Beautifully updated 3 bedroom, 2 bath sprawling ranch! New eat-in kitchen with center island, granite countertops, stainless appliances, dining room sized eating area. Opens to family room with fireplace, sliding doors to newly painted deck. Separate living room. Master bedroom with bath. Finished basement offers rec room with bar and bonus room (possible 4th bedroom). Private, fenced yard on large lot with storage shed. New windows, appliances, furnace, and newer roof. Minutes to Bauman Park, restaurants, and I-90. Low 11.4 tax rate and new Cherry Valley Elementary school! Move in ready!
Single-familyProperty Type
0.33 acresLot Size
2 car garageParking
Listed by Jessica Cheney-Nelson• DICKERSON & NIEMAN
Bought with NON-NWIAR Member• NorthWest Illinois Alliance of REALTORS?
Beautifully updated 3 bedroom, 2 bath sprawling ranch! New eat-in kitchen with center island, granite countertops, stainless appliances, dining room sized eating area. Opens to family room with fireplace, sliding doors to newly painted deck. Separate living room. Master bedroom with bath. Finished basement offers rec room with bar and bonus room (possible 4th bedroom). Private, fenced yard on large lot with storage shed. New windows, appliances, furnace, and newer roof. Minutes to Bauman Park, restaurants, and I-90. Low 11.4 tax rate and new Cherry Valley Elementary school! Move in ready!
NWIAR #201902016
May 30, 2019
Sold
$165,250
Apr 25, 2019
Listed
$159,900
MRED as Distributed by MLS Grid #09229864
Jun 23, 2016
Sold (MLS) (Closed Sale)
$140,000
May 25, 2016
Listing Removed
—
May 18, 2016
Listed (New)
$139,900
+17
THIS LARGE RANCH FEATURES AN UPDATED KITCHEN WITH GRANITE COUNTER TOPS, CERAMIC TILE, AN ISLAND & STAINLESS STEEL APPLIANCES. VERY NEUTRAL FRESH PAINT WITH WHITE TRIM THROUGHOUT THE HOUSE. GOOD SIZE BEDROOMS WITH A MASTER SUITE. LARGE FENCED BACKYARD WITH A NICE SIZE DECK AND SHED. NICELY FINISHED LOWER LEVEL WITH A BAR. HSA HOME WARRANTY INCLUDED.
NWIAR #201602890
Jun 23, 2016
Sold
$140,000
May 18, 2016
Listed
$139,900
NWIAR #201506582
Mar 21, 2016
Sold
$80,000
Oct 19, 2015
Listed
$114,900
MRED as Distributed by MLS Grid #09067075
Jan 22, 2016
Listing Removed
—
Oct 19, 2015
Listed (New)
*
MRED as Distributed by MLS Grid #08825158
Oct 19, 2015
Listing Removed
—
Sep 8, 2015
Price Changed
*
Aug 7, 2015
Price Changed
*
Jul 8, 2015
Price Changed
*
Jun 28, 2015
Relisted (Reactivated)
—
Jun 3, 2015
Pending
—
Mar 31, 2015
Price Changed
*
Feb 25, 2015
Price Changed
*
Jan 27, 2015
Listed (New)
*
Public Records
Aug 13, 1997
Sold
$100,500
Public Records
Jul 26, 1991
Sold
$85,000
Year
Property tax
Land + Additions
Assessment*
2025
$4,620 (+4.9%)
$11,484 + $58,775
$70,259
2024
$4,403 (+3.9%)
$10,388 + $53,166
$63,554
2023
$4,237 (+1.1%)
$10,388 + $53,166
$63,554
2022
$4,192 (−1.0%)
$10,678 + $41,511
$52,189
2021
$4,234 (+0.5%)
$10,155 + $39,478
$49,633
2020
$4,214 (+2.4%)
$9,723 + $37,800
$47,523
2019
$4,115 (+5.3%)
$9,267 + $36,027
$45,294
2018
$3,909 (−14.2%)
$9,024 + $32,173
$41,197
2016
$4,558 (+0.8%)
$8,758 + $31,224
$39,982
2015
$4,524 (+30.9%)
$8,573 + $30,564
$39,137
2013
$3,455 (−23.0%)
$8,656 + $29,280
$37,936
2012
$4,487 (+0.9%)
$8,973 + $41,991
$50,964
2011
$4,447 (+6.8%)
$9,077 + $42,480
$51,557
2010
$4,165 (+5.2%)
$9,308 + $43,530
$52,838
2009
$3,958 (+0.8%)
$9,413 + $44,023
$53,436
2008
$3,925 (+4.9%)
$9,413 + $44,023
$53,436
2007
$3,743
$9,103 + $42,571
$51,674
Tax history for 3943 Cutty Sark Rd
Year
Property tax
Land + Additions
Assessment*
2025
$4,620 (+4.9%)
$11,484 + $58,775
$70,259
2024
$4,403 (+3.9%)
$10,388 + $53,166
$63,554
2023
$4,237 (+1.1%)
$10,388 + $53,166
$63,554
2022
$4,192 (−1.0%)
$10,678 + $41,511
$52,189
2021
$4,234 (+0.5%)
$10,155 + $39,478
$49,633
2020
$4,214 (+2.4%)
$9,723 + $37,800
$47,523
2019
$4,115 (+5.3%)
$9,267 + $36,027
$45,294
2018
$3,909 (−14.2%)
$9,024 + $32,173
$41,197
2016
$4,558 (+0.8%)
$8,758 + $31,224
$39,982
2015
$4,524 (+30.9%)
$8,573 + $30,564
$39,137
2013
$3,455 (−23.0%)
$8,656 + $29,280
$37,936
2012
$4,487 (+0.9%)
$8,973 + $41,991
$50,964
2011
$4,447 (+6.8%)
$9,077 + $42,480
$51,557
2010
$4,165 (+5.2%)
$9,308 + $43,530
$52,838
2009
$3,958 (+0.8%)
$9,413 + $44,023
$53,436
2008
$3,925 (+4.9%)
$9,413 + $44,023
$53,436
2007
$3,743
$9,103 + $42,571
$51,674
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
0.33 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Winnebago County
APN
1601427019
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 13, 2026.
R1
One-Family Residential District
The R-1 districts are established in order to protect public health and promote public safety, convenience, comfort, prosperity and welfare. The general goals include, among others, the following specific purposes: To protect residential areas against fire, explosion, noxious fumes, offensive noise, smoke, vibrations, dust, odors, heat, glare and other objectionable factors; To protect residential areas to the extent possible and appropriate in each area against unduly heavy motor vehicle traffic, especially through traffic, and to alleviate congestion by promoting off-street parking.; To protect residential areas against undue congestion of public streets and other public facilities by controlling the density of population through regulation of the bulk of buildings; To protect and promote the public health and comfort by providing for ample light and air to buildings and the windows thereof; To promote public comfort and welfare by providing for usable open space on the same zoning lot with residential development; To provide sufficient space in appropriate locations to meet the probable need for future residential expansion and to meet the need for necessary and desirable services in the vicinity of residences, which increase safety and amenity for resident and which do not exert objectionable influences; To promote the best use and development of residential land, to promote stability of residential development and protect the character and desirable development, and to protect the value of land and improvements and so strengthen the economic base of the village.
Permitted uses
Include but are not limited to:
Housing-Single unit
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Attached
Interior
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air, Natural Gas
Interior Features
Appliances: Gas Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Gas Water Heater
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas
Room Information
Has Basement
Basement Details: Sump Pump, Full
Exterior
Exterior Features
Roof: Shingle
Building Information
Below Grade Finished Area: 800
Construction Materials: Brick, Wood Siding
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: House
Lot Information
Lot Size Acres: 0.33
Financial
Tax Information
Tax Annual Amount: $3,291
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
Schools Information
School District: Rockford 205
Elementary School: Cherry Valley Elementary
Middle Or Junior School: Bernard W Flinn Middle
High School: Jefferson High
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.33 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Winnebago County
APN: 1601427019
Home facts updated by county records on Jul 13, 2026
Around this home
Schools
White Swan Elementary School
Public K-5 • Assigned • 2.1mi
7/10
Bernard W Flinn Middle School
Public 6-8 • Assigned • 5.4mi
4/10
Jefferson High School
Public 9-12 • Assigned • 5.2mi
1/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.15% chance of being in a wildfire in next 30 years
2/10 Heat Factor
7 days above 101° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Cherry Valley, IL • 61016
Average low and high temperatures (°F)
28
12
36
19
54
32
62
42
71
48
81
61
84
66
80
60
79
54
68
46
49
34
33
19
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10 hours in
June and 3.5 hours in December, placing it below the
U.S. average for solar exposure.
10 hrs
3.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$266,000 – $322,000
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