checked: a minute ago

•Source:NEIRBR as distributed by MLS GRID #20225412

Redfin Estimate

$33,013

$8,013 since sold in February 2023$4,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 72.1% lower than the average sale price ($118K) of 6 comparable homes.

SOLD SEP 24, 2026
$153,000
A
2 beds1 bath1,117 sq ft
1023 Western Ave, Waterloo, IA 50702
SOLD AUG 31, 2026
$77,320
B
3 beds1 bath1,272 sq ft
407 Locust St, Waterloo, IA 50701
SOLD APR 13, 2026
$134,750
C
4 beds1.5 baths2,234 sq ft
432 Vermont St, Waterloo, IA 50701
SOLD AUG 21, 2026
$150,000
D
4 beds2 baths1,728 sq ft
609 Baltimore St, Waterloo, IA 50701
SOLD AUG 28, 2026
$148,000
E
3 beds1 bath1,445 sq ft
921 Leavitt St, Waterloo, IA 50702
SOLD NOV 14, 2025
$47,000
F
3 beds1 bath1,716 sq ft
726 W 2nd St, Waterloo, IA 50702

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Earn from this home

Refinance

Est. cash available

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Market trends in 50701, IA

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.5%

0.1% MoM

Median sale price

$219K

$12K MoM

Avg. days on market

4 days MoM

Recently sold homes

120

0 MoM

New listings for sale

OPEN SUN, 1PM TO 2PM
$259,900
4 beds1.5 baths1,608 sq ft
243 Meadowbrook Ln, Waterloo, IA 50701
$159,900
3 beds1 bath960 sq ft
1215 Evergreen Ave, Waterloo, IA 50701
$68,000
3 beds1.5 baths1,144 sq ft
311 Vermont St, Waterloo, IA 50701
$319,900
3 beds2 baths2,652 sq ft
144 Hillcrest Rd, Waterloo, IA 50701
$269,900
3 beds2 baths1,320 sq ft
127 Axlewood Dr, Waterloo, IA 50701
3D WALKTHROUGH
$330,000
4 beds3.5 baths2,160 sq ft
1952 Audubon Dr, Waterloo, IA 50701
OPEN SUN, 1PM TO 2PM
$675,000
4 beds2.5 baths3,838 sq ft
4558 William Dr, Waterloo, IA 50701
$59,900
3 beds1 bath1,110 sq ft
810 W 1st St, Waterloo, IA 50701
$115,000
2 beds1 bath1,331 sq ft
807 W Mullan Ave, Waterloo, IA 50701
$125,000
2 beds1 bath1,328 sq ft
129 Moir St, Waterloo, IA 50701
See all

Provided by Redfin

Sale history for 1020 W 3rd St

Year

Property tax

Land + Additions

Assessment*

2025

$1,180 (+2.8%)

$9,260 + $38,700

$47,960

2024

$1,148 (−12.9%)

$9,260 + $38,700

$47,960

2023

$1,318 (−14.7%)

$9,260 + $32,960

$42,220

2022

$1,545 (+71.7%)

$9,260 + $32,960

$42,220

2021

$900 (+1.6%)

$9,260 + $27,430

$36,690

2020

$886 (−8.5%)

$9,260 + $30,470

$39,730

2019

$968 (+0.8%)

$9,260 + $30,470

$39,730

2018

$960 (−17.0%)

$9,260 + $30,470

$39,730

2017

$1,157 (+28.2%)

$9,260 + $30,470

$39,730

2016

$902 (+0.9%)

$9,260 + $30,470

$39,730

2014

$894

$9,260 + $30,470

$39,730

Tax history for 1020 W 3rd St

Year

Property tax

Land + Additions

Assessment*

2025

$1,180 (+2.8%)

$9,260 + $38,700

$47,960

2024

$1,148 (−12.9%)

$9,260 + $38,700

$47,960

2023

$1,318 (−14.7%)

$9,260 + $32,960

$42,220

2022

$1,545 (+71.7%)

$9,260 + $32,960

$42,220

2021

$900 (+1.6%)

$9,260 + $27,430

$36,690

2020

$886 (−8.5%)

$9,260 + $30,470

$39,730

2019

$968 (+0.8%)

$9,260 + $30,470

$39,730

2018

$960 (−17.0%)

$9,260 + $30,470

$39,730

2017

$1,157 (+28.2%)

$9,260 + $30,470

$39,730

2016

$902 (+0.9%)

$9,260 + $30,470

$39,730

2014

$894

$9,260 + $30,470

$39,730

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

—

Lot width

65 ft.

Lot depth

120 ft.

Lot size

7,800 Sq. Ft.

Year renovated

—

Sq. Ft.

2,290

Year built

1892

Style

Multi-Family (2-4 Unit)

County

Black Hawk County

APN

891326326007

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 12, 2026.

R-4

Multiple Residence District

The R-4 District is intended to provide for areas of the community which are suitable for low, medium and high density residential uses and professional offices that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.

Permitted uses

Include but are not limited to:

Community / recreation center
Day care facility
Hospital / medical center
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Student
Office
Medical office

Property details

Parking

Parking/Garage Information
Parking Features: None

Interior

Bathroom Information
# of Full Bathrooms: 1

Heating & Cooling
Cooling: None
Has Heating
Heating: Natural Gas

Interior Features
Has Fireplace
# of Fireplaces: 1

Room Information
Has Basement
Basement Details: Unfinished

Exterior

Exterior Features
Roof: Asphalt

Building Information
Construction Materials: Other

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Lot Size Dimensions: 65 x 120
Lot Size Acres: 0.187
Zoning Description: R-4

Financial

Tax Information
Tax Annual Amount: $784

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Schools Information
Elementary School: Irving Elementary
Middle Or Junior School: Central
High School: West High

Public facts

Beds: 6
Baths: 2.5
Sq. Ft.: 2,290
Stories: —
Lot Size: 7,800 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1892
Year Renovated: —
County: Black Hawk County
APN: 891326326007

Home facts updated by county records on Aug 12, 2026

Around this home

Schools

Irving Elementary School

Public K-5 • Assigned • 0.2mi

5/10

Central Middle School

Public 6-8 • Assigned • 2.5mi

2/10

West High School

Public 9-12 • Assigned • 1.3mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IA • 50701

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.1 hours in June and 4 hours in December, which is comparable to the U.S. average for solar exposure.

10.1 hrs

4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$32,000 – $38,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

$59,900

3 beds1 bath1,110 sq ft

810 W 1st St, Waterloo, IA 50701

$159,900

3 beds1 bath960 sq ft

1215 Evergreen Ave, Waterloo, IA 50701

$89,000

3 beds1.5 baths858 sq ft

1014 W 6th St, Waterloo, IA 50702

VIDEO TOUR

$159,900

2 beds1 bath720 sq ft

1620 Easton Ave, Waterloo, IA 50702

3D WALKTHROUGH

$279,900

3 beds2.5 baths2,170 sq ft

2140 Touchae St, Waterloo, IA 50702

$95,000

3 beds1 bath1,302 sq ft

616 Kimball Ave, Waterloo, IA 50701

New listings for sale in 50701

OPEN SUN, 1PM TO 2PM

$259,900

4 beds1.5 baths1,608 sq ft

243 Meadowbrook Ln, Waterloo, IA 50701

$159,900

3 beds1 bath960 sq ft

1215 Evergreen Ave, Waterloo, IA 50701

$68,000

3 beds1.5 baths1,144 sq ft

311 Vermont St, Waterloo, IA 50701

$319,900

3 beds2 baths2,652 sq ft

144 Hillcrest Rd, Waterloo, IA 50701

$269,900

3 beds2 baths1,320 sq ft

127 Axlewood Dr, Waterloo, IA 50701

3D WALKTHROUGH

$330,000

4 beds3.5 baths2,160 sq ft

1952 Audubon Dr, Waterloo, IA 50701

OPEN SUN, 1PM TO 2PMVIDEO TOUR

$675,000

4 beds2.5 baths3,838 sq ft

4558 William Dr, Waterloo, IA 50701

$59,900

3 beds1 bath1,110 sq ft

810 W 1st St, Waterloo, IA 50701

$115,000

2 beds1 bath1,331 sq ft

807 W Mullan Ave, Waterloo, IA 50701

Home values near 1020 W 3rd St

Data from public records.

Address	Redfin Estimate
1007 West 3rd Street, Waterloo, IA 4 Beds \| 2 Baths \| 1682 Sq. Ft.	$139,550
1019 West 3rd Street, Waterloo, IA 6 Beds \| 5.5 Baths \| 3308 Sq. Ft.	$134,965

Address	Redfin Estimate
1023 West 3rd Street, Waterloo, IA - Beds \| - Baths \| 2652 Sq. Ft.	$144,282
1013 West 3rd Street, Waterloo, IA 3 Beds \| 2 Baths \| 1280 Sq. Ft.	$67,750

Address	Redfin Estimate
1027 West 3rd Street, Waterloo, IA 4 Beds \| 2 Baths \| 1955 Sq. Ft.	$82,992
1012 West 3rd Street, Waterloo, IA 3 Beds \| 2 Baths \| 2278 Sq. Ft.	$86,431

Property information provided by NEIRBR as distributed by MLS GRID when last listed in 2022. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 50701, IA

Sale history for 1020 W 3rd St

Tax history for 1020 W 3rd St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 50701

Home values near 1020 W 3rd St

More real estate resources