Charming 2 Bedroom, 2 Bath Ranch in Lake Summerset! Nestled on nearly half an acre in the desirable community of Lake Summerset, this light and bright 2-bedroom, 2-bathroom ranch home is brimming with potential! The open-concept great room invites you in with its welcoming layout, perfect for entertaining or relaxing. The main level boasts two bedrooms and a full bath, while the lower level offers approximately 580 square feet of finished space, including a second full bathroom and plenty of room for storage. Step outside through the sliding door to the back deck, where you can enjoy serene views and peaceful mornings. With a little TLC, this home could become your perfect year-round retreat or vacation getaway. Located in beautiful Lake Summerset, a gated community with 24-hour security, this neighborhood offers countless amenities, including a fully stocked 285-acre lake for fishing, boating, and water sports, two sandy beaches and two marinas, recreational parks, a walking path, and a private campsite! Plus, Lake Summerset offers a vibrant calendar of community events. This is your chance to enjoy a relaxed, lakeside lifestyle. Come see what Lake Summerset has to offer and make this home your own!
Charming 2 Bedroom, 2 Bath Ranch in Lake Summerset! Nestled on nearly half an acre in the desirable community of Lake Summerset, this light and bright 2-bedroom, 2-bathroom ranch home is brimming with potential! The open-concept great room invites you in with its welcoming layout, perfect for entertaining or relaxing. The main level boasts two bedrooms and a full bath, while the lower level offers approximately 580 square feet of finished space, including a second full bathroom and plenty of room for storage. Step outside through the sliding door to the back deck, where you can enjoy serene views and peaceful mornings. With a little TLC, this home could become your perfect year-round retreat or vacation getaway. Located in beautiful Lake Summerset, a gated community with 24-hour security, this neighborhood offers countless amenities, including a fully stocked 285-acre lake for fishing, boating, and water sports, two sandy beaches and two marinas, recreational parks, a walking path, and a private campsite! Plus, Lake Summerset offers a vibrant calendar of community events. This is your chance to enjoy a relaxed, lakeside lifestyle. Come see what Lake Summerset has to offer and make this home your own!
Year
Property tax
Land + Additions
Assessment*
2024
$3,126 (+76.7%)
$1,308 + $51,471
$52,779
2023
$1,770 (−8.3%)
$1,308 + $51,471
$52,779
2022
$1,929 (−1.2%)
$1,018 + $36,507
$37,525
2021
$1,953 (−2.8%)
$930 + $33,364
$34,294
2020
$2,010 (−3.9%)
$894 + $32,065
$32,959
2019
$2,090 (−0.4%)
$924 + $33,142
$34,066
2018
$2,098 (+4.1%)
$924 + $33,142
$34,066
2016
$2,015
$924 + $32,177
$33,101
Tax history for 1092 Winborne Dr
Year
Property tax
Land + Additions
Assessment*
2024
$3,126 (+76.7%)
$1,308 + $51,471
$52,779
2023
$1,770 (−8.3%)
$1,308 + $51,471
$52,779
2022
$1,929 (−1.2%)
$1,018 + $36,507
$37,525
2021
$1,953 (−2.8%)
$930 + $33,364
$34,294
2020
$2,010 (−3.9%)
$894 + $32,065
$32,959
2019
$2,090 (−0.4%)
$924 + $33,142
$34,066
2018
$2,098 (+4.1%)
$924 + $33,142
$34,066
2016
$2,015
$924 + $32,177
$33,101
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
0.45 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Stephenson County
APN
151001201013
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Attached
Interior
Bathroom Information
# of Full Bathrooms: 2
# of Main Level Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air, Natural Gas
Interior Features
Appliances: Gas Cooktop, Dryer, Microwave, Refrigerator, Washer, Water Softener, Gas Water Heater
Room Information
Has Basement
Basement Details: Finished, Full
Exterior
Exterior Features
Roof: Shingle
Building Information
Below Grade Finished Area: 515
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: House
Lot Information
Lot Size Acres: 0.45
Financial
Tax Information
Tax Annual Amount: $1,770
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
HOA Information
Has Homeowners Association
Association Fee: $1,099
Association Fee Frequency: Annually
Derived Association Fee (Monthly): $91.58
Schools Information
School District: Dakota 201
Elementary School: Dakota 201
Middle Or Junior School: Dakota 201
High School: Dakota 201
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.45 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Stephenson County
APN: 151001201013
Home facts updated by county records on Aug 7, 2026
Around this home
Schools
Dakota Elementary School
Public PreK-6 • Assigned • 8.2mi
5/10
Dakota Junior Senior High School
Public 7-12 • Assigned • 8.1mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 101° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Davis, IL • 61019
Average low and high temperatures (°F)
27
11
35
17
52
32
61
41
70
49
80
61
82
65
79
61
78
54
67
44
48
33
32
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.9 hours in
June and 3.6 hours in December, placing it below the
U.S. average for solar exposure.
9.9 hrs
3.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$163,000 – $197,000
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