Warm, welcoming, and thoughtfully designed — this home plan offers the perfect blend of style and function with finished lower level living included. The main level features an open-concept layout with quality finishes throughout, a spacious kitchen designed for everyday living and entertaining, and a private primary suite built for comfort. Downstairs, the finished lower level expands your living space with additional bedrooms, a full bath, and a large family room ready for movie nights, game days, or guests. Built with the craftsmanship and attention to detail, this home combines modern curb appeal with practical living in a layout that truly grows with you.
Single-familyProperty Type
2026Year Built
8,477 sq ftLot Size
$156Price/Sq.Ft.
2 spacesParking
Listed by Kelsey Jorgensen• Vine Valley Real Estate
West Central, located between Downtown Waterloo and the Cedar River, is a historic and residential Waterloo neighborhood with brick storefront blocks and tree-lined streets. The neighborhood’s character concentrates along West 4th Street near Jefferson Street, where murals, corner taverns, and small storefronts set a lived-in, walkable rhythm. Early-20th-century houses mix with compact apartment buildings, giving the streetscape a layered, urban feel. The Waterloo Center for the Arts and the Phelps Youth Pavilion add a cultural throughline close to the riverfront. Nearby, the Sullivan Brothers Iowa Veterans Museum anchors a civic, museum-row atmosphere. Pocket parks and the river trail system shape daily routines around open air and water views.
Provided by Walk Score and Local Logic
Market insights
Lot #10 Denver St · $326,726
DAYS ON MARKET
0 days
The average home goes pending in 8 days.
SALE-TO-LIST
98.7%
Most homes are selling 1% below list price.
LIST PRICE
$326,726
Median sale price in this area is $219,281. (33% lower than this home)
PRICE DROP
0 price drops
25% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Interior features
Dishwasher
Microwave
Free-Standing Range
Refrigerator
Finished basement
No fireplace
Bathrooms
3 full bathrooms
Kitchen
Dishwasher
Microwave
Free-standing range
Refrigerator
Heating & cooling
Central air conditioning
Natural gas heating
Exterior features
Shingle/asphalt roof
Concrete road access
Vinyl siding
Home design
Single family residence
Residential property
Zoned R-1
Parking
Attached garage
2-space carport
Security
Smoke detector(s)
Construction
Vinyl siding construction
Utilities
Public water
Public sewer
Electricity and solar
View estimated energy costs and solar savings for this home
As the MLS and public records start to fill up, we'll list the details here.
Public record
Public record
Zoning
Beds
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Baths
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Stories
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Lot width
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Lot depth
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Lot size
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Year renovated
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Finished Sq. Ft.
—
Unfinished Sq. Ft.
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Total Sq. Ft.
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Year built
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Style
Single Family Residential
County
Black Hawk County
APN
TBD
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
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Last updated by owner on May 13, 2026.
R-1,R-P
One and Two Family Residence-Planned Residence District
One and Two Family Residence: The R-1 District is intended to provide for areas of the community which are suitable for low density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.; Planned Residence District: The R-P District is intended and designed to provide a means for the development of tracts of land on a unit basis, allowing greater flexibility and diversification of land uses and building locations than the conventional single lot method. It is the intent of this Section that the basic principles of good land use planning be maintained and that sound zoning standards as set forth in this Ordinance concerning population density, adequate light and air, recreation and open space and building be preserved.
Permitted uses
Include but are not limited to:
Community / recreation center
Housing-Single unit
Housing-Multiple units
Infrastructure
Public service
Educational/school
Recreation
Golf related
Cemetery
Park & open space
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 16 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IA • 50702
Average low and high temperatures (°F)
27
10
34
17
55
32
62
42
74
51
83
63
85
68
81
62
79
57
69
46
48
32
33
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
97/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 24% for direct sun exposure in Waterloo. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.3 hrs
6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for Lot #10 Denver St
$327,590
$864 over list price of $327K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $218K to $270K.