For sale

$249,900

Est. $1,675/mo —

•

2,132

sq ft

404 Allen St, Waterloo, IA 50701

About this home

Welcome to 404 Allen Street in Waterloo – where modern elegance meets thoughtful renovation! This property has undergone a full-frame transformation, ensuring a hassle-free lifestyle for its lucky new owners. Step inside to discover a home that has been meticulously upgraded, from the HVAC system to the sheetrock, electrical, plumbing, and windows – every detail has been considered. The heart of this home is the stunning kitchen, a perfect blend of style and functionality not to mention space! With top-of-the-line appliances and contemporary finishes, it's a culinary enthusiast's dream come true and the perfect way to host events in the open concept dining and kitchen area. Whether you're hosting a dinner party or enjoying a quiet evening in, this home is absolutely designed for comfort and enjoyment. Convenience is key, and that's evident with the inclusion of main-floor laundry – no more lugging baskets up and down stairs! The warmth of manufactured hardwood floors adds a touch of sophistication to the living spaces as well, creating an inviting and comfortably warm atmosphere. Upstairs features three spacious bedrooms, providing a peaceful retreat for each member of the household. Two full baths ensure everyone's morning routine flows seamlessly, and the bonus half bath on the main floor adds an extra layer of convenience. A notable addition to this property is the new construction single garage, providing secure parking and additional storage space. 404 Allen Street is not just a house; it's a carefully curated home ready to embrace its next chapter. Schedule a viewing today and discover the comfort, convenience, and style that await you in this renovated gem. Your dream home is closer than you think!

Single-familyProperty Type

1891Year Built

5,000 sq ftLot Size

$117Price/Sq.Ft.

1 spaceParking

Listed by Lynette Sorensen • Re/Max Concepts

Listed by • Re/Max Concepts

Listing updated: Sep 5, 2026 at 06:02am

Redfin checked: a minute ago

•Source:NEIRBR as distributed by MLS GRID #20262909

Payment calculator

$1,675 per month

Principal and interest$1,364

Property taxes

$176

HOA dues

Home insurance

$135

Utilities

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Open houses

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Nearby open houses (10)

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Around this home

Schools

K - 12
Preschool & daycare

Irving Elementary School

Public K-5 • Assigned • 0.2mi

5/10

Central Middle School

Public 6-8 • Assigned • 2.6mi

2/10

West High School

Public 9-12 • Assigned • 1.3mi

3/10

Provided by GreatSchools

About Church Row

Historic

Church Row Historic, located between Downtown Waterloo and the Cedar River, is a historic and walkable Waterloo neighborhood with landmark architecture and a calm streetscape. The neighborhood’s character concentrates along W 4th Street near the Grout Museum District, where museum façades, civic buildings, and pocket greens set a cultured, weekday-busy rhythm. The Grout Museum District and the Sullivan Brothers Iowa Veterans Museum anchor local storytelling in restored, early-20th-century structures. Nearby, the Waterloo Center for the Arts adds galleries and performances to the mix. Side streets read as brick, stone, and mature trees, with sidewalks that suit a coffee-and-museum loop. Riverfront paths and downtown blocks keep the geography compact and urban.

Provided by Walk Score and Local Logic

Offer insights

404 Allen St · $249,900

Strong offer

$250K and above

75% chance or better to win

Why $250K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 8 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Dishwasher
Dryer
Free-standing range
Refrigerator
Washer
Gas water heater
Basement with interior entry
Smoke detector(s)

Bathrooms
2 full bathrooms
1 half bathroom

Kitchen
Dishwasher
Free-standing range
Refrigerator

Laundry & utility
Laundry room on main level
Washer
Dryer
Gas water heater

Heating & cooling
Central air
Ceiling fan(s)
Natural gas heating

Sale and tax history for 404 Allen St

Sale History
Tax History

Date

Event

Price

NEIRBR as distributed by MLS GRID #20262909

Sep 1, 2026

Price Changed

$249,900

$117/sq ft

Aug 5, 2026

Price Changed

$264,900

$124/sq ft

Jun 26, 2026

Listed

$274,900

$129/sq ft

NEIRBR as distributed by MLS GRID #1

Mar 25, 2024

Price Changed

$264,900

$124/sq ft

NEIRBR as distributed by MLS GRID #20214614

Apr 15, 2022

Sold

$45,000

$21/sq ft

Sep 20, 2021

Listed

$48,000

$23/sq ft

Public Records

Mar 14, 2014

Sold

$267,000

$125/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$2,038 (+34.3%)

$6,600 + $164,750

$171,350

2024

$1,518 (+135.7%)

$6,600 + $164,750

$171,350

2023

$644 (−12.7%)

$6,600 + $76,330

$82,930

2022

$738 (−7.1%)

$6,600 + $53,680

$60,280

2021

$794 (−5.9%)

$6,600 + $22,700

$29,300

2020

$844 (−2.8%)

$6,600 + $22,700

$29,300

2019

$868 (−6.1%)

$22,700

2018

$924 (−5.1%)

$22,700

2017

$974 (−5.4%)

$22,700

2016

$1,030 (−10.6%)

$22,700

2014

$1,152

$6,600 + $22,700

$29,300

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

50 ft.

Lot depth

100 ft.

Lot size

5,000 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,964

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,964

Year built

1891

Style

Multi-Family (2-4 Unit)

County

Black Hawk County

APN

891326328004

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 12, 2026.

C-1

Neighborhood Commercial District

The C-1 Neighborhood Commercial District is intended to provide for areas of the community which are suitable for a commercial development and are adjacent to Residence Districts and in which such commercial uses are permitted as are normally required for the daily local retail business needs of the residents of the locality only. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use, and shall not restrict outside display areas when such display areas display items that can be legally sold by a commercial business on the property and when the display area does not exceed an area equal to the area occupied by the buildings on a property.

Permitted uses

Include but are not limited to:

Gas station
Convenience store
Day care facility
Laundromat
General retail
Retail-Grocery
Housing-Single unit
Housing-Multiple units
Housing-Senior
Office

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IA • 50701

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

85/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.3 hrs

5.2 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 404 Allen St

$241,519

$8,381 under list price of $250K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $135K to $324K.

SOLD AUG 7, 2026
$324,000 Last sold price
4 beds3 baths2,637 sq ft
1219 W 7th St, Waterloo, IA 50702
$6/sq ft
larger lot
133 years newer
SOLD APR 13, 2026
$134,750 Last sold price
4 beds1.5 baths2,234 sq ft
432 Vermont St, Waterloo, IA 50701
$57/sq ft
larger lot
12 years newer
SOLD AUG 24, 2026
$223,000 Last sold price
3 beds1.5 baths2,495 sq ft
215 Arden St, Waterloo, IA 50701
$28/sq ft
larger lot
47 years newer
SOLD APR 17, 2026
$145,000 Last sold price
4 beds2 baths2,420 sq ft
235 Arden St, Waterloo, IA 50701
$57/sq ft
larger lot
38 years newer
SOLD JUL 9, 2026
$218,000 Last sold price
4 beds2 baths2,000 sq ft
1324 W 6th St, Waterloo, IA 50702
$8/sq ft
larger lot
28 years newer
SOLD JUN 26, 2026
$194,900 Last sold price
4 beds2 baths1,799 sq ft
1622 W 3rd St, Waterloo, IA 50701
$9/sq ft
larger lot
71 years newer

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Details provided by NEIRBR as distributed by MLS GRID and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 404 Allen St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 404 Allen St

Nearby similar homes

New listings for sale in 50701

More real estate resources