Attn: First time home buyers and others who can qualify for a deal of a lifetime! Hard to believe terms that are even possible! Brand new stick-built construction! Great one-story home with open floor plan, 3-bedrooms, 2 baths, 1st floor laundry and all quality kitchen appliances included. Plus, an attached single car garage and a privacy fenced lot. Full unfinished basement with stud walls up for optional Family room, bedroom, full bath, utility room/storage etc also has 2 egress windows sump pump and passive radon system just needing final installation. Incentives for qualified buyers. The City of Waterloo Community Development offers a program to help families and individuals who wouldn't typically qualify for a brand new home in this price range and they will assist in making their dream a reality to purchase this and call it home. Go to this website below to see if you qualify and please be sure to fill out the Application. https://www. cityofwaterlooiowa.com/departments/community_development/community_development_owned_property. php
Roosevelt, located between Downtown Waterloo and the Cedar River corridor, is a residential and civic Waterloo neighborhood with a grid of mature streets and a strong school-and-park backbone. The neighborhood’s character concentrates around the Roosevelt Elementary area, where sidewalks, ballfields, and after-school bustle set the daily rhythm. Early- and mid-century houses mix with tidy bungalows, giving blocks a consistent, lived-in streetscape. Green space and recreation shape routines at Roosevelt Park and nearby riverfront trails. Cultural anchors such as the Waterloo Center for the Arts and the Sullivan Brothers Iowa Veterans Museum sit close enough to feel like regular stops. Local coffee and community gathering at Sidecar Coffee keeps the tone grounded and neighborly.
Provided by Walk Score and Local Logic
Offer insights
230 Gable St · $169,500
$170K and above
75% chance or better to win
Why $170K+ is a strong offer
DAYS ON MARKET
242 days
The average home goes pending in 13 days.
SALE-TO-LIST
98.6%
Most homes are selling 1% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Dishwasher
Disposal
Free-standing range
Refrigerator
Electric water heater
Concrete unfinished basement
Smoke detector(s)
Bathrooms
2 full bathrooms
1 half bathroom
Kitchen
Dishwasher
Disposal
Free-standing range
Refrigerator
Laundry & utility
Main level laundry room
Washer hookup
Gas dryer hookup
Heating & cooling
Forced air heating (natural gas)
Central air conditioning
Exterior features
Privacy fenced yard
Concrete road frontage
Lot dimensions approximately 50' x 140'
Home design
Single family residence
One story
Parking
Attached garage
Carport (1 space)
Security
Smoke detector(s)
Construction
Vinyl siding
Shingle (asphalt) roof
Built on concrete foundation
Utilities
Public water
Public sewer
Electricity and solar
View estimated energy costs and solar savings for this home
As the MLS and public records start to fill up, we'll list the details here.
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
—
Lot width
50 ft.
Lot depth
140 ft.
Lot size
—
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Black Hawk County
APN
891313379004
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jan 12, 2026.
R-2
One and Two Family Residence District
The R-2 District is intended to provide for areas of the community which are suitable for low density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.
Permitted uses
Include but are not limited to:
Community / recreation center
Housing-Single unit
Housing-Multiple units
Infrastructure
Public service
Educational/school
Recreation
Golf related
Cemetery
Park & open space
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 16 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IA • 50703
Average low and high temperatures (°F)
27
10
34
16
55
32
62
41
73
50
82
62
84
67
80
62
79
56
69
46
48
32
33
17
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
94/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Waterloo. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10 hrs
6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 230 Gable St
$166,775
$2,725 under list price of $170K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $80K to $196K.