OFF MARKET

Off Market Sep 2024 for $365K

$428,930

Est. refi paymentEst. refi $2,633/mo

•

3,186

sq ft

103 Ruth Rd, Waverly, IA 50677

About this home

Welcome to your dream ranch home, perfectly nestled in the White Tail Ridge development, a secluded and serene neighborhood that offers a peaceful country feel while still being conveniently close to town. This charming property sits on over an acre of beautiful land, providing ample space for outdoor activities and relaxation. Enjoy the tranquility of a quiet neighborhood with the privacy you desire, all within easy reach of town amenities. Over an acre of land offers endless possibilities for gardening, entertaining, or simply unwinding in your own private oasis. A beautiful deck extends from the kitchen/dining area, perfect for outdoor dining, barbecues, or simply soaking in the scenic views. The main floor features three generously sized bedrooms, including a master ensuite with luxurious master bath and walk-in closet, each designed for comfort and relaxation. Finishing out the main level is a spacious living room area, kitchen with ample cabinet and countertop space, and lovely dining room to enjoy family dinners. The huge basement is partially finished and provides a blank slate for your creative ideas—whether you envision a home gym, entertainment room, or additional living space, complete with a 3/4 bathroom, and access from the outside and inside. Experience the best of both worlds with a country ambiance and easy access to schools, shopping, dining, and more. This lovely ranch home is ready for you to make it your own. Don’t miss the opportunity to live in a beautiful, secluded retreat that’s still close to all the conveniences of town. Schedule a viewing today and start envisioning your new life in this charming home!

Single-familyProperty Type

2000Year Built

1.07 acresLot Size

$135Est. Price/Sq.Ft.

1 garage spacesParking

Listed by Tracy Mudd • Vine Valley Real Estate

Bought with Andrea Martinson • AWRE, EXP Realty, LLC

Redfin checked: 2 minutes ago

•Source:NEIRBR as distributed by MLS GRID #20242465

Redfin Estimate

$428,930

$64K since sold in September 2024$2,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 15.2% higher than the average sale price ($372K) of 6 comparable homes.

SOLD AUG 18, 2026
$283,500
A
3 beds2.5 baths2,458 sq ft
3817 Spring Ct, Waverly, IA 50677
SOLD JUL 22, 2026
$540,000
B
4 beds3 baths2,916 sq ft
101 Ruth Rd, Waverly, IA 50677
SOLD JUL 24, 2026
$440,000
C
3 beds2.5 baths3,052 sq ft
112 Castle Ln, Denver, IA 50622
SOLD AUG 3, 2026
$110,000
D
3 beds2 baths1,568 sq ft
1802 250th St, Denver, IA 50622
SOLD JAN 14, 2026
$340,000
E
4 beds3 baths2,686 sq ft
3812 Monaghan Dr, Waverly, IA 50677
SOLD AUG 14, 2026
$521,000
F
5 beds3.5 baths3,669 sq ft
910 Cedar Lane Dr, Waverly, IA 50677

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$3,509/mo

Redfin rental estimate

List your home for rent

Market trends in 50677, IA

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

96.8%

0.7% MoM

Median sale price

$307K

$3K MoM

Avg. days on market

30d

11 days MoM

Recently sold homes

15 MoM

New listings for sale

$220,000
3 beds1 bath1,040 sq ft
1015 Greenfield Ave, Waverly, IA 50677
$169,000
2 beds1 bath944 sq ft
1412 Stone Ln #418, Waverly, IA 50677
$435,000
2 beds3 baths2,561 sq ft
1307 Cedar River Dr, Waverly, IA 50677
$258,900
3 beds1 bath1,560 sq ft
316 5th Ave. Ave NW, Waverly, IA 50677
$137,000
1 bed1 bath792 sq ft
1412 Stone Ln #407, Waverly, IA 50677
3D WALKTHROUGH
$310,000
4 beds3 baths2,144 sq ft
1408 Meadowview Ln, Waverly, IA 50677
FOR SALE BY OWNER
$590,000
4 beds4 baths2,150 sq ft
152 Eagle Ridge Dr, Waverly, IA 50677
3D & VIDEO TOUR
$499,900
5 beds3.5 baths4,396 sq ft
1204 NE 1st Ave, Waverly, IA 50677
$199,999
2 beds1 bath1,040 sq ft
516 NW 1st St, Waverly, IA 50677
See all

Provided by Redfin

Sale history for 103 Ruth Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,540 (+7.4%)

$81,200 + $293,270

$374,470

2024

$4,226 (+8.1%)

$81,200 + $293,270

$374,470

2023

$3,908 (+2.1%)

$81,200 + $303,950

$385,150

2022

$3,828 (−5.8%)

$60,520 + $302,180

$362,700

2021

$4,062 (+1.3%)

$60,280 + $248,670

$308,950

2020

$4,010 (−2.3%)

$47,790 + $255,030

$302,820

2019

$4,104 (+2.3%)

$47,790 + $255,030

$302,820

2018

$4,010 (−0.2%)

$47,790 + $255,030

$302,820

2017

$4,018 (−9.0%)

$47,790 + $261,100

$308,890

2016

$4,414 (+4.0%)

$47,790 + $261,100

$308,890

2015

$4,244 (+2.3%)

$46,050 + $255,590

$301,640

2014

$4,150 (+2.9%)

$43,040 + $238,870

$281,910

2013

$4,032

$43,040 + $238,870

$281,910

Tax history for 103 Ruth Rd

Year

Property tax

Land + Additions

Assessment*

2025

$4,540 (+7.4%)

$81,200 + $293,270

$374,470

2024

$4,226 (+8.1%)

$81,200 + $293,270

$374,470

2023

$3,908 (+2.1%)

$81,200 + $303,950

$385,150

2022

$3,828 (−5.8%)

$60,520 + $302,180

$362,700

2021

$4,062 (+1.3%)

$60,280 + $248,670

$308,950

2020

$4,010 (−2.3%)

$47,790 + $255,030

$302,820

2019

$4,104 (+2.3%)

$47,790 + $255,030

$302,820

2018

$4,010 (−0.2%)

$47,790 + $255,030

$302,820

2017

$4,018 (−9.0%)

$47,790 + $261,100

$308,890

2016

$4,414 (+4.0%)

$47,790 + $261,100

$308,890

2015

$4,244 (+2.3%)

$46,050 + $255,590

$301,640

2014

$4,150 (+2.9%)

$43,040 + $238,870

$281,910

2013

$4,032

$43,040 + $238,870

$281,910

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

Baths

3.5

Stories

Lot width

—

Lot depth

—

Lot size

1.07 Acres

Year renovated

2000

Sq. Ft.

3,226

Year built

2000

Style

Single Family Residential

County

Bremer County

APN

1018426001

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 15, 2026.

Property details

Parking

Parking/Garage Information
Has Attached Garage
Has Carport
# of Carport Spaces: 3
Parking Features: Garage Door Opener

Interior

Bathroom Information
# of Full Bathrooms: 2
# of Three Quarter Bathrooms: 1

Heating & Cooling
Has Cooling
Cooling: Ceiling Fan(s), Central Air
Has Heating
Heating: Natural Gas, Propane, Forced Air

Interior Features
Interior Features: Eat-in Kitchen, Pantry
Appliances: Range, Built-In Range, Dishwasher, Dryer, Disposal, Microwave, Refrigerator, Washer
Fireplace Features: None

Room Information
Laundry Features: Laundry Room
Has Basement
Basement Details: Walk-Out Access

Exterior

Exterior Features
Patio And Porch Features: Deck
Roof: Shingle, Asphalt

Building Information
Below Grade Finished Area: 1,100
Construction Materials: Vinyl Siding

Property Features
Accessibility Features: Therapeutic Whirlpool

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Single Family Residence

Lot Information
Lot Features: Irregular Lot
Road Surface Type: Concrete
Lot Size Dimensions: 257 x 153
Lot Size Acres: 1.07
Zoning Description: R-1

Financial

Tax Information
Tax Annual Amount: $3,908

Utilities

Utility Information
Water Source: Shared Well
Sewer: Septic Tank

Location

HOA Information
Derived Association Fee (Monthly): $35

Schools Information
Elementary School: Waverly/Shell Rock
Middle Or Junior School: Waverly/Shell Rock
High School: Waverly/Shell Rock

Location Information
Subdivision Name: White Tail Ridge Addition

Public facts

Beds: 3
Baths: 3.5
Sq. Ft.: 3,226
Stories: 1.0
Lot Size: 1.07 acres
Style: Single Family Residential
Year Built: 2000
Year Renovated: 2000
County: Bremer County
APN: 1018426001

Home facts updated by county records on Jul 15, 2026

Around this home

Schools
Places
Transit

Waverly-Shell Rock Middle School

Public 5-8 • Assigned • 4.3mi

7/10

Waverly-Shell Rock Senior High School

Public 9-12 • Assigned • 4.1mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 101° expected this year, 16 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

1/10 Air Factor

0 unhealthy days expected this year, 0 days in 30 years

Provided by First Street

Historical weather

Waverly, IA • 50677

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10 hours in June and 3.9 hours in December, which is comparable to the U.S. average for solar exposure.

10 hrs

3.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$408,000 – $494,000

Sell confidently with a local market expert in Waverly. 3 minutes to get started.

Nearby similar homes

VIDEO TOUR

$575,000

4 beds3 baths1,898 sq ft

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5 beds4 baths3,416 sq ft

9035 Winslow Rd, Janesville, IA 50647

VIDEO TOUR

$799,900

7 beds5.5 baths4,645 sq ft

106 NE 12th St, Waverly, IA 50677

$329,500

5 beds2.5 baths2,826 sq ft

113 16th St St SW, Waverly, IA 50677

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4 beds2 baths1,624 sq ft

147 Goodell Ave, Readlyn, IA 50668

$435,000

2 beds3 baths2,561 sq ft

1307 Cedar River Dr, Waverly, IA 50677

New listings for sale in 50677

$220,000

3 beds1 bath1,040 sq ft

1015 Greenfield Ave, Waverly, IA 50677

$169,000

2 beds1 bath944 sq ft

1412 Stone Ln #418, Waverly, IA 50677

$435,000

2 beds3 baths2,561 sq ft

1307 Cedar River Dr, Waverly, IA 50677

$258,900

3 beds1 bath1,560 sq ft

316 5th Ave. Ave NW, Waverly, IA 50677

$137,000

1 bed1 bath792 sq ft

1412 Stone Ln #407, Waverly, IA 50677

3D WALKTHROUGH

$310,000

4 beds3 baths2,144 sq ft

1408 Meadowview Ln, Waverly, IA 50677

FOR SALE BY OWNER

$590,000

4 beds4 baths2,150 sq ft

152 Eagle Ridge Dr, Waverly, IA 50677

3D & VIDEO TOUR

$499,900

5 beds3.5 baths4,396 sq ft

1204 NE 1st Ave, Waverly, IA 50677

$199,999

2 beds1 bath1,040 sq ft

516 NW 1st St, Waverly, IA 50677

Home values near 103 Ruth Rd

Data from public records.

Address	Redfin Estimate
100 Ruth Road, Waverly, IA 4 Beds \| 3 Baths \| 2792 Sq. Ft.	$458,256
203 Leonard Lane, Waverly, IA 5 Beds \| 3 Baths \| 3051 Sq. Ft.	$539,246

Address	Redfin Estimate
101 Ruth Road, Waverly, IA 4 Beds \| 3 Baths \| 2916 Sq. Ft.	$538,144
205 Leonard Lane, Waverly, IA 4 Beds \| 3 Baths \| 3152 Sq. Ft.	$470,090

Address	Redfin Estimate
100 Oak Ridge Lane, Denver, IA 5 Beds \| 2 Baths \| 2740 Sq. Ft.	$452,010
204 Leonard Lane, Waverly, IA 4 Beds \| 4 Baths \| 3456 Sq. Ft.	$507,107

Property information provided by NEIRBR as distributed by MLS GRID when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 50677, IA

Sale history for 103 Ruth Rd

Tax history for 103 Ruth Rd

Public record

Property details

Around this home

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 50677

Home values near 103 Ruth Rd

More real estate resources