Charming 3-Bedroom Ranch with Spacious Yard & Modern Updates! Welcome to this beautifully updated 3-bedroom ranch home, offering comfort, style, and a fantastic outdoor space! Inside, you'll find a nice kitchen with updated cabinets and modern finishes, ceramic tile flooring plus great bathroom with nice updates. The bright and inviting living areas are perfect for entertaining featuring newer carpet & fresh paint, while the partially finished lower level provides extra space for a home office, family room, recreation room, and additional storage. Step outside through the sliding doors onto the rear patio, where you can relax and enjoy the beautifully landscaped large fenced backyard, perfect for pets, kids, and outdoor activities and gatherings. Don't forget the great detached 2-stall garage for all your storage needs. Don't miss out on this move-in-ready gem—schedule your showing today! Subject to 24 hour clause.
Come see this meticulously maintained home in the desirable Cedar Terrace neighborhood in Waterloo! This cozy home features 3 bedrooms, 1 bathroom, and has a great finished basement! You can move right in and relax, as all the updating has been done! Updated mechanicals, check; remodeled bathroom, check; new Pella widows, check; newly resurfaced driveway in 2019, check. Oh, and don't forget about the Custom Pecan cabinets from Omega Cabinetry. The list goes on-and-on.
Year
Property tax
Land + Additions
Assessment*
2025
$3,658 (+8.7%)
$23,540 + $159,100
$182,640
2024
$3,364 (+17.6%)
$23,540 + $159,100
$182,640
2023
$2,860 (+2.8%)
$23,540 + $155,270
$178,810
2022
$2,782 (−0.6%)
$23,540 + $155,270
$178,810
2021
$2,800 (+5.7%)
$23,540 + $115,540
$139,080
2020
$2,650 (−1.1%)
$18,830 + $113,380
$132,210
2019
$2,680 (+1.0%)
$18,830 + $108,900
$127,730
2018
$2,654 (−3.1%)
$18,830 + $108,900
$127,730
2017
$2,738 (+1.4%)
$18,830 + $108,900
$127,730
2016
$2,700 (+5.5%)
$18,830 + $108,900
$127,730
2014
$2,560
$18,830 + $103,710
$122,540
Tax history for 132 Oak Ridge Rd
Year
Property tax
Land + Additions
Assessment*
2025
$3,658 (+8.7%)
$23,540 + $159,100
$182,640
2024
$3,364 (+17.6%)
$23,540 + $159,100
$182,640
2023
$2,860 (+2.8%)
$23,540 + $155,270
$178,810
2022
$2,782 (−0.6%)
$23,540 + $155,270
$178,810
2021
$2,800 (+5.7%)
$23,540 + $115,540
$139,080
2020
$2,650 (−1.1%)
$18,830 + $113,380
$132,210
2019
$2,680 (+1.0%)
$18,830 + $108,900
$127,730
2018
$2,654 (−3.1%)
$18,830 + $108,900
$127,730
2017
$2,738 (+1.4%)
$18,830 + $108,900
$127,730
2016
$2,700 (+5.5%)
$18,830 + $108,900
$127,730
2014
$2,560
$18,830 + $103,710
$122,540
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
1
Stories
—
Lot width
88 ft.
Lot depth
175 ft.
Lot size
0.35 Acres
Year renovated
—
Sq. Ft.
1,690
Year built
1974
Style
Single Family Residential
County
Black Hawk County
APN
881207302003
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 12, 2026.
R-2
One and Two Family Residence District
The R-2 District is intended to provide for areas of the community which are suitable for low density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.
Permitted uses
Include but are not limited to:
Community / recreation center
Housing-Single unit
Housing-Multiple units
Infrastructure
Public service
Educational/school
Recreation
Golf related
Cemetery
Park & open space
Property details
Parking
Parking/Garage Information
Has Carport
# of Carport Spaces: 2
Parking Features: Garage Door Opener
Interior
Bathroom Information
# of Full Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s), Central Air
Has Heating
Heating: Natural Gas, Forced Air
Interior Features
Interior Features: Eat-in Kitchen
Appliances: Range, Dishwasher, Dryer, Disposal, Free-Standing Range, Refrigerator, Washer, Gas Water Heater
Fireplace Features: None
Room Information
Laundry Features: Lower Level
Has Basement
Basement Details: Partially Finished
Exterior
Exterior Features
Fencing: Fenced
Roof: Shingle, Asphalt
Building Information
Below Grade Finished Area: 650
Construction Materials: Vinyl Siding
Property Features
Other Structures: Storage
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence
Lot Information
Lot Features: Landscaped
Road Surface Type: Concrete
Lot Size Dimensions: 88 x 175
Lot Size Acres: 0.35
Zoning Description: R-2
Financial
Tax Information
Tax Annual Amount: $3,365
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
Schools Information
Elementary School: Orange Elementary
Middle Or Junior School: Hoover Intermediate
High School: West High
Public facts
Beds: 3
Baths: 1.0
Sq. Ft.: 1,690
Stories: —
Lot Size: 0.35 acres
Style: Single Family Residential
Year Built: 1974
Year Renovated: —
County: Black Hawk County
APN: 881207302003
Home facts updated by county records on Aug 12, 2026
Around this home
Schools
Places
Transit
Orange Elementary School
Public PreK-5 • Assigned • 3.3mi
8/10
Hoover Middle School
Public 6-8 • Assigned • 3.6mi
6/10
West High School
Public 9-12 • Assigned • 3.3mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IA • 50702
Average low and high temperatures (°F)
27
10
34
17
55
32
62
42
74
51
83
63
84
67
82
63
80
57
69
46
48
32
33
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.1 hours in
June and 4 hours in December, which is comparable to the
U.S. average for solar exposure.
10.1 hrs
4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$211,000 – $255,000
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