OFF MARKET

Off market feb 2020 for $426K

$645,018

Est. refi paymentEst. refi $2,901/mo

•

3.5 ba

•

3,110

sq ft

732 Saddle Rdg, Crystal Lake, IL 60012

About this home

Immaculate 4 bedroom home on North side's desirable Saddle Ridge! This gorgeous professionally landscaped . 6 acre lot is like having your own park. Entertain on the large deck, screened gazebo or brick paver patio! The stunning two story family room with brick fireplace is open to a spacious eating area and updated kitchen with 42"maple cabinets & stainless steel appliances. Rare 1st floor master suite features a coffered ceiling and a window seat to enjoy the backyard views. An updated master bath is your private oasis to relax in the whirlpool tub or enjoy the body spray shower. All bedrooms have ceiling fans and walk-in closets with custom Elfa shelving. Finished basement includes rec room, den and full bath, plus loads of storage. A sideload 2.5 car garage provides plenty of space for lawnmower, tools, toys & bikes! New roof in 2018. Close to Prairie Ridge High School, Veteran Acres and Sternes Wood. Walkable to downtown Crystal Lake & Metra. This impressive home won't last long!

Single-familyProperty Type

1991Year Built

0.59 acresLot Size

$207Est. Price/Sq.Ft.

2 spacesParking

Listed by Donna Leahy • Berkshire Hathaway HomeServices Starck Real Estate

Bought with Timothy Smiejek • Keller Williams Chicago-Lincoln Park

Redfin checked: 2 minutes ago

•Source:MRED as Distributed by MLS Grid #10367182

Redfin Estimate

$645,018

$219K since sold in February 2020$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 24.8% higher than the average sale price ($517K) of 5 comparable homes.

SOLD AUG 28, 2026
$612,500
A
4 beds3.5 baths3,097 sq ft
6611 Cape Cove Cir, Crystal Lake, IL 60012
BOUGHT WITH REDFIN JUN 24, 2026
$452,000
B
4 beds2.5 baths2,294 sq ft
4002 Acacia Dr, Crystal Lake, IL 60012
SOLD SEP 4, 2026
$480,000
C
4 beds2.5 baths3,503 sq ft
529 Nunda Trl, Crystal Lake, IL 60012
SOLD OCT 9, 2026
$459,000
D
4 beds2.5 baths2,473 sq ft
766 Providence Ln, Crystal Lake, IL 60012
SOLD MAY 26, 2026
$580,000
E
5 beds4 baths3,220 sq ft
657 Old Westbury Rd, Crystal Lake, IL 60012

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Earn from this home

Sell

$318,525

Est. take-home

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Refinance

Est. cash available

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Rent

$3,717/mo

Redfin rental estimate

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Market trends in 60012, IL

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.8%

0.8% MoM

Median sale price

$464K

$4K MoM

Avg. days on market

57d

3 days MoM

Recently sold homes

10 MoM

New listings for sale

NEW 3 HRS AGO
$475,000
4 beds2.5 baths2,278 sq ft
485 Spring Ridge Dr, Crystal Lake, IL 60012
$744,000
5 beds4 baths4,643 sq ft
3763 Erin Ct, Prairie Grove, IL 60012
LISTED BY REDFIN
$800,000
4 beds3.5 baths2,852 sq ft
3608 Needle Creek Ct, Crystal Lake, IL 60012
3D WALKTHROUGH
$435,000
4 beds2.5 baths2,221 sq ft
6809 Hillcrest Dr, Crystal Lake, IL 60012
$460,000
5 beds4 baths2,374 sq ft
731 Nashua Ct, Crystal Lake, IL 60012
$465,000
5 beds3.5 baths3,324 sq ft
452 Spring Ridge Dr, Crystal Lake, IL 60012
See all

Provided by Redfin

Sale history for 732 Saddle Rdg

Year

Property tax

Land + Additions

Assessment*

2025

$13,068 (+4.9%)

$32,946 + $143,735

$176,681

2024

$12,454 (+3.8%)

$30,090 + $131,277

$161,367

2023

$12,004 (−4.2%)

$26,984 + $117,727

$144,711

2022

$12,525 (+5.1%)

$31,206 + $110,228

$141,434

2021

$11,918 (+1.6%)

$29,257 + $103,345

$132,602

2020

$11,734 (−0.6%)

$28,380 + $100,247

$128,627

2019

$11,802 (−0.5%)

$26,982 + $95,310

$122,292

2018

$11,861 (−1.2%)

$25,345 + $95,292

$120,637

2017

$12,010 (+0.8%)

$25,345 + $95,292

$120,637

2016

$11,920 (+1.5%)

$24,281 + $91,293

$115,574

2015

$11,743 (+1.0%)

$23,167 + $87,103

$110,270

2013

$11,632 (+2.8%)

$22,048 + $82,896

$104,944

2012

$11,312 (+7.7%)

$23,423 + $88,065

$111,488

2011

$10,502 (+2.4%)

$24,902 + $93,626

$118,528

2010

$10,258 (−3.1%)

$24,901 + $101,766

$126,667

2008

$10,582 (+5.5%)

$26,516 + $121,312

$147,828

2007

$10,028

$25,824 + $118,146

$143,970

Tax history for 732 Saddle Rdg

Year

Property tax

Land + Additions

Assessment*

2025

$13,068 (+4.9%)

$32,946 + $143,735

$176,681

2024

$12,454 (+3.8%)

$30,090 + $131,277

$161,367

2023

$12,004 (−4.2%)

$26,984 + $117,727

$144,711

2022

$12,525 (+5.1%)

$31,206 + $110,228

$141,434

2021

$11,918 (+1.6%)

$29,257 + $103,345

$132,602

2020

$11,734 (−0.6%)

$28,380 + $100,247

$128,627

2019

$11,802 (−0.5%)

$26,982 + $95,310

$122,292

2018

$11,861 (−1.2%)

$25,345 + $95,292

$120,637

2017

$12,010 (+0.8%)

$25,345 + $95,292

$120,637

2016

$11,920 (+1.5%)

$24,281 + $91,293

$115,574

2015

$11,743 (+1.0%)

$23,167 + $87,103

$110,270

2013

$11,632 (+2.8%)

$22,048 + $82,896

$104,944

2012

$11,312 (+7.7%)

$23,423 + $88,065

$111,488

2011

$10,502 (+2.4%)

$24,902 + $93,626

$118,528

2010

$10,258 (−3.1%)

$24,901 + $101,766

$126,667

2008

$10,582 (+5.5%)

$26,516 + $121,312

$147,828

2007

$10,028

$25,824 + $118,146

$143,970

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

—

Stories

Lot width

—

Lot depth

—

Lot size

0.59 Acres

Year renovated

—

Sq. Ft.

3,110

Year built

1991

Style

Single Family Residential

County

McHenry County

APN

14-29-426-021

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 2, 2026.

Property details

Parking

Parking Information
# of Cars: 2.5
# of Garage Spaces: 2.5
Garage Parking
Attached Garage
Garage On-Site
Owned Garage
Asphalt Driveway

Interior

Bedroom Information
# of Bedrooms: 4
# of Bedrooms (Above Grade): 4

Master Bedroom Information
Size: 17X15
On Main Level
Carpet Flooring
Window Curtains/Drapes

Bedroom #2 Information
Size: 11X13
On 2nd Level
Carpet Flooring
Window Curtains/Drapes

Bedroom #3 Information
Size: 12X13
On 2nd Level
Carpet Flooring
Window Curtains/Drapes

Bedroom #4 Information
Size: 12X12
On 2nd Level
Carpet Flooring
Window Curtains/Drapes

Bathroom Information
# of Baths (Full): 3
# of Baths (1/2): 1
Master Bath
Whirlpool, Double Sink, Full-Body Spray Shower
Bathroom(s) in Basement

Living Room Information
Size: 15X17
On Main Level
Carpet Flooring
Window Curtains/Drapes

Family Room Information
Size: 15X22
On Main Level
Carpet Flooring
Window Curtains/Drapes

Dining Room Information
Separate Dining Room
Size: 12X14
On Main Level
Carpet Flooring
Window Curtains/Drapes

Kitchen Information
Size: 15X23
Eating Area (Table Space), Island, Pantry (Walk-in)
On Main Level
Hardwood Flooring
Window Curtains/Drapes

Laundry Room Information
Size: 8X17
On Main Level
Ceramic/Porcelain Tile Flooring
Window Curtains/Drapes

Additional Rooms Information
Den, Recreation Room, Workroom
Full Basement
Finished Basement

Additional Room #1 Information
Den
Size: 15X14
In Basement
Carpet Flooring

Additional Room #2 Information
Recreation Room
Size: 30X25
In Basement
Carpet Flooring

Additional Room #3 Information
Work Room
Size: 8X15
In Basement
Carpet Flooring

Equipment
Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, All Stainless Steel Kitchen Appliances, Cooktop
Humidifier, Carbon Monoxide Detectors, Ceiling Fan, Whole House Fan, Sump Pump, Radon Mitigation System(s)

Fireplace Information
# of Fireplaces: 1
In Family Room
Gas Logs, Gas Starter

Interior Features
Vaulted/Cathedral Ceilings, Hardwood Flooring, 1st Floor Bedroom, 1st Floor Laundry, 1st Floor Full Bath, Walk-In Closet(s)

Heating & Cooling
Gas Heating
Central Air Conditioning

Exterior

Building Information
Sq. Ft. Source: Assessor
Age: 26-30 Years
Brick Exterior, Cedar Exterior
Concrete Foundation
Asphalt/Glass Roof (Shingles)

Property Features
Deck, Brick Paver Patio

Lot Information
Dimensions: 114X220X115X230
.50-.99 Acre
Professionally Landscaped, Mature Trees

Property Information
# of Rooms: 11
Ownership: Fee Simple with HOA
Main Sq. Ft.: 2169
Basement Sq. Ft.: 1794
Unfinished Basement Sq. Ft.: 544
Finished Basement Sq. Ft.: 1250
Upper Level Sq. Ft.: 941
Assessor Sq.Ft.: 3110
Aprox. Total Finished Sq. Ft.: 4360
Total Finished/Unfinshed Sq Ft: 4904
Model: COHASSET
School Bus Service, Commuter Train
Parcel Identification Number: 1429426021

Financial

Financial Information
Tax: $11,860
Tax Year: 2018
Tax Exemptions: Homeowner
Special Service Area: N
Finance Code: Cash

Utilities

Utility Information
Water: Public
Septic (Private)

Location

Community Information
Park/Playground, Tennis Courts, Curbs/Gutters, Street Lights, Paved Street

Homeowners Association Information
Assessments/Association Dues: $55
Frequency: Annual
Assessment Includes: Includes Common Insurance

School Information
Elementary School: Husmann Elementary School
Elementary School District: 47
Junior High: Hannah Beardsley Middle School
Junior High District: 47
High School: Prairie Ridge High School
High School District: 155

Location Information
Subdivision: Indian Hill Trails
Township: Nunda
Corporate Limits: Crystal Lake
Directions: Walkup N to Hillside, E to Flint, W on Saddle Ridge

Public facts

Beds: 4
Baths: —
Sq. Ft.: 3,110
Stories: 1.0
Lot Size: 0.59 acres
Style: Single Family Residential
Year Built: 1991
Year Renovated: —
County: McHenry County
APN: 14-29-426-021

Home facts updated by county records on Sep 2, 2026

Other

Listing Information
Possession: Closing
Holds Earnest Money: Yes
Seller Concessions: No

Around this home

Schools

Husmann Elementary School

Public K-5 • Assigned • 1.6mi

7/10

Hannah Beardsley Middle School

Public 6-8 • Assigned • 1.6mi

7/10

Prairie Ridge High School

Public 9-12 • Assigned • 0.7mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.15% chance of being in a wildfire in next 30 years

2/10 Heat Factor

7 days above 100° expected this year, 14 days in 30 years

2/10 Wind Factor

Minor risk of severe winds over next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Crystal Lake, IL • 60012

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.1 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.1 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$613,000 – $742,000

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6809 Hillcrest Dr, Crystal Lake, IL 60012

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Home values near 732 Saddle Rdg

Data from public records.

Address	Redfin Estimate
720 Saddle Rdg, Crystal Lake, IL 5 Beds \| 4 Baths \| 5151 Sq. Ft.	$794,134
721 Saddle Rdg, Crystal Lake, IL 5 Beds \| 3.5 Baths \| 2720 Sq. Ft.	$613,622

Address	Redfin Estimate
713 Saddle Rdg, Crystal Lake, IL 4 Beds \| - Baths \| 3360 Sq. Ft.	$599,369
740 Saddle Rdg, Crystal Lake, IL 4 Beds \| 3.5 Baths \| 3434 Sq. Ft.	$657,398

Address	Redfin Estimate
741 Saddle Rdg, Crystal Lake, IL 5 Beds \| 5 Baths \| 3695 Sq. Ft.	$840,125
748 Saddle Rdg, Crystal Lake, IL 4 Beds \| - Baths \| 4207 Sq. Ft.	$753,846

Property information provided by MRED as Distributed by MLS Grid when last listed in 2019. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 60012, IL

Sale history for 732 Saddle Rdg

Tax history for 732 Saddle Rdg

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60012

Home values near 732 Saddle Rdg

More real estate resources