Cozy Comfort on Allen Street. .. Discover this charming Waterloo gem at 118 Allen Street, where classic character meets modern convenience. This inviting home features a functional layout, sun-drenched living spaces, and spacious rooms. Property Highlights: Prime Location: Steps away from local parks and downtown amenities. Updated Interiors: Fresh paint and durable flooring throughout. Affordable Quality: An ideal opportunity for first-time buyers or savvy investors. Don't miss your chance to own a piece of the Heartland in this quiet, established neighborhood.
Church Row Historic, located between Downtown Waterloo and the Cedar River, is a historic and walkable Waterloo neighborhood with landmark architecture and a calm streetscape. The neighborhood’s character concentrates along W 4th Street near the Grout Museum District, where museum façades, civic buildings, and pocket greens set a cultured, weekday-busy rhythm. The Grout Museum District and the Sullivan Brothers Iowa Veterans Museum anchor local storytelling in restored, early-20th-century structures. Nearby, the Waterloo Center for the Arts adds galleries and performances to the mix. Side streets read as brick, stone, and mature trees, with sidewalks that suit a coffee-and-museum loop. Riverfront paths and downtown blocks keep the geography compact and urban.
Provided by Walk Score and Local Logic
Offer insights
118 Allen St · $90,000
$89.94K and above
75% chance or better to win
Why $89.94K+ is a strong offer
DAYS ON MARKET
175 days
The average home goes pending in 13 days.
SALE-TO-LIST
98.6%
Most homes are selling 1% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
No fireplace
Block basement
Bathrooms
1 full bathroom
1 half bathroom
Heating & cooling
Forced air heating (natural gas)
No cooling
Exterior features
Gravel road access
Lot roughly 66 x 63 (approximately 0.1 acre)
Zoned R-3
Home design
Single family residence
2-story
Parking
No designated parking
Construction
Wood siding
Asphalt roof
Utilities
Public water
Public sewer
Other
Residential property
Electricity and solar
View estimated energy costs and solar savings for this home
This home is a project needing to be finished. It is partially "gutted" with the wiring and plumbing rough-ins done and by professionals. Over 95% of the windows have been replaced and some interior doors are new also. There are tubs, vanities, toilets, and misc. other materials on site and included. This is a "tuff" one to describe in words, one needs to go look for themselves. Plenty of opportunity for some "work equity"! Seller started project and since has moved to the Des Moines area for his employment and logistically unable to finish the project. Equity builder!
Year
Property tax
Land + Additions
Assessment*
2026
$1,751 (+6.4%)
$6,530 + $69,080
$75,610
2025
$1,645 (+2.9%)
$6,530 + $69,080
$75,610
2024
$1,598 (+33.8%)
$6,530 + $69,080
$75,610
2023
$1,194 (−5.8%)
$6,530 + $59,750
$66,280
2022
$1,268 (−13.0%)
$6,530 + $59,750
$66,280
2021
$1,458 (+129.2%)
$6,530 + $47,810
$54,340
2020
$636 (−26.3%)
$6,530 + $53,120
$59,650
2019
$863 (+0.7%)
$6,530 + $26,070
$32,600
2018
$857 (−8.4%)
$6,530 + $26,070
$32,600
2017
$936 (−8.4%)
$6,530 + $26,910
$33,440
2016
$1,022 (+0.8%)
$6,530 + $26,910
$33,440
2014
$1,014
$6,530 + $38,490
$45,020
Public record
Public record
Zoning
Beds
3
Baths
1.5
Stories
—
Lot width
66 ft.
Lot depth
63 ft.
Lot size
4,182 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
1,912
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,912
Year built
1919
Style
Single Family Residential
County
Black Hawk County
APN
891326181003
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 14, 2026.
R-3
Multiple Residence District
The R-3 District is intended to provide for areas of the community which are suitable for low, medium and high density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.
Permitted uses
Include but are not limited to:
Community / recreation center
Day care facility
Hospital / medical center
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Student
Infrastructure
Public service
Park & open space
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 16 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IA • 50701
Average low and high temperatures (°F)
27
11
34
17
55
32
62
42
73
51
82
63
84
68
80
62
79
56
69
46
48
33
33
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
90/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Waterloo. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.2 hrs
5.4 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 118 Allen St
$84,674
$5,326 under list price of $90K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $77K to $135K.