For sale

$298,904

Est. $2,069/mo —

•

1,392

sq ft

Lot # 13 Denver St, Waterloo, IA 50702

About this home

An incredible opportunity to personalize new construction in Waterloo’s brand new Baltimore Fields community! The proposed Easton plan offers the perfect blend of comfort, affordability, and modern style with 3 bedrooms and 2 full bathrooms on the main level, including a spacious primary suite designed for everyday ease. The open-concept layout, attached 2-stall garage, and thoughtfully designed living spaces create a home that checks all the boxes. Looking for room to grow and future equity potential? The unfinished lower level offers space for 2 additional bedrooms, a full bathroom, and a generous family room; giving you the opportunity to expand your finished living space over time while continuing to build equity. Whether you're dreaming of more entertaining space, a home office, guest rooms, or simply extra breathing room, the possibilities are there to make this home truly your own. Proposed finishes, selections, and specifications are subject to changecall today to explore the floor plan, available lots, and customization opportunities!

Single-familyProperty Type

2026Year Built

7,975 sq ftLot Size

$215Price/Sq.Ft.

$8/moHOA Dues

2 spacesParking

Listed by Kelsey Jorgensen • Vine Valley Real Estate

Listing updated: Jul 2, 2026 at 03:52pm

Redfin checked: 2 minutes ago

•Source:NEIRBR as distributed by MLS GRID #20262256

Payment calculator

$2,069 per month

Principal and interest$1,692

Property taxes

$276

HOA dues

Home insurance

$92

Utilities

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Affordability tools

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Next available tour time: Today

Open houses

No upcoming open houses.

Nearby open houses (2)

Around this home

Schools

K - 12
Preschool & daycare

Irving Elementary School

Public K-5 • Assigned • 0.5mi

5/10

Central Middle School

Public 6-8 • Assigned • 2.2mi

2/10

West High School

Public 9-12 • Assigned • 1.4mi

3/10

Provided by GreatSchools

About Church Row

Historic

Church Row Historic, located between Downtown Waterloo and the Cedar River, is a historic and walkable Waterloo neighborhood with landmark architecture and a calm streetscape. The neighborhood’s character concentrates along W 4th Street near the Grout Museum District, where museum façades, civic buildings, and pocket greens set a cultured, weekday-busy rhythm. The Grout Museum District and the Sullivan Brothers Iowa Veterans Museum anchor local storytelling in restored, early-20th-century structures. Nearby, the Waterloo Center for the Arts adds galleries and performances to the mix. Side streets read as brick, stone, and mature trees, with sidewalks that suit a coffee-and-museum loop. Riverfront paths and downtown blocks keep the geography compact and urban.

Provided by Walk Score and Local Logic

Offer insights

Lot # 13 Denver St · $298,904

Strong offer

$304K and above

75% chance or better to win

Why $304K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 13 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Interior features
Eat-in kitchen
Unfinished basement

Bathrooms
2 full bathrooms

Kitchen
Dishwasher
Microwave
Free-standing range
Refrigerator

Laundry & utility
Main-level laundry room

Heating & cooling
Central air conditioning
Natural gas heating

Sale and tax history for Lot # 13 Denver St

Sale History
Tax History

Public record

Public record
Zoning

Beds

—

Baths

—

Stories

—

Lot width

29 ft.

Lot depth

140 ft.

Lot size

—

Year renovated

—

Finished Sq. Ft.

—

Unfinished Sq. Ft.

—

Total Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Black Hawk County

APN

TBD

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on May 22, 2026.

R-3

Multiple Residence District

The R-3 District is intended to provide for areas of the community which are suitable for low, medium and high density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.

Permitted uses

Include but are not limited to:

Community / recreation center
Day care facility
Hospital / medical center
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Student
Infrastructure
Public service
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waterloo, IA • 50702

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

89/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.2 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for Lot # 13 Denver St

$297,789

$1,115 under list price of $299K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $90K to $182K.

SOLD JUL 2, 2026
$160,000 Last sold price
3 beds2 baths1,388 sq ft
610 Reber Ave, Waterloo, IA 50701
$100/sq ft
79 years older
SOLD JUN 11, 2026
$90,000 Last sold price
3 beds1 bath1,294 sq ft
209 Kingsley Avenue Ave, Waterloo, IA 50701
$145/sq ft
smaller lot
110 years older
SOLD AUG 31, 2026
$170,000 Last sold price
3 beds2 baths1,260 sq ft
100 Home Park Blvd, Waterloo, IA 50701
$80/sq ft
smaller lot
127 years older
SOLD MAY 22, 2026
$92,500 Last sold price
2 beds1.5 baths1,420 sq ft
207 Denver St, Waterloo, IA 50701
$150/sq ft
128 years older
no basement
SOLD JUL 30, 2026
$181,500 Last sold price
3 beds1.5 baths1,488 sq ft
151 Hawthorne Ave Ave, Waterloo, IA 50702
$93/sq ft
84 years older
SOLD MAR 25, 2026
$104,000 Last sold price
3 beds1.5 baths1,462 sq ft
403 Belmont Ave, Waterloo, IA 50701
$144/sq ft
smaller lot
107 years older

Rental earnings

Est. $1,218 per month, based on comparable rentals

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Details provided by NEIRBR as distributed by MLS GRID and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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