If you have been looking for a project with potential, this could be the one. Plenty of room, character, and opportunity to make it shine again. Ideal for buyers ready to bring their vision and updates to life. This 2-story estate property offers an enclosed front porch, main floor bedroom, formal dining room, living room with fireplace, and a nice-sized kitchen. Upstairs you will find 3 decent-sized bedrooms and a full bath. Small lot for easier maintenance and detached 1-stall garage. Property is being sold as-is. Utilities are not currently on.
Est. $1,160 per month, based on comparable rentals
Sale and tax history for 524 Vermont St
Sale History
Tax History
Date
Event
Price
NEIRBR as distributed by MLS GRID #20261981
Jun 11, 2026
Sold
$72,000
$49/sq ft
May 22, 2026
Pending
—
May 18, 2026
Price Changed
$89,900
$61/sq ft
May 8, 2026
Listed
$104,900
$71/sq ft
Year
Property tax
Land + Additions
Assessment*
2026
$2,204 (+4.4%)
$11,410 + $88,870
$100,280
2025
$2,111 (+9.4%)
$11,410 + $88,870
$100,280
2024
$1,930 (+22.6%)
$11,410 + $88,870
$100,280
2023
$1,574 (+2.7%)
$11,410 + $78,060
$89,470
2022
$1,532 (+0.9%)
$11,410 + $78,060
$89,470
2021
$1,518 (+1.9%)
$11,410 + $69,160
$80,570
2020
$1,490 (−1.2%)
$11,410 + $64,220
$75,630
2019
$1,508 (+1.1%)
$11,410 + $64,220
$75,630
2018
$1,492 (−3.2%)
$11,410 + $64,220
$75,630
2017
$1,542 (+1.6%)
$11,410 + $64,220
$75,630
2016
$1,518 (+9.1%)
$11,410 + $64,220
$75,630
2014
$1,392
$11,410 + $59,280
$70,690
Public record
Public record
Zoning
Beds
4
Baths
2
Stories
—
Lot width
23 ft.
Lot depth
116 ft.
Lot size
6,534 Sq. Ft.
Year renovated
—
Sq. Ft.
1,477
Year built
1910
Style
Single Family Residential
County
Black Hawk County
APN
891326358009
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Oct 14, 2026.
R-4
Multiple Residence District
The R-4 District is intended to provide for areas of the community which are suitable for low, medium and high density residential uses and professional offices that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.
Permitted uses
Include but are not limited to:
Community / recreation center
Day care facility
Hospital / medical center
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Student
Office
Medical office
Property details
Parking
Parking/Garage Information
Has Carport
# of Carport Spaces: 1
Parking Features: Detached
Interior
Bathroom Information
# of Full Bathrooms: 1
# of Half Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air, Natural Gas
Interior Features
Appliances: Dishwasher, Free-Standing Range, Refrigerator, Gas Water Heater
Has Fireplace
# of Fireplaces: 1
Room Information
Laundry Features: Lower Level
Has Basement
Basement Details: Unfinished
Exterior
Exterior Features
Roof: Asphalt
Building Information
# of Stories Total: 2
Construction Materials: Vinyl Siding
Property Features
Security Features: Smoke Detector(s)
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence
Lot Information
Road Surface Type: Gravel
Lot Size Dimensions: 23 x 116
Lot Size Acres: 0.15
Zoning: R-4
Zoning Description: R-4
Financial
Tax Information
Tax Annual Amount: $1,941
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
Schools Information
Elementary School: Irving Elementary - Wloo
Middle Or Junior School: Central Intermediate
High School: West High - Waterloo
Public facts
Beds: 4
Baths: 2.0
Sq. Ft.: 1,477
Stories: —
Lot Size: 6,534 square feet
Style: Single Family Residential
Year Built: 1910
Year Renovated: —
County: Black Hawk County
APN: 891326358009
Home facts updated by county records on Oct 14, 2026
Other
Listing Information
List AOR: neirbr
Around this home
Schools
Irving Elementary School
Public K-5 • Assigned • 0.3mi
5/10
Central Middle School
Public 6-8 • Assigned • 2.4mi
2/10
West High School
Public 9-12 • Assigned • 1.0mi
3/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 16 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IA • 50702
Average low and high temperatures (°F)
27
10
34
17
55
32
62
42
74
51
83
63
85
68
81
62
79
57
67
47
48
32
33
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Waterloo. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.1 hrs
5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$140,000 – $169,000
Sell confidently with a local market expert in Waterloo.