OFF MARKET

Off market nov 2024 for $584K

$612,163

Est. refi paymentEst. refi $1,969/mo

•

4,302

sq ft

657 Saddle Rdg, Crystal Lake, IL 60012

About this home

Wonderfully maintained 5 bedroom home in coveted Indian Hill Trails! Enjoy the tranquil privacy on your deck or screened in porch overlooking Sterns Woods! So many great features: Hardwood floors on first floor, remodeled kitchen with custom cabinets, gorgeous updated master bath & hall bath ('20), and walkout basement with rec room, 5th bed and large screened porch! Newer roof ('19), furnace ('22), AC ('21) AND hot water heater ('22)! This lot offers great privacy! Just move in and enjoy! In Prairie Ridge HS boundaries, close to Veterans Acres, downtown Crystal Lake, Metra stop and shopping on Rt. 14.

Single-familyProperty Type

1989Year Built

0.62 acresLot Size

$142Est. Price/Sq.Ft.

2 car garageParking

Listed by Jackie Nelson • Berkshire Hathaway HomeServices Starck Real Estate

Bought with Rob Corsello • Berkshire Hathaway HomeServices Starck Real Estate

Redfin checked: 2 minutes ago

•Source:MRED as Distributed by MLS Grid #12174384

Redfin Estimate

$612,163

$28K since sold in November 2024$3,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 10.2% higher than the average sale price ($556K) of 5 comparable homes.

SOLD MAR 26, 2026
$435,000
A
3 beds2.5 baths2,148 sq ft
4507 Hanover Dr, Crystal Lake, IL 60012
SOLD AUG 28, 2026
$612,500
B
4 beds3.5 baths3,097 sq ft
6611 Cape Cove Cir, Crystal Lake, IL 60012
SOLD OCT 5, 2026
$575,000
C
4 beds2.5 baths4,304 sq ft
773 Providence Ln, Crystal Lake, IL 60012
SOLD SEP 4, 2026
$480,000
D
4 beds2.5 baths3,503 sq ft
529 Nunda Trl, Crystal Lake, IL 60012
SOLD JUN 12, 2026
$675,000
E
5 beds3.5 baths3,495 sq ft
5416 Sequoia Trl, Crystal Lake, IL 60012

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Earn from this home

Sell

$131,197

Est. take-home

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Refinance

Est. cash available

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Rent

$3,647/mo

Redfin rental estimate

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Market trends in 60012, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.8%

0.8% MoM

Median sale price

$464K

$4K MoM

Avg. days on market

57d

3 days MoM

Recently sold homes

10 MoM

New listings for sale

OPEN SAT, 12PM TO 2PM
$475,000
4 beds2.5 baths2,278 sq ft
485 Spring Ridge Dr, Crystal Lake, IL 60012
$744,000
5 beds4 baths4,643 sq ft
3763 Erin Ct, Prairie Grove, IL 60012
LISTED BY REDFIN
$800,000
4 beds3.5 baths2,852 sq ft
3608 Needle Creek Ct, Crystal Lake, IL 60012
3D WALKTHROUGH
$435,000
4 beds2.5 baths2,221 sq ft
6809 Hillcrest Dr, Crystal Lake, IL 60012
See all

Provided by Redfin

Sale history for 657 Saddle Rdg

Year

Property tax

Land + Additions

Assessment*

2025

$13,363 (+7.0%)

$31,448 + $140,868

$172,316

2024

$12,484 (+3.1%)

$28,722 + $124,999

$153,721

2023

$12,110 (+7.8%)

$25,757 + $112,097

$137,854

2022

$11,233 (+4.9%)

$29,275 + $93,699

$122,974

2021

$10,712 (+1.9%)

$27,447 + $87,848

$115,295

2020

$10,514 (+3.3%)

$26,624 + $85,215

$111,839

2019

$10,182 (−7.8%)

$25,313 + $81,018

$106,331

2018

$11,040 (−1.2%)

$31,703 + $81,003

$112,706

2017

$11,177 (+0.8%)

$31,703 + $81,003

$112,706

2016

$11,092 (+1.5%)

$30,373 + $77,604

$107,977

2015

$10,924 (+1.0%)

$28,979 + $74,043

$103,022

2013

$10,821 (+2.8%)

$27,579 + $70,466

$98,045

2012

$10,527 (+7.7%)

$29,299 + $74,860

$104,159

2011

$9,775 (−0.7%)

$31,149 + $79,588

$110,737

2010

$9,843 (−12.6%)

$31,149 + $90,632

$121,781

2008

$11,266 (+5.6%)

$33,169 + $123,821

$156,990

2007

$10,671

$32,303 + $120,589

$152,892

Tax history for 657 Saddle Rdg

Year

Property tax

Land + Additions

Assessment*

2025

$13,363 (+7.0%)

$31,448 + $140,868

$172,316

2024

$12,484 (+3.1%)

$28,722 + $124,999

$153,721

2023

$12,110 (+7.8%)

$25,757 + $112,097

$137,854

2022

$11,233 (+4.9%)

$29,275 + $93,699

$122,974

2021

$10,712 (+1.9%)

$27,447 + $87,848

$115,295

2020

$10,514 (+3.3%)

$26,624 + $85,215

$111,839

2019

$10,182 (−7.8%)

$25,313 + $81,018

$106,331

2018

$11,040 (−1.2%)

$31,703 + $81,003

$112,706

2017

$11,177 (+0.8%)

$31,703 + $81,003

$112,706

2016

$11,092 (+1.5%)

$30,373 + $77,604

$107,977

2015

$10,924 (+1.0%)

$28,979 + $74,043

$103,022

2013

$10,821 (+2.8%)

$27,579 + $70,466

$98,045

2012

$10,527 (+7.7%)

$29,299 + $74,860

$104,159

2011

$9,775 (−0.7%)

$31,149 + $79,588

$110,737

2010

$9,843 (−12.6%)

$31,149 + $90,632

$121,781

2008

$11,266 (+5.6%)

$33,169 + $123,821

$156,990

2007

$10,671

$32,303 + $120,589

$152,892

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

—

Stories

Lot width

—

Lot depth

—

Lot size

0.62 Acres

Year renovated

—

Sq. Ft.

2,743

Year built

1989

Style

Single Family Residential

County

McHenry County

APN

14-28-356-001

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 2, 2026.

Property details

Parking

Parking Information
# of Garage Spaces: 2
# of Parking (Total): 2
Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage

Interior

Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 2
Bath Amenities: Separate Shower,Double Sink,Soaking Tub
Basement Bathrooms (Y/N): Yes

Bedroom Information
# of Bedrooms: 5
# of Bedrooms Possible: 5

Room Information
Room Type: Bedroom 5
Level: Walkout Basement
Dimensions: 11 x 10
Window Treatments: All
Flooring: Carpet

Room Information
Room Type: Recreation Room
Level: Walkout Basement
Dimensions: 34 x 15
Window Treatments: All
Flooring: Carpet

Room Information
Room Type: Work Room
Level: Walkout Basement
Dimensions: 20 x 14
Window Treatments: All
Flooring: Other

Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 13 x 15
Window Treatments: All
Flooring: Carpet

Room Information
Room Type: Bedroom 3
Level: Second
Dimensions: 13 x 12
Window Treatments: All
Flooring: Carpet

Room Information
Room Type: Bedroom 4
Level: Second
Dimensions: 11 x 13
Window Treatments: All
Flooring: Carpet

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 14 x 13
Window Treatments: All
Flooring: Hardwood

Room Information
Room Type: Family Room
Level: Main
Dimensions: 25 x 17
Window Treatments: All
Flooring: Hardwood

Room Information
Room Type: Kitchen
Type: Eating Area-Breakfast Bar,Island,Pantry-Closet,Updated Kitchen
Level: Main
Dimensions: 25 x 14
Window Treatments: All
Flooring: Hardwood

Room Information
Room Type: Laundry
Level: Main
Dimensions: 16 x 8
Flooring: Ceramic Tile

Room Information
Room Type: Living Room
Level: Main
Dimensions: 15 x 17
Window Treatments: All
Flooring: Carpet

Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 19 x 13
Window Treatments: All
Flooring: Carpet
Bath: Full,Double Sink,Tub & Separate Shwr

Additional Rooms Information
Attic: Unfinished
Dining Room: Separate
Basement: Partially Finished, Full, Walk-Out Access
Laundry Features: Main Level, In Unit, Sink

Interior Features
Interior Features: Walk-In Closet(s)
# of Rooms: 11
Flooring: Hardwood

Equipment
Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Humidifier
CO Detectors, Ceiling Fan(s), Sump Pump, Radon Mitigation System

Fireplace Information
# of Fireplaces: 1
Fireplace Location: Family Room
Fireplace Features: Gas Log, Gas Starter

Exterior

Exterior Features
Patio And Porch Features: Deck

Building Information
Living Area Source: Assessor
Age: 31-40 Years
Built Before 1978 (Y/N): No
Roof: Asphalt
Foundation Details: Concrete Perimeter
Construction Materials: Cedar

Property Information
Property Type: Detached Single
Property Type: 2 Stories
Model: WILLIAMSBURG
Ownership: Fee Simple w/ HO Assn.
Property Currently Being Leased: No
Rebuilt (Y/N): No
Rehab (Y/N): No
General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
Parcel Number: 1428356001

Lot Information
Dimensions: 70X93X43X55X45X218X163
Lot Size: .50-.99 Acre
Lot Size Source: County Records
Lot Features: Wooded

Financial

Tax Information
Tax Annual Amount: $12,110.22
Tax Year: 2023
Tax Exemptions: Homeowner

Financial Information
Finance Code: Conventional
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Septic Tank
Electric: Circuit Breakers

Heating & Cooling
Heating: Natural Gas, Forced Air
Cooling: Central Air

Location

Community Information
Community Features: Park, Tennis Court(s), Lake, Dock, Curbs, Street Lights, Street Paved

Homeowners Association Information
Association Fee: $83
Association Fee Frequency: Annually
Association Fee Includes: Insurance
Master Association Fee Frequency: Not Required

School Information
Elementary School District: 47
Elementary School: Husmann Elementary School
Middle Or Junior School District: 47
Middle Or Junior School: Hannah Beardsley Middle School
High School District: 155
High School: Prairie Ridge High School

Location Information
Subdivision Name: Indian Hill Trails
Township: Nunda
Corporate Limits: Crystal Lake
Directions: Rt. 176 to Walkup N to to Burning Bush rt, to Tomahawk left, to Deer Run Rt, to Saddle Ridge left to home on rt.

Public facts

Beds: 4
Baths: —
Sq. Ft.: 2,743
Stories: 2.0
Lot Size: 0.62 acres
Style: Single Family Residential
Year Built: 1989
Year Renovated: —
County: McHenry County
APN: 14-28-356-001

Home facts updated by county records on Sep 2, 2026

Other

Listing Information
Holds Earnest Money: Yes
Possession: Closing
Some Photos Virtually Staged?: No

Around this home

Schools

Husmann Elementary School

Public K-5 • Assigned • 1.6mi

7/10

Hannah Beardsley Middle School

Public 6-8 • Assigned • 1.4mi

7/10

Prairie Ridge High School

Public 9-12 • Assigned • 0.8mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 100° expected this year, 14 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Crystal Lake, IL • 60012

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.1 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.1 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$582,000 – $704,000

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New listings for sale in 60012

OPEN SAT, 12PM TO 2PM3D WALKTHROUGH

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LISTED BY REDFIN3D WALKTHROUGH

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3D WALKTHROUGH

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Home values near 657 Saddle Rdg

Data from public records.

Address	Redfin Estimate
661 Saddle Ridge, Crystal Lake, IL 4 Beds \| 3.5 Baths \| 3300 Sq. Ft.	$642,409
680 Saddle Ridge, Crystal Lake, IL 4 Beds \| - Baths \| 3232 Sq. Ft.	$513,497

Address	Redfin Estimate
665 Saddle Ridge, Crystal Lake, IL 4 Beds \| 4.5 Baths \| 6490 Sq. Ft.	$746,174
692 Saddle Ridge, Crystal Lake, IL 4 Beds \| 2.5 Baths \| 2588 Sq. Ft.	$525,226

Address	Redfin Estimate
668 Saddle Ridge, Crystal Lake, IL 4 Beds \| - Baths \| 2640 Sq. Ft.	$527,165
669 Saddle Ridge, Crystal Lake, IL 4 Beds \| - Baths \| 3313 Sq. Ft.	$668,389

Property information provided by MRED as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60012, IL

Sale history for 657 Saddle Rdg

Tax history for 657 Saddle Rdg

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60012

Home values near 657 Saddle Rdg

More real estate resources