OFF MARKET

Off market jun 2025 for $580K

$646,649

Est. refi paymentEst. refi $2,270/mo

•

3,908

sq ft

689 Saddle Rdg, Crystal Lake, IL 60012

About this home

Welcome to the perfect five-bedroom, three-and-a-half-bath home in the highly sought-after Indian Hills Trails neighborhood! Step into a spacious foyer featuring newly refinished hardwood floors that set the tone for this beautifully loved home. The traditional living and dining rooms offer the perfect setting for entertaining guests. Enjoy the open-concept layout with a cozy family room complete with a fireplace, seamlessly connecting to a large kitchen and dining area that overlooks the second-floor deck. The kitchen boasts an oversized island, abundant cabinet space, and is ideal for both everyday living and gatherings. The main floor also includes a versatile office/den with a closet-easily convertible into a sixth bedroom. Upstairs, you'll find three generously sized bedrooms sharing a full bath. The spacious primary suite features vaulted ceilings, a sitting area, and an ensuite bath with a separate tub and shower, double vanity, and a large walk-in closet. The walkout basement offers high ceilings, an additional bedroom, and a luxurious spa-like bathroom with a built-in sauna. A bright, open recreation area with large windows opens to the patio, providing the perfect space for relaxing or entertaining. Situated on a beautifully landscaped 0.60-acre lot, this home offers ample outdoor space to enjoy. Located within the award-winning Prairie Grove School District and just minutes from the Metra and vibrant downtown Crystal Lake. Recent updates include brand-new carpeting, refinished hardwood floors, siding, and newer appliances and mechanical systems. All that's left to do is pack your bags and move in!

Single-familyProperty Type

1989Year Built

$165Est. Price/Sq.Ft.

2 car garageParking

Listed by Lisa Perry • Coldwell Banker Realty

Bought with Juliana Yeager • @properties Christie's International Real Estate

Redfin checked: 3 minutes ago

•Source:MRED as Distributed by MLS Grid #12365957

Redfin Estimate

$646,649

$67K since sold in June 2025$2,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.6% higher than the average sale price ($643K) of 5 comparable homes.

SOLD AUG 28, 2026
$612,500
A
4 beds3.5 baths3,097 sq ft
6611 Cape Cove Cir, Crystal Lake, IL 60012
SOLD JUN 17, 2026
$550,000
B
6 beds4 baths4,015 sq ft
24 Burning Bush Trl, Crystal Lake, IL 60012
SOLD AUG 21, 2026
$795,000
C
5 beds4 baths5,151 sq ft
720 Saddle Rdg, Crystal Lake, IL 60012
SOLD JUN 12, 2026
$675,000
D
5 beds3.5 baths3,495 sq ft
5416 Sequoia Trl, Crystal Lake, IL 60012
SOLD MAY 26, 2026
$580,000
E
5 beds4 baths3,220 sq ft
657 Old Westbury Rd, Crystal Lake, IL 60012

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Earn from this home

Sell

$161,080

Est. take-home

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Refinance

Est. cash available

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Rent

$3,712/mo

Redfin rental estimate

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Market trends in 60012, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.8%

0.8% MoM

Median sale price

$464K

$4K MoM

Avg. days on market

57d

3 days MoM

Recently sold homes

10 MoM

New listings for sale

OPEN SAT, 12PM TO 2PM
$475,000
4 beds2.5 baths2,278 sq ft
485 Spring Ridge Dr, Crystal Lake, IL 60012
$744,000
5 beds4 baths4,643 sq ft
3763 Erin Ct, Prairie Grove, IL 60012
LISTED BY REDFIN
$800,000
4 beds3.5 baths2,852 sq ft
3608 Needle Creek Ct, Crystal Lake, IL 60012
3D WALKTHROUGH
$435,000
4 beds2.5 baths2,221 sq ft
6809 Hillcrest Dr, Crystal Lake, IL 60012
See all

Provided by Redfin

Sale history for 689 Saddle Rdg

Date

Event

Price

MRED as Distributed by MLS Grid #12365957

Jun 27, 2025

Sold (MLS) (Closed)

$580,000

$148/sq ft

Jun 5, 2025

Contingent (Contingent - No Showings)

—

May 27, 2025

Price Changed

$575,000

$147/sq ft

May 14, 2025

Listed (Active)

$599,000

$153/sq ft

MRED as Distributed by MLS Grid #12324039

Apr 23, 2025

Listing Removed

—

MRED as Distributed by MLS Grid #12221171

Mar 10, 2025

Listing Removed

—

Public Records

Mar 17, 2006

Sold

$434,000

$111/sq ft

Public Records

Jul 1, 2002

Sold

$310,000

$79/sq ft

Public Records

Aug 14, 1996

Sold

$282,000

$72/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$12,322 (+5.0%)

$29,949 + $137,560

$167,509

2024

$11,736 (+3.8%)

$27,353 + $125,637

$152,990

2023

$11,303 (+4.9%)

$24,530 + $112,669

$137,199

2022

$10,772 (+5.2%)

$31,206 + $91,969

$123,175

2021

$10,241 (+9.8%)

$29,257 + $86,226

$115,483

2020

$9,323 (−2.1%)

$28,380 + $83,641

$112,021

2019

$9,525 (−6.9%)

$26,982 + $79,522

$106,504

2018

$10,227 (−1.2%)

$25,345 + $79,507

$104,852

2017

$10,353 (+0.8%)

$25,345 + $79,507

$104,852

2016

$10,271 (+1.6%)

$24,281 + $76,171

$100,452

2015

$10,112 (+0.9%)

$23,167 + $72,675

$95,842

2013

$10,017 (+2.7%)

$22,048 + $69,165

$91,213

2012

$9,750 (+7.7%)

$23,423 + $73,478

$96,901

2011

$9,056 (−19.0%)

$24,902 + $78,118

$103,020

2010

$11,182 (+6.7%)

$24,901 + $112,662

$137,563

2008

$10,482 (+5.5%)

$26,516 + $119,968

$146,484

2007

$9,933

$25,824 + $116,837

$142,661

Tax history for 689 Saddle Rdg

Year

Property tax

Land + Additions

Assessment*

2025

$12,322 (+5.0%)

$29,949 + $137,560

$167,509

2024

$11,736 (+3.8%)

$27,353 + $125,637

$152,990

2023

$11,303 (+4.9%)

$24,530 + $112,669

$137,199

2022

$10,772 (+5.2%)

$31,206 + $91,969

$123,175

2021

$10,241 (+9.8%)

$29,257 + $86,226

$115,483

2020

$9,323 (−2.1%)

$28,380 + $83,641

$112,021

2019

$9,525 (−6.9%)

$26,982 + $79,522

$106,504

2018

$10,227 (−1.2%)

$25,345 + $79,507

$104,852

2017

$10,353 (+0.8%)

$25,345 + $79,507

$104,852

2016

$10,271 (+1.6%)

$24,281 + $76,171

$100,452

2015

$10,112 (+0.9%)

$23,167 + $72,675

$95,842

2013

$10,017 (+2.7%)

$22,048 + $69,165

$91,213

2012

$9,750 (+7.7%)

$23,423 + $73,478

$96,901

2011

$9,056 (−19.0%)

$24,902 + $78,118

$103,020

2010

$11,182 (+6.7%)

$24,901 + $112,662

$137,563

2008

$10,482 (+5.5%)

$26,516 + $119,968

$146,484

2007

$9,933

$25,824 + $116,837

$142,661

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

—

Stories

Lot width

—

Lot depth

—

Lot size

0.63 Acres

Year renovated

—

Sq. Ft.

2,831

Year built

1989

Style

Single Family Residential

County

McHenry County

APN

14-28-302-001

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 2, 2026.

Property details

Parking

Parking Information
# of Garage Spaces: 2
# of Parking (Total): 2
Parking Features: Asphalt, On Site, Attached, Garage

Interior

Bathroom Information
# of Baths (Full): 3
# of Baths (1/2): 1
Basement Bathrooms (Y/N): Yes

Bedroom Information
# of Bedrooms: 5
# of Bedrooms Possible: 5

Room Information
Room Type: Bedroom 5
Level: Walkout Basement
Dimensions: 19 x 13
Flooring: Carpet

Room Information
Room Type: Recreation Room
Level: Walkout Basement
Dimensions: 35 x 28
Flooring: Carpet

Room Information
Room Type: Office
Level: Main
Dimensions: 9 x 11
Flooring: Carpet

Room Information
Room Type: Storage
Level: Walkout Basement
Dimensions: 11 x 13
Flooring: Other

Room Information
Room Type: Sitting Room
Level: Second
Dimensions: 10 x 12
Flooring: Carpet

Room Information
Room Type: Foyer
Level: Main
Dimensions: 11 x 15
Flooring: Hardwood

Room Information
Room Type: Utility Room-Lower Level
Level: Walkout Basement
Dimensions: 8 x 15
Flooring: Other

Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 11 x 14
Flooring: Carpet

Room Information
Room Type: Bedroom 3
Level: Second
Dimensions: 13 x 13
Flooring: Carpet

Room Information
Room Type: Bedroom 4
Level: Second
Dimensions: 13 x 13
Flooring: Carpet

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 13 x 14
Flooring: Carpet

Room Information
Room Type: Family Room
Level: Main
Dimensions: 20 x 15
Flooring: Hardwood

Room Information
Room Type: Kitchen
Type: Eating Area-Breakfast Bar,Island,Granite Counters
Level: Main
Dimensions: 21 x 15
Flooring: Hardwood

Room Information
Room Type: Laundry
Level: Main
Dimensions: 6 x 8
Flooring: Ceramic Tile

Room Information
Room Type: Living Room
Level: Main
Dimensions: 17 x 14
Flooring: Carpet

Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 13 x 18
Flooring: Carpet
Bath: Full

Additional Rooms Information
Dining Room: Separate
Basement: Finished, Full, Walk-Out Access
Laundry Features: Main Level, Gas Dryer Hookup, Electric Dryer Hookup, In Unit

Interior Features
Interior Features: Walk-In Closet(s), Open Floorplan, Separate Dining Room
# of Rooms: 12
Window Features: Skylight(s)
Flooring: Hardwood, Wood

Equipment
Appliances: Range, Microwave, Dishwasher, Refrigerator, Bar Fridge, Washer, Dryer

Fireplace Information
# of Fireplaces: 1
Fireplace Location: Family Room

Exterior

Exterior Features
Patio And Porch Features: Deck, Patio

Building Information
Living Area Source: Other
Age: 31-40 Years
Built Before 1978 (Y/N): No
Roof: Asphalt
Foundation Details: Concrete Perimeter
Construction Materials: Vinyl Siding
Aprox. Total Finished Sq Ft: 3,908

Property Information
Property Type: Detached Single
Property Type: 2 Stories
Lower Sq Ft: 1172
Main Sq Ft: 1518
Ownership: Fee Simple w/ HO Assn.
Property Currently Being Leased: No
Rebuilt (Y/N): No
Rehab (Y/N): No
Total Finished/Unfinshed Sq Ft: 3,908
Total Sq Ft: 3,908
Upper Sq Ft: 1218
General Information: School Bus Service,Commuter Train
Parcel Number: 1428302001

Lot Information
Dimensions: 201X128X203X124
Lot Size: .50-.99 Acre
Lot Size Source: County Records
Lot Features: Corner Lot

Financial

Tax Information
Tax Annual Amount: $11,736.44
Tax Year: 2024
Tax Exemptions: Homeowner,Senior

Financial Information
Finance Code: Conventional
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Septic Tank
Electric: 200+ Amp Service

Heating & Cooling
Heating: Natural Gas
Cooling: Central Air

Location

Homeowners Association Information
Association Fee: $100
Association Fee Frequency: Annually
Association Fee Includes: Insurance, Other
Master Association Fee Frequency: Not Required

School Information
Elementary School District: 47
Elementary School: Coventry Elementary School
Middle Or Junior School District: 47
Middle Or Junior School: Hannah Beardsley Middle School
High School District: 155
High School: Prairie Ridge High School

Location Information
Subdivision Name: Indian Hill Trails
Township: Nunda
Corporate Limits: Crystal Lake
Directions: Head north on State Rte 31 N toward Orchard Ln Turn left onto Half Mile Rd Turn left onto Terra Cotta Rd Turn right on Hillside Rd Turn left on Flint Trail Turn left on Saddle Ridge

Public facts

Beds: 4
Baths: —
Sq. Ft.: 2,831
Stories: 2.0
Lot Size: 0.63 acres
Style: Single Family Residential
Year Built: 1989
Year Renovated: —
County: McHenry County
APN: 14-28-302-001

Home facts updated by county records on Sep 2, 2026

Other

Listing Information
Holds Earnest Money: Yes
Possession: Closing
Some Photos Virtually Staged?: No

Teams Information
Buyer Team Name: Yeager Team

Around this home

Schools

Husmann Elementary School

Public K-5 • Assigned • 1.7mi

7/10

Hannah Beardsley Middle School

Public 6-8 • Assigned • 1.6mi

7/10

Prairie Ridge High School

Public 9-12 • Assigned • 0.6mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 100° expected this year, 14 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Crystal Lake, IL • 60012

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.1 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.1 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$615,000 – $744,000

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Home values near 689 Saddle Rdg

Data from public records.

Address	Redfin Estimate
713 Saddle Rdg, Crystal Lake, IL 4 Beds \| - Baths \| 3360 Sq. Ft.	$599,369
680 Saddle Rdg, Crystal Lake, IL 4 Beds \| - Baths \| 3232 Sq. Ft.	$513,497

Address	Redfin Estimate
665 Saddle Rdg, Crystal Lake, IL 4 Beds \| 4.5 Baths \| 6490 Sq. Ft.	$746,174
692 Saddle Rdg, Crystal Lake, IL 4 Beds \| 2.5 Baths \| 2588 Sq. Ft.	$525,226

Address	Redfin Estimate
668 Saddle Rdg, Crystal Lake, IL 4 Beds \| - Baths \| 2640 Sq. Ft.	$527,165
696 Saddle Rdg, Crystal Lake, IL 4 Beds \| - Baths \| 3208 Sq. Ft.	$541,791

Property information provided by MRED as Distributed by MLS Grid when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60012, IL

Sale history for 689 Saddle Rdg

Tax history for 689 Saddle Rdg

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60012

Home values near 689 Saddle Rdg

More real estate resources