Welcome to 124 Ruby Drive in Waterloo! Step inside this inviting 3-bedroom, 2 and ¾ bath home, perfectly tucked into a peaceful neighborhood. From the moment you walk in, you’ll notice the comfortable layout that makes this house feel like home. The main floor offers bright living spaces, a functional kitchen with a dining space, and plenty of room for everyday living or entertaining. Each bedroom is well-sized, giving everyone their own corner of comfort. Downstairs, you’ll find a full finishable basement—the perfect opportunity to create extra living space, a home gym, or the family rec room you’ve always dreamed about. Out back, enjoy a partially fenced yard that balances privacy with openness. Whether you’re hosting summer cookouts, letting pets play, or gardening, this backyard has space to make it yours. A single-stall garage with a carport adds extra storage for tools, bikes, or hobbies. This home blends solid, traditional features with potential for modern updates, making it a wonderful option whether you’re starting out, growing, or downsizing.
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2.5
Stories
—
Lot width
90 ft.
Lot depth
160 ft.
Lot size
0.33 Acres
Year renovated
—
Sq. Ft.
1,104
Year built
1958
Style
Single Family Residential
County
Black Hawk County
APN
881207153028
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 12, 2026.
R-2
One and Two Family Residence District
The R-2 District is intended to provide for areas of the community which are suitable for low density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.
Permitted uses
Include but are not limited to:
Community / recreation center
Housing-Single unit
Housing-Multiple units
Infrastructure
Public service
Educational/school
Recreation
Golf related
Cemetery
Park & open space
Property details
Parking
Parking/Garage Information
Has Carport
# of Carport Spaces: 1
Parking Features: Carport
Interior
Bathroom Information
# of Full Bathrooms: 1
# of Three Quarter Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Natural Gas
Interior Features
Fireplace Features: None
Room Information
Laundry Features: Lower Level
Has Basement
Basement Details: Concrete
Exterior
Exterior Features
Roof: Shingle, Asphalt
Building Information
Construction Materials: Shingle Siding, Vinyl Siding
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence
Lot Information
Road Surface Type: Concrete
Lot Size Dimensions: 90 x 160
Lot Size Acres: 0.33
Zoning Description: R-1
Financial
Tax Information
Tax Annual Amount: $3,473.14
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
Schools Information
Elementary School: Orange Elementary
Middle Or Junior School: Hoover Intermediate
High School: West High
Public facts
Beds: 3
Baths: 2.5
Sq. Ft.: 1,104
Stories: —
Lot Size: 0.33 acres
Style: Single Family Residential
Year Built: 1958
Year Renovated: —
County: Black Hawk County
APN: 881207153028
Home facts updated by county records on Aug 12, 2026
Around this home
Schools
Orange Elementary School
Public PreK-5 • Assigned • 3.3mi
8/10
Hoover Middle School
Public 6-8 • Assigned • 3.5mi
6/10
West High School
Public 9-12 • Assigned • 3.1mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IA • 50702
Average low and high temperatures (°F)
27
10
34
17
55
32
62
42
74
51
83
63
84
67
82
63
80
57
69
46
48
32
33
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.1 hours in
June and 4 hours in December, which is comparable to the
U.S. average for solar exposure.
10.1 hrs
4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$189,000 – $229,000
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