Pending

$145,000

Est. $952/mo —

•

1,400

sq ft

401 N Ridge St, Cambridge, IL 61238

About this home

Charming 11/2-story home situated on a 0.310-acre lot. This property offers 3 bedrooms and 1 full bath, with convenient main-level laundry and an open-concept floor plan. The living room features a vaulted ceiling, creating a bright and spacious feel. Additional highlights include an enclosed side porch and a 20x14 deck off the dining room, perfect for outdoor enjoyment. The oversized two-car detached garage provides ample storage and parking, along with a newly added 14x10 shed (2025) for extra storage. Recent updates include new flooring in the living room, dining room, and kitchen, as well as a new roof on both the home and garage (2025).

Single-familyProperty Type

1910Year Built

0.31 acresLot Size

$104Price/Sq.Ft.

2 car garageParking

Listed by Tammy Hamerlinck • NextHome QC Realty

Listing updated: Jul 20, 2026 at 02:27pm

Redfin checked: a few seconds ago

•Source:MRED as Distributed by MLS Grid #12559132

Payment calculator

$952 per month

Principal and interest$762

Property taxes

$119

HOA dues

Home insurance

$71

Utilities

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Open houses

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Nearby open houses (5)

OPEN SAT, 11AM TO 1PM
$255,000
5 beds3 baths2,112 sq ft
1509 #3 12th Ave, Orion, IL 61273
OPEN SAT, 12PM TO 4PM
$120,000
3 beds2.5 baths1,712 sq ft
214 NE 6th Ave, Galva, IL 61434
OPEN SUN, 1PM TO 3PM
$225,000
3 beds2 baths1,452 sq ft
551 Lake Dr, Woodhull, IL 61490
OPEN SUN, 1PM TO 2:30PM3D WALKTHROUGH
$262,000
5 beds2 baths2,083 sq ft
1017 11th Ave, Orion, IL 61273
OPEN SUN, 3PM TO 4:30PM
$215,000
3 beds2 baths1,920 sq ft
524 6th St, Andover, IL 61233

Around this home

Schools

K - 12
Preschool & daycare

Cambridge Community Grade School

Public PreK-5 • Assigned • 0.8mi

6/10

Cambridge Jr/Senior High School

Public 6-12 • Assigned • 0.7mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

401 N Ridge St · $145,000

DAYS ON MARKET

The average home goes pending in 21 days.

SALE-TO-LIST

Most homes are selling 2% below list price.

LIST PRICE

Median sale price in this area is $181,997. (26% higher than this home)

PRICE DROP

21% of homes in this area have had a price drop in the past month.

Property details

Parking

Parking Information
# of Garage Spaces: 2
# of Parking (Total): 2
Parking Features: Gravel, Garage Door Opener, Garage Owned, Detached, Garage

Interior

Bathroom Information
# of Baths (Full): 1

Bedroom Information
# of Bedrooms: 3
# of Bedrooms Possible: 3

Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 10 x 8
Window Treatments: Blinds
Flooring: Carpet

Room Information
Room Type: Bedroom 3
Level: Second
Dimensions: 10 x 7
Window Treatments: Blinds
Flooring: Carpet

Room Information
Room Type: Bedroom 4

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 11 x 8
Window Treatments: Blinds
Flooring: Luxury Vinyl

Room Information
Room Type: Family Room

Room Information
Room Type: Kitchen
Level: Main
Dimensions: 14 x 11
Window Treatments: Blinds
Flooring: Luxury Vinyl

Room Information
Room Type: Laundry
Level: Main
Dimensions: 6 x 3
Flooring: Luxury Vinyl

Room Information
Room Type: Living Room
Level: Main
Dimensions: 11 x 18
Window Treatments: Blinds
Flooring: Luxury Vinyl

Room Information
Room Type: Master Bedroom
Level: Main
Dimensions: 13 x 12
Window Treatments: Blinds
Flooring: Luxury Vinyl

Additional Rooms Information
Basement: Unfinished, Full
Basement Sq. Ft.: 985
Laundry Features: In Bathroom, Laundry Closet

Interior Features
# of Rooms: 6

Equipment
TV-Cable, Ceiling Fan(s), Water Heater-Gas

Exterior

Exterior Features
Patio And Porch Features: Deck

Building Information
Living Area Source: Taped
Age: 100+ Years
Built Before 1978 (Y/N): Yes
Roof: Asphalt
Foundation Details: Brick/Mortar
Construction Materials: Vinyl Siding
Aprox. Total Finished Sq Ft: 1,195

Property Information
Property Type: Detached Single
Property Type: 1.5 Story
Lower Sq Ft: 0
Main Sq Ft: 985
Ownership: Fee Simple
Property Currently Being Leased: No
Rebuilt (Y/N): No
Rehab (Y/N): No
Total Finished/Unfinshed Sq Ft: 2,180
Total Sq Ft: 1,195
Unfinished Basement Sq Ft: 985
Unfinished Lower Sq Ft: 0
Upper Sq Ft: 210
General Information: School Bus Service
Parcel Number: 1807252013

Lot Information
Dimensions: 70x192x70x192
Lot Size: .25-.49 Acre
Lot Size Source: County Records
Lot Features: Level

Financial

Tax Information
Tax Annual Amount: $1,425
Tax Year: 2024
Tax Exemptions: Homeowner,Senior,Senior Freeze

Financial Information
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Electric: 100 Amp Service

Heating & Cooling
Heating: Natural Gas
Cooling: Central Air

Electricity and solar

View estimated energy costs and solar savings for this home

Internet

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Location

Community Information
Community Features: Curbs, Sidewalks, Street Lights

Homeowners Association Information
Master Association Fee Frequency: Not Required

School Information
Elementary School District: 227
Elementary School: Cambridge Elementary School
Middle Or Junior School District: 227
Middle Or Junior School: Cambridge Jh/Sr High School
High School District: 227
High School: Cambridge Jh/Sr High School

Location Information
Subdivision Name: Original Town Village of Cambridge
Township: Cambridge
Corporate Limits: Cambridge
Directions: HWY 81 to N Ridge Street

Public facts

Beds: 2
Baths: 1.0
Finished Sq. Ft.: 1,192
Unfinished Sq. Ft.: —
Total Sq. Ft.: 1,192
Stories: 1.5
Lot Size: 0.31 acres
Style: Single Family Residential
Year Built: 1910
Year Renovated: 1984
County: Henry County
APN: 1807252013

Home facts updated by county records on Aug 27, 2026

Other

Listing Information
Holds Earnest Money: No
Possession: Closing
Some Photos Virtually Staged?: No

Sale and tax history for 401 N Ridge St

Sale History
Tax History

Date

Event

Price

MRED as Distributed by MLS Grid #12559132

Mar 30, 2026

Pending

—

Feb 5, 2026

Listed (Active)

$145,000

$104/sq ft

RMLSA as Distributed by MLS Grid #QC4258411

Apr 18, 2025

Sold

$129,000

$92/sq ft

Apr 18, 2025

Sold (MLS)

$129,000

$92/sq ft

Mar 23, 2025

Contingent

—

Dec 5, 2024

Listed

$139,000

$99/sq ft

Nov 14, 2024

Listed

$139,000

$99/sq ft

RMLSA as Distributed by MLS Grid #QC4029991

Mar 30, 2001

Listed

$54/sq ft

** Price available after signing in.

Year

Property tax

Land + Additions

Assessment*

2025

$2,536 (+77.9%)

$4,691 + $34,434

$39,125

2024

$1,425 (+0.3%)

$4,480 + $32,888

$37,368

2023

$1,421 (−3.4%)

$4,414 + $32,402

$36,816

2022

$1,471 (+1.3%)

$4,064 + $29,836

$33,900

2021

$1,452 (−1.5%)

$3,763 + $27,626

$31,389

2020

$1,473 (−0.6%)

$3,662 + $26,884

$30,546

2019

$1,483 (−0.3%)

$3,607 + $26,483

$30,090

2018

$1,487 (−2.0%)

$3,502 + $25,712

$29,214

2017

$1,517 (−0.4%)

$3,410 + $25,036

$28,446

2016

$1,523 (+6.4%)

$3,393 + $24,911

$28,304

2013

$1,431

$3,427 + $25,163

$28,590

Public record

Beds

Baths

Stories

1.5

Lot width

—

Lot depth

—

Lot size

0.31 Acres

Year renovated

1984

Finished Sq. Ft.

1,192

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,192

Year built

1910

Style

Single Family Residential

County

Henry County

APN

1807252013

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 27, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 103° expected this year, 17 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

3/10 Air Factor

2 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Cambridge, IL • 61238

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

93/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.5 hrs

5.8 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 401 N Ridge St

$141,463

$3,537 under list price of $145K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $145K to $220K.

SOLD SEP 26, 2025
$147,000 Last sold price
3 beds2 baths1,416 sq ft
104 N 2nd St, Cambridge, IL 61238
larger lot
69 years newer
no basement
SOLD MAY 12, 2026
$148,900 Last sold price
3 beds1 bath1,444 sq ft
817 S Illinois St, Geneseo, IL 61254
$1/sq ft
smaller lot
55 years newer
SOLD APR 17, 2026
$190,000 Last sold price
3 beds1.5 baths1,836 sq ft
316 W North St, Cambridge, IL 61238
$1/sq ft
larger lot
54 years newer
SOLD NOV 18, 2025
$145,000 Last sold price
3 beds1 bath1,092 sq ft
318 Meadowcrest Dr, Andover, IL 61233
$29/sq ft
61 years newer
SOLD JUN 26, 2026
$209,999 Last sold price
3 beds2 baths1,992 sq ft
506 6th St, Andover, IL 61233
$1/sq ft
smaller lot
65 years newer
SOLD DEC 16, 2025
$220,000 Last sold price
3 beds2 baths1,755 sq ft
627 E Main St, Geneseo, IL 61254
$21/sq ft
larger lot
54 years newer

Rental earnings

Est. $1,923 per month, based on comparable rentals

This home is pending

The seller has accepted an offer, and this property is now .

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Details provided by MRED as Distributed by MLS Grid and may not match the public record. Learn more.

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About this home

Payment calculator

Open houses

Nearby open houses (5)

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 401 N Ridge St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 401 N Ridge St

This home is pending

Questions? Redfin partner agents are here to help

Nearby similar homes

New listings for sale in 61238

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