OFF MARKET

Off market may 2024 for $147K

$161,961

Est. refi paymentEst. refi $1,170/mo

•

1,264

sq ft

638 Summit Ave, Waterloo, IA 50701

About this home

Can you say charming & affordable? This cute well maintain property is nestled in a quiet neighborhood close to all the amenities that are needed for you on a daily basis. As you step into the front door you are standing in a large living room with beautiful hardwood floors with an open concept floorplan, looking directly into the heart of the home, the kitchen. This kitchen offers granite countertops and nice cabinetry. This home has 2 spacious bedrooms on the main level with a bathroom. The lower level offers a nice family room with a 3/4 bathroom perfect for all those movie nights. The lower level also has a 3rd bedroom or gym whatever your needs are, as well as a laundry room. This home is a must-see property!

Single-familyProperty Type

1957Year Built

8,750 sq ftLot Size

$128Est. Price/Sq.Ft.

1 spaceParking

Listed by Sherri Wilson • Coldwell Banker Elevated Real Estate

Bought with • RE/MAX Concepts - Waterloo

Redfin checked: a minute ago

•Source:NEIRBR as distributed by MLS GRID #20241184

Redfin Estimate

$161,961

$14K since sold in May 2024$1,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 6.3% lower than the average sale price ($173K) of 6 comparable homes.

SOLD JUL 15, 2026
$100,000
A
3 beds2 baths896 sq ft
1625 W 2nd St, Waterloo, IA 50701
SOLD JUL 2, 2026
$160,000
B
3 beds2 baths1,388 sq ft
610 Reber Ave, Waterloo, IA 50701
SOLD SEP 29, 2026
$233,500
C
3 beds2 baths1,514 sq ft
427 Downing Ave, Waterloo, IA 50701
SOLD OCT 28, 2026
$181,500
D
3 beds2 baths1,305 sq ft
122 Forest Ave, Waterloo, IA 50702
SOLD APR 23, 2026
$182,000
E
3 beds2 baths1,152 sq ft
910 Campbell Ave, Waterloo, IA 50701
SOLD SEP 11, 2026
$180,000
F
3 beds1.5 baths1,517 sq ft
1030 Downing Ave, Waterloo, IA 50701

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$1,503/mo

Redfin rental estimate

List your home for rent

Market trends in 50701, IA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

98.8%

+0.3% MoM

Median sale price

$215K

$4K MoM

Avg. days on market

2 days MoM

Recently sold homes

116

4 MoM

New listings for sale

FOR SALE BY OWNER
$99,000
2 beds1 bath888 sq ft
515 Maynard Ave, Waterloo, IA 50701
OPEN SUN, 10AM TO 11AM
$185,000
2 beds1 bath1,525 sq ft
940 Littlefield Rd, Waterloo, IA 50701
$154,000
2 beds1 bath864 sq ft
1811 Sager Ave, Waterloo, IA 50701
$158,900
3 beds1.5 baths864 sq ft
2334 Muncy Ave, Waterloo, IA 50701
$220,000
3 beds1.5 baths1,548 sq ft
228 Rosebud Ave, Waterloo, IA 50701
$92,500
1 bed1 bath560 sq ft
725 Martin Rd, Waterloo, IA 50701
FOR SALE BY OWNER
$320,000
— beds2 baths— sq ft
2014 Upton Ave, Waterloo, IA 50701
$345,000
4 beds2.5 baths2,677 sq ft
241 Kenilworth Rd, Waterloo, IA 50701
$830,000
4 beds4 baths4,372 sq ft
1639 W Schrock Rd, Waterloo, IA 50701
$249,900
2 beds2.5 baths1,684 sq ft
122 Maryland Ave, Waterloo, IA 50701
See all

Provided by Redfin

Sale history for 638 Summit Ave

Date

Event

Price

NEIRBR as distributed by MLS GRID #20241184

May 10, 2024

Sold

$147,500

$117/sq ft

Apr 3, 2024

Pending

—

Apr 2, 2024

Listed

$147,900

$117/sq ft

NEIRBR as distributed by MLS GRID #20220752

Apr 21, 2022

Sold

$115,000

$91/sq ft

Mar 1, 2022

Listed

$89,900

$71/sq ft

+18

Affordable opportunity to make home ownership a reality! This 3 bedroom, 1.75 bath, Bungalow style home has 864 sqft on the main floor and is situated in central West Waterloo. You will appreciate the open and functional floorplan as it awaits your personal touches and upgrades. The partially finished lower level offers a family room, spacious 3rd bedroom and bath with ample storage space as well. You will also find a concrete patio outback, perfect for enjoying your large privacy fenced backyard. Being sold “as is” with Immediate possession! Make it your own and LOVE THE WAY YOU LIVE!

Year

Property tax

Land + Additions

Assessment*

2026

$2,454 (+5.1%)

$20,370 + $110,760

$131,130

2025

$2,336 (+8.8%)

$20,370 + $110,760

$131,130

2024

$2,148 (+14.4%)

$20,370 + $110,760

$131,130

2023

$1,878 (+2.8%)

$20,370 + $97,530

$117,900

2022

$1,826 (+8.0%)

$20,370 + $97,530

$117,900

2021

$1,690 (+1.9%)

$20,370 + $74,020

$94,390

2020

$1,658 (−1.2%)

$16,980 + $66,220

$83,200

2019

$1,678 (+1.1%)

$16,980 + $66,220

$83,200

2018

$1,660 (−3.3%)

$16,980 + $66,220

$83,200

2017

$1,716 (−9.1%)

$16,980 + $66,220

$83,200

2016

$1,888 (+0.7%)

$16,980 + $66,220

$83,200

2014

$1,874

$16,980 + $66,220

$83,200

Tax history for 638 Summit Ave

Year

Property tax

Land + Additions

Assessment*

2026

$2,454 (+5.1%)

$20,370 + $110,760

$131,130

2025

$2,336 (+8.8%)

$20,370 + $110,760

$131,130

2024

$2,148 (+14.4%)

$20,370 + $110,760

$131,130

2023

$1,878 (+2.8%)

$20,370 + $97,530

$117,900

2022

$1,826 (+8.0%)

$20,370 + $97,530

$117,900

2021

$1,690 (+1.9%)

$20,370 + $74,020

$94,390

2020

$1,658 (−1.2%)

$16,980 + $66,220

$83,200

2019

$1,678 (+1.1%)

$16,980 + $66,220

$83,200

2018

$1,660 (−3.3%)

$16,980 + $66,220

$83,200

2017

$1,716 (−9.1%)

$16,980 + $66,220

$83,200

2016

$1,888 (+0.7%)

$16,980 + $66,220

$83,200

2014

$1,874

$16,980 + $66,220

$83,200

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

—

Lot width

70 ft.

Lot depth

125 ft.

Lot size

8,756 Sq. Ft.

Year renovated

—

Sq. Ft.

1,364

Year built

1957

Style

Single Family Residential

County

Black Hawk County

APN

891327404018

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 14, 2026.

R-3

Multiple Residence District

The R-3 District is intended to provide for areas of the community which are suitable for low, medium and high density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.

Permitted uses

Include but are not limited to:

Community / recreation center
Day care facility
Hospital / medical center
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Student
Infrastructure
Public service
Park & open space

Property details

Parking

Parking/Garage Information
Has Carport
# of Carport Spaces: 1

Interior

Bathroom Information
# of Full Bathrooms: 1
# of Three Quarter Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s), Central Air
Has Heating
Heating: Natural Gas, Forced Air

Interior Features
Interior Features: Eat-in Kitchen, Granite Counters
Appliances: Gas Water Heater
Flooring: Hardwood
Fireplace Features: None

Room Information
Laundry Features: Laundry Room, Lower Level, Washer Hookup
Has Basement
Basement Details: Block, Partially Finished

Exterior

Exterior Features
Patio And Porch Features: Covered
Roof: Shingle

Building Information
Below Grade Finished Area: 400
Construction Materials: Vinyl Siding

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Lot Size Dimensions: 70 x 125
Lot Size Acres: 0.2
Zoning Description: R-3

Financial

Tax Information
Tax Annual Amount: $2,073.02

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer

Location

Schools Information
Elementary School: Kingsley Elementary
Middle Or Junior School: Hoover Intermediate
High School: West High

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,364
Stories: —
Lot Size: 8,756 square feet
Style: Single Family Residential
Year Built: 1957
Year Renovated: —
County: Black Hawk County
APN: 891327404018

Home facts updated by county records on Oct 14, 2026

Around this home

Schools

K - 12
Preschool & daycare

Kingsley Elementary School

Public K-5 • Assigned • 0.7mi

6/10

Hoover Middle School

Public 6-8 • Assigned • 1.8mi

6/10

West High School

Public 9-12 • Assigned • 1.5mi

3/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IA • 50701

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.1 hours in June and 4 hours in December, which is comparable to the U.S. average for solar exposure.

10.1 hrs

4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$154,000 – $187,000

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Nearby similar homes

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Surveyed parcel • Zoned r-2 • Huge backyard

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6,000 sq ft lot • Garage • Built 1927

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Front sunroom • Natural light • Storage space

New listings for sale in 50701

FOR SALE BY OWNER

$99,000

2 beds1 bath888 sq ft

515 Maynard Ave, Waterloo, IA 50701

New siding • New roof • Updated electrical

OPEN SUN, 10AM TO 11AM3D WALKTHROUGH

$185,000

2 beds1 bath1,525 sq ft

940 Littlefield Rd, Waterloo, IA 50701

New driveway • New furnace • New roof

$154,000

2 beds1 bath864 sq ft

1811 Sager Ave, Waterloo, IA 50701

Refreshed bathroom • Unfinished basement • 9,075 sq ft lot

$158,900

3 beds1.5 baths864 sq ft

2334 Muncy Ave, Waterloo, IA 50701

Hardwood floors • Updated bathroom • Updated furnace

$220,000

3 beds1.5 baths1,548 sq ft

228 Rosebud Ave, Waterloo, IA 50701

6,500 sq ft lot • Garage • Built 1940

$92,500

1 bed1 bath560 sq ft

725 Martin Rd, Waterloo, IA 50701

Surveyed parcel • Zoned r-2 • Huge backyard

FOR SALE BY OWNER

$320,000

— beds2 baths— sq ft

2014 Upton Ave, Waterloo, IA 50701

New roof • New siding • Updated windows

$345,000

4 beds2.5 baths2,677 sq ft

241 Kenilworth Rd, Waterloo, IA 50701

Cozy fireplace • Backyard deck • 9,373 sq ft lot

$830,000

4 beds4 baths4,372 sq ft

1639 W Schrock Rd, Waterloo, IA 50701

Countryside views • Dedicated office • Main floor laundry

Home values near 638 Summit Ave

Data from public records.

Address	Redfin Estimate
635 Summit Avenue, Waterloo, IA 2 Beds \| 1 Baths \| 1072 Sq. Ft.	$119,498
605 Summit Avenue, Waterloo, IA 2 Beds \| 1.5 Baths \| 1402 Sq. Ft.	$141,580
609 Summit Avenue, Waterloo, IA 2 Beds \| 2.5 Baths \| 1040 Sq. Ft.	$149,644
626 Summit Avenue, Waterloo, IA 3 Beds \| 1 Baths \| 836 Sq. Ft.	$123,848
621 Summit Avenue, Waterloo, IA 2 Beds \| 1 Baths \| 1134 Sq. Ft.	$121,502
627 Summit Avenue, Waterloo, IA 3 Beds \| 1.5 Baths \| 1234 Sq. Ft.	$140,614
622 Summit Avenue, Waterloo, IA 2 Beds \| 1 Baths \| 952 Sq. Ft.	$86,701

Address	Redfin Estimate
622 Summit Avenue, Waterloo, IA 2 Beds \| 1 Baths \| 1153 Sq. Ft.	$122,590
612 Summit Avenue, Waterloo, IA 3 Beds \| 1 Baths \| 1284 Sq. Ft.	$142,793
630 Summit Avenue, Waterloo, IA 3 Beds \| 1.5 Baths \| 1394 Sq. Ft.	$131,121
656 Summit Avenue, Waterloo, IA 2 Beds \| 1 Baths \| 841 Sq. Ft.	$84,278
646 Summit Avenue, Waterloo, IA 3 Beds \| 1 Baths \| 974 Sq. Ft.	$104,178
639 Summit Avenue, Waterloo, IA 2 Beds \| 1 Baths \| 629 Sq. Ft.	$81,141
335 Lulu Street, Waterloo, IA 2 Beds \| 1 Baths \| 892 Sq. Ft.	$122,568

Address	Redfin Estimate
656 Summit Avenue, Waterloo, IA 2 Beds \| 1 Baths \| 850 Sq. Ft.	$85,231
656 Summit Avenue, Waterloo, IA 2 Beds \| 1 Baths \| 850 Sq. Ft.	$84,341
656 Summit Avenue, Waterloo, IA 2 Beds \| 1 Baths \| 841 Sq. Ft.	$84,278
608 Summit Avenue, Waterloo, IA 3 Beds \| 1 Baths \| 970 Sq. Ft.	$136,685
645 Summit Avenue, Waterloo, IA 2 Beds \| 1 Baths \| 856 Sq. Ft.	$103,396
649 Summit Avenue, Waterloo, IA 2 Beds \| 1 Baths \| 894 Sq. Ft.	$105,672
319 Lulu Street, Waterloo, IA 3 Beds \| 1 Baths \| 803 Sq. Ft.	$125,000

Property information provided by NEIRBR as distributed by MLS GRID when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 50701, IA

Sale history for 638 Summit Ave

Tax history for 638 Summit Ave

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 50701

Home values near 638 Summit Ave

More real estate resources