For sale

$255,000

Est. $1,866/mo —

•

1,632

sq ft

2128 Cardinal Dr, Waterloo, IA 50701

About this home

Space to spread out, a backyard to enjoy, and Cedar Falls schools, this Waterloo home checks all the boxes! The main level offers a comfortable layout with 2 bedrooms, a newly remodeled full bathroom, and a spacious kitchen with plenty of cabinet and countertop space. The dining and living rooms provide great spaces to gather, while the lower level adds even more room to relax and entertain with a large 3rd bedroom featuring its own ensuite, a laundry room with a convenient half bath, and a family room complete with a wet bar and fireplace. Patio doors off the dining room lead to a deck overlooking the large backyard, perfect for grilling and enjoying time outdoors. Just below, a patio offers the perfect spot for a fire ring, and the thick tree line along the back of the yard adds extra privacy. An oversized 2 stall garage completes the package!

Single-familyProperty Type

1966Year Built

0.31 acresLot Size

$156Price/Sq.Ft.

2 spacesParking

Listed by Krystal Liebau • Century 21 Signature RE- Waverly

Listing updated: Nov 3, 2026 at 05:03am

Redfin checked: 2 minutes ago

•Source:NEIRBR as distributed by MLS GRID #20265296

Payment calculator

$1,866 per month

Principal and interest$1,392

Property taxes

$339

HOA dues

Home insurance

$136

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SUN, 10AM TO 11AM3D WALKTHROUGH
$185,000
2 beds1 bath1,525 sq ft
940 Littlefield Rd, Waterloo, IA 50701
6,018 sq ft lot • Garage • Built 1962
OPEN SUN, 12PM TO 1:30PM
$890,000
5 beds4 baths3,682 sq ft
2212 Flynn Dr, Cedar Falls, IA 50613
0.32 acre lot • Garage • Built 2020
OPEN SUN, 12PM TO 1PM
$190,000
3 beds2 baths1,344 sq ft
314 Morris Ave, Evansdale, IA 50707
0.52 acre lot • Garage • Pool
OPEN SUN, 12PM TO 1PM3D WALKTHROUGH
$279,900
3 beds3 baths2,326 sq ft
1817 W 18th St Unit A, Cedar Falls, IA 50613
$300 HOA • Garage • Built 1994
OPEN SUN, 12:30PM TO 1:30PM
$294,000
3 beds3 baths2,730 sq ft
1825 W 18th St Unit A, Cedar Falls, IA 50613
$300 HOA • Garage • Built 1994
OPEN SUN, 1PM TO 2PM3D WALKTHROUGH
$175,000
3 beds2 baths1,436 sq ft
819 Byron Ave, Waterloo, IA 50702
6,858 sq ft lot • Garage • Built 1941
OPEN SUN, 1PM TO 2PM
$249,900
2 beds2.5 baths1,684 sq ft
122 Maryland Ave, Waterloo, IA 50701
4,350 sq ft lot • Garage • Built 1963
OPEN SUN, 1PM TO 2:30PM
$529,900
5 beds3.5 baths3,408 sq ft
818 Eagle Ridge Rd, Cedar Falls, IA 50613
0.3 acre lot • Garage • Built 2000
OPEN SUN, 1:30PM TO 2:30PM
$227,000
3 beds1.5 baths1,312 sq ft
3525 Homeway Dr, Cedar Falls, IA 50613
0.29 acre lot • Garage • Built 1956
OPEN SUN, 2PM TO 3PM
$335,000
4 beds2.5 baths2,677 sq ft
241 Kenilworth Rd, Waterloo, IA 50701
9,373 sq ft lot • Garage • Built 1938

Around this home

Schools

K - 12
Preschool & daycare

Cedar Heights Elementary School

Public PreK-6 • Assigned • 0.8mi

4/10

Peet Junior High School

Public 7-9 • Assigned • 1.8mi

8/10

Cedar Falls High School

Public 10-12 • Assigned • 3.8mi

6/10

Provided by GreatSchools

About Cedar

Heights

Cedar Heights, located between University Avenue and the Cedar River, is a residential and park-adjacent Cedar Falls neighborhood with curving streets and mature tree cover. The neighborhood’s character concentrates around the University Avenue corridor near College Street, where coffee counters, local eateries, and campus-day foot traffic set the tempo. Nearby pillars such as Pfeiffer Springs Park, the Gallagher Bluedorn Performing Arts Center, and SingleSpeed Brewing Co. help define local routines. Housing leans toward mid-century ranches and split-levels alongside newer infill, with generous yards and sidewalks. River trails and green space shape daily movement, while downtown Cedar Falls adds galleries and dining a short drive away.

Provided by Walk Score and Local Logic

Offer insights

2128 Cardinal Dr · $255,000

Strong offer

$256K and above

75% chance or better to win

Why $256K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 21 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Gas fireplace in the family room

Bathrooms
2 full bathrooms
1 half bathroom

Laundry & utility
Lower-level laundry

Heating & cooling
Natural gas heating
Central air

Sale and tax history for 2128 Cardinal Dr

Sale History
Tax History

Date

Event

Price

NEIRBR as distributed by MLS GRID #20265296

Oct 29, 2026

Listed

$255,000

$156/sq ft

NEIRBR as distributed by MLS GRID #20232551

Aug 11, 2023

Sold

$244,000

$150/sq ft

Jun 26, 2023

Pending

—

Jun 23, 2023

Listed

$228,000

$140/sq ft

+19

This charming home, with its park-like yard, sits in the Cedar Falls school district and has much to offer! On the upper level, you'll be wowed by the updated kitchen with counter space perfect for entertaining and serving a crowd. Off of the living and dining space, a large deck overlooks the spacious green lawn and another fantastic patio space. Also on the main floor are two bedrooms and a full bath with double sinks. In the walk-out lower level, you'll find a large master suite with an updated full bath, a laundry room with half bath, and a wonderful second living space with bar counter, keg fridge and sink. With its convenient location, easy access to the trails, and its friendly quiet street full of young families, this is the home you've been waiting for!

NEIRBR as distributed by MLS GRID #20192750

Jul 16, 2019

Sold

$175,000

$107/sq ft

May 30, 2019

Listed

$175,000

$107/sq ft

+10

Year

Property tax

Land + Additions

Assessment*

2026

$4,066 (+1.3%)

$28,610 + $193,740

$222,350

2025

$4,012 (+6.8%)

$28,610 + $193,740

$222,350

2024

$3,756 (+6.4%)

$28,610 + $193,740

$222,350

2023

$3,530 (+1.3%)

$28,610 + $176,020

$204,630

2022

$3,484 (+13.4%)

$28,610 + $173,310

$201,920

2021

$3,072 (+10.4%)

$28,610 + $133,690

$162,300

2020

$2,782 (−1.0%)

$22,890 + $120,960

$143,850

2019

$2,810 (+2.1%)

$22,890 + $111,780

$134,670

2018

$2,752 (−2.8%)

$22,890 + $111,780

$134,670

2017

$2,832 (+6.5%)

$22,890 + $111,190

$134,080

2016

$2,660 (+2.2%)

$22,890 + $111,190

$134,080

2014

$2,602

$22,890 + $111,190

$134,080

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

70 ft.

Lot depth

191 ft.

Lot size

0.31 Acres

Year renovated

—

Finished Sq. Ft.

1,632

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,632

Year built

1966

Style

Single Family Residential

County

Black Hawk County

APN

891317452018

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 14, 2026.

R-1

One and Two Family Residence District

The R-1 District is intended to provide for areas of the community which are suitable for low density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.

Permitted uses

Include but are not limited to:

Community / recreation center
Housing-Single unit
Housing-Multiple units
Infrastructure
Public service
Educational/school
Recreation
Golf related
Cemetery
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

2/10 Heat Factor

7 days above 101° expected this year, 15 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IA • 50701

Average low and high temperatures (°F)

27°

11°

34°

17°

55°

32°

62°

42°

73°

51°

82°

63°

84°

68°

80°

62°

79°

56°

67°

47°

48°

33°

18°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

95/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Waterloo. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.2 hrs

6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 2128 Cardinal Dr

$253,936

$1,064 under list price of $255K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $196K to $282K.

SOLD AUG 31, 2026
$269,900 Last sold price
3 beds1 bath1,748 sq ft
2117 Tilbury Rd, Waterloo, IA 50701
$2/sq ft
smaller lot
11 years newer
SOLD SEP 11, 2026
$265,000 Last sold price
4 beds2 baths1,700 sq ft
227 Longview Dr, Waterloo, IA 50701
8 years older
SOLD MAY 14, 2026
$254,900 Last sold price
3 beds2 baths1,456 sq ft
1946 Rainbow Dr, Waterloo, IA 50701
$19/sq ft
smaller lot
9 years older
SOLD SEP 2, 2026
$279,900 Last sold price
3 beds2 baths1,748 sq ft
1535 Maxine Ave, Waterloo, IA 50701
$4/sq ft
larger lot
14 years newer
SOLD SEP 25, 2026
$282,000 Last sold price
3 beds1 bath2,160 sq ft
2812 Garden Ave, Cedar Falls, IA 50613
$25/sq ft
larger lot
10 years older
SOLD JUL 9, 2026
$196,000 Last sold price
3 beds1.5 baths1,224 sq ft
149 Vera Dr, Waterloo, IA 50701
$4/sq ft
smaller lot
12 years newer

Rental earnings

Est. $1,702 per month, based on comparable rentals

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New listings for sale in 50702

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FOR SALE BY OWNER

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2 beds1 bath888 sq ft

515 Maynard Ave, Waterloo, IA 50701

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OPEN SUN, 10AM TO 11AM3D WALKTHROUGH

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Details provided by NEIRBR as distributed by MLS GRID and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 2128 Cardinal Dr

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 2128 Cardinal Dr

Nearby similar homes

New listings for sale in 50702

More real estate resources