An exciting opportunity to personalize new construction in Waterloo’s newest community, Baltimore Fields! The proposed Cypress plan by Panther Builders combines smart design, modern finishes, and everyday functionality with 3 bedrooms and 2 full bathrooms on the main level, including a spacious primary suite built for comfort and convenience. The open-concept layout, inviting living spaces, and attached 2-stall garage create a home designed to fit the way you live today. Designed with both affordability and future equity potential in mind, the unfinished lower level offers room to expand with space for an additional bedroom, full bathroom, and living area. Whether you’re looking for extra room to entertain, host guests, work from home, or simply grow into your space over time, this flexible floor plan gives you the opportunity to make it your own while continuing to build value. Proposed finishes, specifications, and selections are subject to change. Reach out today for floor plans, lot availability, and customization opportunities!
Single-familyProperty Type
2026Year Built
8,261 sq ftLot Size
$224Price/Sq.Ft.
$8/moHOA Dues
2 spacesParking
Listed by Kelsey Jorgensen• Vine Valley Real Estate
Church Row Historic, located between Downtown Waterloo and the Cedar River, is a historic and walkable Waterloo neighborhood with landmark architecture and a calm streetscape. The neighborhood’s character concentrates along W 4th Street near the Grout Museum District, where museum façades, civic buildings, and pocket greens set a cultured, weekday-busy rhythm. The Grout Museum District and the Sullivan Brothers Iowa Veterans Museum anchor local storytelling in restored, early-20th-century structures. Nearby, the Waterloo Center for the Arts adds galleries and performances to the mix. Side streets read as brick, stone, and mature trees, with sidewalks that suit a coffee-and-museum loop. Riverfront paths and downtown blocks keep the geography compact and urban.
Provided by Walk Score and Local Logic
Offer insights
Lot #17 Denver St · $307,259
$313K and above
75% chance or better to win
Why $313K+ is a strong offer
DAYS ON MARKET
136 days
The average home goes pending in 13 days.
SALE-TO-LIST
98.3%
Most homes are selling 2% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Interior features
Dishwasher
Microwave
Free-standing range
Refrigerator
Unfinished basement
Bathrooms
2 full bathrooms
Kitchen
Dishwasher
Microwave
Free-standing range
Refrigerator
Heating & cooling
Central air conditioning
Natural gas heating
Exterior features
Concrete road access
Shingle/asphalt roof
Home design
Single-family residence
Residential property
Zoned R-1
Subdivision: Baltimore Fields
Parking
Attached garage
2-space carport
Construction
Shingle siding
Vinyl siding
Utilities
Public water
Public sewer
HOA & community
Homeowners association with $100 annual fee (about $8.33/month)
Other
Lot size approximately 0.19 acre
Additional parcel(s) included
Electricity and solar
View estimated energy costs and solar savings for this home
As the MLS and public records start to fill up, we'll list the details here.
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
—
Lot width
29 ft.
Lot depth
140 ft.
Lot size
—
Year renovated
—
Finished Sq. Ft.
—
Unfinished Sq. Ft.
—
Total Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Black Hawk County
APN
TBD
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on May 22, 2026.
R-3
Multiple Residence District
The R-3 District is intended to provide for areas of the community which are suitable for low, medium and high density residential uses that are adjacent to residential, professional office or neighborhood commercial uses. Any outside storage of materials or equipment shall be limited and clearly incidental and accessory to the Principal Permitted Use, and shall not include the outside storage of junk or salvage material or similar debris. Outside storage of materials or equipment shall not be permitted in a front yard. This provision shall not restrict the outside storage of licensed and operable vehicles that are accessory and clearly incidental to the Principal Permitted Use.
Permitted uses
Include but are not limited to:
Community / recreation center
Day care facility
Hospital / medical center
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Student
Infrastructure
Public service
Park & open space
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 101° expected this year, 16 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Waterloo, IA • 50702
Average low and high temperatures (°F)
27
10
34
17
55
32
62
42
74
51
83
63
85
68
81
62
79
57
69
46
48
32
33
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.2 hrs
4.6 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for Lot #17 Denver St
$306,608
$651 under list price of $307K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $90K to $182K.