For sale

$295,000

Est. $2,118/mo —

•

1,874

sq ft

1162 Rachael St, Waterloo, IA 50701

About this home

Welcome home to this spacious 4-bedroom, 1.5-bathroom home that offers the perfect blend of comfort, charm, and functionality. From the moment you step inside, you'll appreciate the inviting layout, generous room sizes, and main-level laundry that make everyday living both convenient and comfortable. The porch/mudroom just off the garage provides the perfect drop zone for coats, shoes, and backpacks, adding even more practicality to the home. The partially finished basement expands your living space with endless possibilities. Whether you're looking for a second family room, rec room, home gym, office, or the perfect place to entertain, this versatile area is ready to fit your needs. Step outside and enjoy the spacious 0.4-acre lot, offering plenty of room to relax, play, and entertain. The existing greenhouse is perfect for gardening enthusiasts, while the expansive yard provides endless opportunities for summer gatherings, outdoor activities, or simply enjoying the extra privacy and open space. Major updates have already been completed, including brand-new siding and windows in 2025 and a new roof in 2021, giving the next owner added value and peace of mind. With its spacious layout, thoughtful updates, and room to make it your own, this home is ready for its next chapter—and yours.

Single-familyProperty Type

1962Year Built

0.42 acresLot Size

$157Price/Sq.Ft.

2 spacesParking

Listed by Christine Hutchins • Realty ONE Group Movement

Listing updated: Aug 27, 2026 at 06:02am

Redfin checked: 2 minutes ago

•Source:NEIRBR as distributed by MLS GRID #20262043

Payment calculator

$2,118 per month

Principal and interest$1,550

Property taxes

$418

HOA dues

Home insurance

$150

Utilities

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No upcoming open houses.

Nearby open houses (4)

Around this home

Schools

K - 12
Preschool & daycare

Lou Henry Elementary School

Public K-5 • Assigned • 0.7mi

3/10

Hoover Middle School

Public 6-8 • Assigned • 0.7mi

6/10

West High School

Public 9-12 • Assigned • 1.3mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

1162 Rachael St · $295,000

Strong offer

$295K and above

75% chance or better to win

Why $295K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 8 days.

SALE-TO-LIST

Most homes are selling 0% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Stone fireplace (1)
Basement with concrete construction

Bathrooms
1 full bathroom
1 half bathroom

Laundry & utility
Laundry on the main level

Heating & cooling
Central air conditioning
Forced air heating (natural gas)

Sale and tax history for 1162 Rachael St

Sale History
Tax History

Date

Event

Price

NEIRBR as distributed by MLS GRID #20262043

Aug 19, 2026

Price Changed

$295,000

$157/sq ft

Aug 5, 2026

Price Changed

$305,000

$163/sq ft

Jun 26, 2026

Relisted

—

May 28, 2026

Pending

—

May 13, 2026

Listed

$315,000

$168/sq ft

NEIRBR as distributed by MLS GRID #20212061

Jul 1, 2021

Sold

$170,000

$91/sq ft

May 16, 2021

Listed

$180,000

$96/sq ft

Gardener's delight! Not only do you get a 3 bedroom, 1.5 bath home, with a cozy first floor family room with fireplace, you get your very own greenhouse in the beautiful flowering backyard situated on . 419 acre. Lots of storage throughout, breezeway to a 2 car garage, ample kitchen with separate eating area and sliders to deck. Full basement that could be finished. New furnace and central air.

Year

Property tax

Land + Additions

Assessment*

2025

$4,792 (+8.7%)

$45,990 + $215,480

$261,470

2024

$4,410 (+3.8%)

$45,990 + $215,480

$261,470

2023

$4,250 (+0.8%)

$45,990 + $185,150

$231,140

2022

$4,218 (+11.3%)

$45,990 + $185,150

$231,140

2021

$3,790 (+1.5%)

$45,990 + $151,320

$197,310

2020

$3,734 (−1.1%)

$35,500 + $140,400

$175,900

2019

$3,774 (+1.0%)

$35,500 + $140,910

$176,410

2018

$3,738 (−3.1%)

$35,500 + $140,910

$176,410

2017

$3,856 (+1.4%)

$35,500 + $140,910

$176,410

2016

$3,804 (+5.8%)

$35,500 + $140,910

$176,410

2014

$3,596

$35,500 + $133,080

$168,580

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

71 ft.

Lot depth

130 ft.

Lot size

0.42 Acres

Year renovated

—

Finished Sq. Ft.

1,874

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,874

Year built

1962

Style

Single Family Residential

County

Black Hawk County

APN

881304301005

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 12, 2026.

R-1

One and Two Family Residence District

The R-1 District is intended to provide for areas of the community which are suitable for low density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.

Permitted uses

Include but are not limited to:

Community / recreation center
Housing-Single unit
Housing-Multiple units
Infrastructure
Public service
Educational/school
Recreation
Golf related
Cemetery
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IA • 50701

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

95/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.8 hrs

6.2 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 1162 Rachael St

$285,975

$9,025 under list price of $295K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $270K to $334K.

SOLD JUL 17, 2026
$295,000 Last sold price
2 beds2.5 baths2,131 sq ft
1162 Ridgemont Rd, Waterloo, IA 50701
$19/sq ft
smaller lot
3 years newer
SOLD NOV 24, 2025
$299,900 Last sold price
3 beds3 baths2,145 sq ft
150 Berkshire Rd, Waterloo, IA 50701
$17/sq ft
larger lot
11 years older
SOLD DEC 15, 2025
$275,000 Last sold price
3 beds2.5 baths2,249 sq ft
3382 Monticello Ave, Waterloo, IA 50701
$35/sq ft
10 years newer
SOLD MAY 18, 2026
$294,000 Last sold price
3 beds2 baths1,729 sq ft
3535 Monticello Ave, Waterloo, IA 50701
$13/sq ft
smaller lot
8 years newer
SOLD MAY 22, 2026
$270,000 Last sold price
4 beds3 baths1,892 sq ft
131 Rosebud Ave, Waterloo, IA 50701
$14/sq ft
smaller lot
22 years older
SOLD JUN 30, 2026
$334,000 Last sold price
3 beds3 baths2,053 sq ft
151 Pershing Rd, Waterloo, IA 50701
$6/sq ft
smaller lot
12 years older

Rental earnings

Est. $1,482 per month, based on comparable rentals

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Details provided by NEIRBR as distributed by MLS GRID and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

See this home in person

Nearby open houses (4)

Around this home

Schools

Lifestyle

Offer insights

Property details

Sale and tax history for 1162 Rachael St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 1162 Rachael St

Nearby similar homes

New listings for sale in 50701

More real estate resources