OFF MARKET

Off market dec 2023 for $85K

$110,632

Est. refi paymentEst. refi $621/mo

•

2,160

sq ft

403 Vermont St, Waterloo, IA 50701

About this home

Calling all character lovers! Nestled on a corner lot, this home boasts over 2,000 square feet of living space and has been meticulously maintained. Stepping inside, you will find a spacious living room with a wood burning fireplace accentuated by the high ceilings and natural light that make the room feel even more inviting. The covered porch also provides a great area to sit and relax or enjoy your morning coffee. The formal dining room is perfect for entertaining, or enjoy casual meals in the eat-in dining area within the kitchen. Finishing off the main level is the master bedroom, a full bathroom, and a bonus area that would make a great home office. The second level also offers two additional bedrooms. Moving downstairs, the spacious lower level has tons of potential to make it your own! This one won't last long. Call to schedule a showing today!

Single-familyProperty Type

1919Year Built

6,000 sq ftLot Size

$51Est. Price/Sq.Ft.

2 spacesParking

Listed by Amy Wienands • AWRE, EXP Realty, LLC

Listed by • AWRE, EXP Realty, LLC

Bought with Matthew Matthias • Caliber Group Prop Mgmt Co.

Redfin checked: 2 minutes ago

•Source:NEIRBR as distributed by MLS GRID #20235143

Redfin Estimate

$110,632

$26K since sold in December 2023$3,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 27.2% higher than the average sale price ($87K) of 6 comparable homes.

SOLD APR 7, 2026
$35,000
A
3 beds1 bath1,518 sq ft
1116 W Mullan Ave, Waterloo, IA 50701
SOLD AUG 14, 2026
$53,000
B
3 beds1.5 baths1,500 sq ft
206 Reber Ave, Waterloo, IA 50701
SOLD AUG 28, 2026
$148,000
C
3 beds1 bath1,445 sq ft
921 Leavitt St, Waterloo, IA 50702
SOLD JUN 11, 2026
$90,000
D
3 beds1 bath1,294 sq ft
209 Kingsley Avenue Ave, Waterloo, IA 50701
SOLD AUG 28, 2026
$151,000
E
3 beds1 bath1,428 sq ft
226 Arden St, Waterloo, IA 50701
SOLD NOV 17, 2025
$45,000
F
3 beds1 bath1,332 sq ft
313 Vermount St, Waterloo, IA 50701

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Earn from this home

Refinance

Est. cash available

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Rent

$1,445/mo

Redfin rental estimate

List your home for rent

Market trends in 50701, IA

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.6%

0.1% MoM

Median sale price

$220K

$12K MoM

Avg. days on market

5 days MoM

Recently sold homes

122

2 MoM

New listings for sale

OPEN SUN, 3PM TO 4PM
$330,000
4 beds3.5 baths2,160 sq ft
1952 Audubon Dr, Waterloo, IA 50701
VIDEO TOUR
$675,000
4 beds2.5 baths3,838 sq ft
4558 William Dr, Waterloo, IA 50701
$59,900
3 beds1 bath1,110 sq ft
810 W 1st St, Waterloo, IA 50701
$115,000
2 beds1 bath1,331 sq ft
807 W Mullan Ave, Waterloo, IA 50701
$125,000
2 beds1 bath1,328 sq ft
129 Moir St, Waterloo, IA 50701
FOR SALE BY OWNER
$178,500
4 beds2 baths— sq ft
1721 Falls Ave, Waterloo, IA 50701
OPEN SUN, 12PM TO 1PM
$245,000
3 beds2 baths1,552 sq ft
4760 Edgebrook Dr, Waterloo, IA 50701
$675,000
— beds— baths5,376 sq ft
1009 Thorndale Ave, Waterloo, IA 50701
OPEN SUN, 1:15PM TO 2:15PM
$269,900
3 beds2 baths2,742 sq ft
101 Elston Ave, Waterloo, IA 50701
OPEN SUN, 12PM TO 1PM
$119,900
1 bed1.5 baths1,139 sq ft
904 Prairie Meadow Ct, Waterloo, IA 50701
See all

Provided by Redfin

Sale history for 403 Vermont St

Year

Property tax

Land + Additions

Assessment*

2025

$1,738 (+38.8%)

$8,260 + $84,700

$92,960

2024

$1,252 (+3.3%)

$8,260 + $84,700

$92,960

2023

$1,212 (+2.9%)

$8,260 + $71,870

$80,130

2022

$1,178 (−15.7%)

$8,260 + $71,870

$80,130

2021

$1,398 (+2.0%)

$8,260 + $55,820

$64,080

2020

$1,370 (+6.0%)

$8,260 + $62,030

$70,290

2019

$1,292 (+1.1%)

$8,260 + $62,030

$70,290

2018

$1,278 (−3.2%)

$8,260 + $62,030

$70,290

2017

$1,320 (+1.5%)

$8,260 + $57,780

$66,040

2016

$1,300 (+1.1%)

$8,260 + $57,780

$66,040

2014

$1,286

$8,260 + $57,780

$66,040

Tax history for 403 Vermont St

Year

Property tax

Land + Additions

Assessment*

2025

$1,738 (+38.8%)

$8,260 + $84,700

$92,960

2024

$1,252 (+3.3%)

$8,260 + $84,700

$92,960

2023

$1,212 (+2.9%)

$8,260 + $71,870

$80,130

2022

$1,178 (−15.7%)

$8,260 + $71,870

$80,130

2021

$1,398 (+2.0%)

$8,260 + $55,820

$64,080

2020

$1,370 (+6.0%)

$8,260 + $62,030

$70,290

2019

$1,292 (+1.1%)

$8,260 + $62,030

$70,290

2018

$1,278 (−3.2%)

$8,260 + $62,030

$70,290

2017

$1,320 (+1.5%)

$8,260 + $57,780

$66,040

2016

$1,300 (+1.1%)

$8,260 + $57,780

$66,040

2014

$1,286

$8,260 + $57,780

$66,040

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

120 ft.

Lot depth

50 ft.

Lot size

6,000 Sq. Ft.

Year renovated

—

Sq. Ft.

1,862

Year built

1919

Style

Single Family Residential

County

Black Hawk County

APN

891326353020

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Mar 3, 2026.

R-3

Multiple Residence District

The R-3 District is intended to provide for areas of the community which are suitable for low, medium and high density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.

Permitted uses

Include but are not limited to:

Community / recreation center
Day care facility
Hospital / medical center
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Student
Infrastructure
Public service
Park & open space

Property details

Parking

Parking/Garage Information
Has Carport
# of Carport Spaces: 2

Interior

Bathroom Information
# of Full Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Central Air, Window Unit(s)
Has Heating
Heating: Natural Gas, Forced Air

Interior Features
Interior Features: Eat-in Kitchen
Appliances: Range, Dryer, Free-Standing Range, Washer
Fireplace Features: Wood Burning, Masonry

Room Information
Laundry Features: Lower Level
Has Basement

Exterior

Exterior Features
Patio And Porch Features: Porch
Roof: Shingle

Building Information
Construction Materials: Vinyl Siding

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Road Surface Type: Concrete
Lot Size Dimensions: 120 x 50
Lot Size Acres: 0.14
Zoning Description: R-3

Financial

Tax Information
Tax Annual Amount: $1,407

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Schools Information
Elementary School: Irving Elementary
Middle Or Junior School: Central
High School: West High

Public facts

Beds: 4
Baths: 1.0
Sq. Ft.: 1,862
Stories: —
Lot Size: 6,000 square feet
Style: Single Family Residential
Year Built: 1919
Year Renovated: —
County: Black Hawk County
APN: 891326353020

Home facts updated by county records on Mar 3, 2026

Around this home

Schools

Irving Elementary School

Public K-5 • Assigned • 0.3mi

5/10

Central Middle School

Public 6-8 • Assigned • 2.3mi

2/10

West High School

Public 9-12 • Assigned • 1.1mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IA • 50701

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.1 hours in June and 4 hours in December, which is comparable to the U.S. average for solar exposure.

10.1 hrs

4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$106,000 – $128,000

Sell confidently with a local market expert in Waterloo. 3 minutes to get started.

Nearby similar homes

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New listings for sale in 50701

OPEN SUN, 3PM TO 4PM3D WALKTHROUGH

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VIDEO TOUR

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4 beds2.5 baths3,838 sq ft

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810 W 1st St, Waterloo, IA 50701

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807 W Mullan Ave, Waterloo, IA 50701

$125,000

2 beds1 bath1,328 sq ft

129 Moir St, Waterloo, IA 50701

FOR SALE BY OWNER

$178,500

4 beds2 baths— sq ft

1721 Falls Ave, Waterloo, IA 50701

OPEN SUN, 12PM TO 1PM

$245,000

3 beds2 baths1,552 sq ft

4760 Edgebrook Dr, Waterloo, IA 50701

$675,000

— beds— baths5,376 sq ft

1009 Thorndale Ave, Waterloo, IA 50701

OPEN SUN, 1:15PM TO 2:15PMVIDEO TOUR

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Home values near 403 Vermont St

Data from public records.

Address	Redfin Estimate
315 Vermont Street, Waterloo, IA 3 Beds \| 1.5 Baths \| 1836 Sq. Ft.	$92,698
419 Vermont Street, Waterloo, IA 2 Beds \| 1 Baths \| 877 Sq. Ft.	$98,382

Address	Redfin Estimate
320 Vermont Street, Waterloo, IA 3 Beds \| 1 Baths \| 1082 Sq. Ft.	$70,801
409 Vermont Street, Waterloo, IA 4 Beds \| 1.5 Baths \| 1644 Sq. Ft.	$151,519

Address	Redfin Estimate
427 Vermont Street, Waterloo, IA 3 Beds \| 1 Baths \| 1604 Sq. Ft.	$88,248
415 Vermont Street, Waterloo, IA 3 Beds \| 1.5 Baths \| 1818 Sq. Ft.	$191,735

Property information provided by undefined .

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 50701, IA

Sale history for 403 Vermont St

Tax history for 403 Vermont St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 50701

Home values near 403 Vermont St

More real estate resources