Welcome to 1113 Rachael Street — where modern updates meet timeless charm. This well-maintained and extensively updated ranch home is nestled in a quiet, charming and convenient Waterloo neighborhood close to schools, parks, and everyday amenities. From the moment you step inside, you'll feel right at home in the spacious, light-filled layout. The open living and dining area is anchored by a cozy brick fireplace, with durable plank flooring (2020) adding warmth and easy maintenance throughout the main level. The kitchen is both functional and inviting, featuring updated countertops, a tile backsplash, farmhouse sink, refreshed lighting and faucet (2018), and stainless steel appliances (2022). A sliding door off the dining area leads to a concrete patio and fenced backyard—ideal for gatherings, play, or peaceful mornings with coffee. Three main-level bedrooms offer fresh carpet and ceiling fan lights (2024), while the bathroom feels like a spa retreat with heated tile floors, dual sink and under vanity lighting. The laundry/mudroom adds even more convenience with updated flooring (2020), a brand-new washer (2024), and a newer dryer. Downstairs, the recently renovated basement (2024) offers a versatile bonus space—perfect for a second living area, home office, gym, or playroom. You'll also find a second bathroom, a dedicated storage room with custom shelving, and mechanicals thoughtfully tucked away. Other key updates include: New roof (2022), new siding, gutters, and trim (2024), radon mitigation system (2019), landscaping. The fenced backyard is shaded by mature trees, and a handy storage shed adds extra utility. With an attached 2-stall garage and a long list of updates already complete, this home is the definition of move-in ready. Don’t miss the opportunity to make this your home—schedule your private showing today!
Single-familyProperty Type
1960Year Built
0.3 acresLot Size
$134Est. Price/Sq.Ft.
2 spacesParking
Listed by Kelsey Jorgensen• Vine Valley Real Estate
Bought with Victoria Lockard• Lockard Realty Company
Location, Location, Location!! Spacious 3 Bedroom, 2 bathroom ranch home. Large kitchen with tile flooring, open living/dining area, completely updated bathroom with heated tile flooring, main floor laundry, fireplace & attached 2 stall garage. Hardwood flooring throughout, large yard that is fenced in & shed.
Year
Property tax
Land + Additions
Assessment*
2025
$4,292 (+8.7%)
$37,810 + $212,920
$250,730
2024
$3,948 (+1.8%)
$37,810 + $212,920
$250,730
2023
$3,878 (+2.8%)
$37,810 + $170,220
$208,030
2022
$3,774 (+4.5%)
$37,810 + $170,220
$208,030
2021
$3,612 (+1.7%)
$37,810 + $138,720
$176,530
2020
$3,552 (−0.9%)
$30,720 + $128,710
$159,430
2019
$3,584 (+0.8%)
$30,720 + $128,710
$159,430
2018
$3,554 (+2.5%)
$30,720 + $128,710
$159,430
2017
$3,466 (+1.3%)
$30,720 + $128,710
$159,430
2016
$3,420 (+5.9%)
$30,720 + $128,710
$159,430
2014
$3,230
$30,720 + $121,560
$152,280
Tax history for 1113 Rachael St
Year
Property tax
Land + Additions
Assessment*
2025
$4,292 (+8.7%)
$37,810 + $212,920
$250,730
2024
$3,948 (+1.8%)
$37,810 + $212,920
$250,730
2023
$3,878 (+2.8%)
$37,810 + $170,220
$208,030
2022
$3,774 (+4.5%)
$37,810 + $170,220
$208,030
2021
$3,612 (+1.7%)
$37,810 + $138,720
$176,530
2020
$3,552 (−0.9%)
$30,720 + $128,710
$159,430
2019
$3,584 (+0.8%)
$30,720 + $128,710
$159,430
2018
$3,554 (+2.5%)
$30,720 + $128,710
$159,430
2017
$3,466 (+1.3%)
$30,720 + $128,710
$159,430
2016
$3,420 (+5.9%)
$30,720 + $128,710
$159,430
2014
$3,230
$30,720 + $121,560
$152,280
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2.5
Stories
—
Lot width
100 ft.
Lot depth
148 ft.
Lot size
0.3 Acres
Year renovated
—
Sq. Ft.
2,336
Year built
1960
Style
Single Family Residential
County
Black Hawk County
APN
881304303006
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 12, 2026.
R-1
One and Two Family Residence District
The R-1 District is intended to provide for areas of the community which are suitable for low density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.