A great opportunity awaits with this 2-story home! Situated in a convenient Waterloo location just a couple blocks from Irving Elementary and a short drive to downtown shops, food, and entertainment, this nearly 1700-square-foot, 3-bedroom, 2-bathroom home has the space, potential, and location you don't want to miss. As you step inside the main floor, you're greeted by a nice sitting room boasting original woodwork and wood floors, with an open staircase and bay window design. Just off the sitting room is a second living space with a beautifully tiled fireplace and plenty of room for you and your guests to gather. Connected to the living room are the formal dining room and kitchen. The kitchen has been updated with newer cabinets, counter-tops, vinyl tile floors, and black appliances, as well as a convenient open pass-through to the formal dining area, allowing for breakfast bar seating. Completing the main floor is an updated bathroom with a stall shower. Head upstairs to find three good-sized bedrooms with wood floors, including one with a walk-in closet. Rounding out the upstairs is a full bathroom to share and an attic space that could be finished. The basement is unfinished but provides tall ceilings for great storage and a place to do laundry. Moving outside, the exterior of the home offers a sizable yard, a newly finished covered front porch, a back deck, and a fire pit, all perfect for relaxing outside or entertaining guests. Whether you're looking to invest, owner-occupy, or flip, 409 Baltimore is the home for you. Some unfinished projects and being SOLD AS IS. Schedule your private showing today!
Great opportunity and priced to sell! Spacious, character filled home featuring original woodwork, wood burning fireplace and hard wood floors. All bedrooms on the second floor. Open air walk-up attick, high ceilings and covered porch. Large fenced in lot.
NEIRBR as distributed by MLS GRID #20154577
Nov 20, 2015
Sold
$40,000
$24/sq ft
Jul 10, 2015
Listed
$49,400
$30/sq ft
+15
Great opportunity! Spacious 2 story. Character filled home featuring traditional favorites including: original woodwork, wood burning fireplace and hardwood floors! 3-4 bedrooms, 2 bath. Nice main floor living space, kitchen with built in pantry, formal dining room, nice sized living room, bonus parlor room/den. All bedrooms conveniently located on second floor. Open air walk-up attic, high ceilings. Covered front porch. Large fenced lot. (Newer EE furnace and water heater) The home had previously been duplex.
Year
Property tax
Land + Additions
Assessment*
2026
$1,180 (−7.1%)
$9,000 + $59,750
$68,750
2025
$1,270 (+8.5%)
$9,000 + $59,750
$68,750
2024
$1,170 (+14.0%)
$9,000 + $59,750
$68,750
2023
$1,026 (+28.9%)
$9,000 + $49,540
$58,540
2022
$796 (−12.9%)
$9,000 + $49,540
$58,540
2021
$914 (+1.6%)
$9,000 + $37,700
$46,700
2020
$900 (−3.2%)
$9,000 + $31,370
$40,370
2019
$930 (+0.9%)
$9,000 + $31,370
$40,370
2018
$922 (−2.9%)
$9,000 + $31,370
$40,370
2017
$950 (−4.0%)
$9,000 + $32,340
$41,340
2016
$990 (+1.2%)
$9,000 + $32,340
$41,340
2014
$978
$9,000 + $43,320
$52,320
Tax history for 409 Baltimore St
Year
Property tax
Land + Additions
Assessment*
2026
$1,180 (−7.1%)
$9,000 + $59,750
$68,750
2025
$1,270 (+8.5%)
$9,000 + $59,750
$68,750
2024
$1,170 (+14.0%)
$9,000 + $59,750
$68,750
2023
$1,026 (+28.9%)
$9,000 + $49,540
$58,540
2022
$796 (−12.9%)
$9,000 + $49,540
$58,540
2021
$914 (+1.6%)
$9,000 + $37,700
$46,700
2020
$900 (−3.2%)
$9,000 + $31,370
$40,370
2019
$930 (+0.9%)
$9,000 + $31,370
$40,370
2018
$922 (−2.9%)
$9,000 + $31,370
$40,370
2017
$950 (−4.0%)
$9,000 + $32,340
$41,340
2016
$990 (+1.2%)
$9,000 + $32,340
$41,340
2014
$978
$9,000 + $43,320
$52,320
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2.5
Stories
—
Lot width
60 ft.
Lot depth
140 ft.
Lot size
8,407 Sq. Ft.
Year renovated
—
Sq. Ft.
1,648
Year built
1903
Style
Single Family Residential
County
Black Hawk County
APN
891326330021
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 14, 2026.
R-4
Multiple Residence District
The R-4 District is intended to provide for areas of the community which are suitable for low, medium and high density residential uses and professional offices that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.
Permitted uses
Include but are not limited to:
Community / recreation center
Day care facility
Hospital / medical center
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Student
Office
Medical office
Property details
Parking
Parking/Garage Information
Parking Features: None
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 1
# of Three Quarter Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s), Central Air
Has Heating
Heating: Natural Gas, Forced Air
Interior Features
Interior Features: Ceiling Fan(s)
Appliances: Range, Dishwasher, Disposal, Free-Standing Range, Refrigerator, Gas Water Heater
Flooring: Hardwood
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Living Room
Room Information
Laundry Features: Lower Level
Has Basement
Basement Details: Block, Concrete, Unfinished
Exterior
Exterior Features
Patio And Porch Features: Deck, Covered
Roof: Shingle, Asphalt
Building Information
Construction Materials: Vinyl Siding, Wood Siding
Property Features
Security Features: Smoke Detector(s)
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence
Lot Information
Road Surface Type: Gravel
Lot Size Dimensions: 60 x 140
Lot Size Acres: 0.19
Zoning Description: R-4
Financial
Tax Information
Tax Annual Amount: $1,025.66
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
Schools Information
Elementary School: Irving Elementary
Middle Or Junior School: Central Intermediate
High School: West High
Public facts
Beds: 3
Baths: 2.5
Sq. Ft.: 1,648
Stories: —
Lot Size: 8,407 square feet
Style: Single Family Residential
Year Built: 1903
Year Renovated: —
County: Black Hawk County
APN: 891326330021
Home facts updated by county records on Oct 14, 2026
Around this home
Schools
Irving Elementary School
Public K-5 • Assigned • 0.2mi
5/10
Central Middle School
Public 6-8 • Assigned • 2.4mi
2/10
West High School
Public 9-12 • Assigned • 1.2mi
3/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 16 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IA • 50701
Average low and high temperatures (°F)
27
11
34
17
55
32
62
42
73
51
82
63
84
68
80
62
79
56
69
46
48
33
33
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.1 hours in
June and 4 hours in December, which is comparable to the
U.S. average for solar exposure.
10.1 hrs
4 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$86,000 – $104,000
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