Welcome to your year-round stay-cation home at Lake Summerset! This beautifully renovated 3-bedroom, 3-bath ranch is nestled inside a secure, gated lake community where every day feels like a getaway. Step inside and you’ll be greeted with fresh new flooring, sleek marble countertops, a huge kitchen island and charming built-in banquette seating—perfect for cozy morning coffee or late-night chats. The main level features large windows that flood the space with natural light, making the whole home feel bright and airy. But wait, there's more! The fully finished lower level offers two full bathrooms, a large living space that’s ideal for movie nights or game days, and a bonus 4th room that works perfectly as a guest suite or home office. Slide open the patio doors and step right into your spacious backyard—ready for summer BBQs, fall bonfires, and everything in between. Whether you're boating on the lake, relaxing at the beach, or just enjoying the peace and quiet from your own back patio, life at Lake Summerset is the ultimate blend of comfort, convenience, and vacation vibes. Don’t miss your chance to live the lake life dream!
Single-familyProperty Type
1976Year Built
0.35 acresLot Size
$139Est. Price/Sq.Ft.
2 car garageParking
Listed by Erin Spence• Re/Max of Rock Valley
Bought with NON-NWIAR Member• NorthWest Illinois Alliance of REALTORS?
Welcome to your year-round stay-cation home at Lake Summerset! This beautifully renovated 3-bedroom, 3-bath ranch is nestled inside a secure, gated lake community where every day feels like a getaway. Step inside and you'll be greeted with fresh new flooring, sleek marble countertops, a huge kitchen island and charming built-in banquette seating-perfect for cozy morning coffee or late-night chats. The main level features large windows that flood the space with natural light, making the whole home feel bright and airy. But wait, there's more! The fully finished lower level offers two full bathrooms, a large living space that's ideal for movie nights or game days, and a 4th room that works perfectly as a guest suite or home office. Slide open the patio doors and step right into your spacious backyard-ready for summer BBQs, fall bonfires, and everything in between. Whether you're boating on the lake, relaxing at the beach, or just enjoying the peace and quiet from your own back patio, life at Lake Summerset is the ultimate blend of comfort, convenience, and vacation vibes. Don't miss your chance to live the lake life dream!
NWIAR #202501745
Jun 13, 2025
Sold
$284,000
$137/sq ft
May 13, 2025
Pending
—
Apr 11, 2025
Listed
$289,900
$140/sq ft
NWIAR #202000131
Apr 20, 2020
Sold
$54,000
$26/sq ft
Jan 10, 2020
Listed
$64,900
$31/sq ft
+6
LAKE SUMMERSET IS A PRIVATE RECREATIONAL COMMUNITY LOCATED IN NORTHWESTERN ILLINOIS WITH WEEKEND AND YEAR ROUND HOMES. Introducing a 3 bedroom, 2 bath ranch including walk out rec room in the lower level. Cathedral ceiling living room. Attached 2 car garage. Amenities include 2 marinas, parks and playgrounds, pools, tennis courts, clubhouse and more.
MRED as Distributed by MLS Grid #10479470
Jan 7, 2020
Listing Removed
—
Dec 4, 2019
Price Changed
*
Dec 3, 2019
Relisted (Reactivated)
—
Oct 25, 2019
Listing Removed
—
Oct 1, 2019
Price Changed
*
Aug 28, 2019
Price Changed
*
Aug 8, 2019
Listed (New)
*
Public Records
Aug 9, 2006
Sold
$117,500
$57/sq ft
Public Records
Oct 7, 2004
Sold
$113,750
$55/sq ft
Public Records
Jul 31, 1992
Sold
$74,000
$36/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$3,588 (+2.6%)
$2,526 + $49,163
$51,689
2024
$3,498 (+9.8%)
$2,281 + $44,399
$46,680
2023
$3,185 (−5.3%)
$2,281 + $44,399
$46,680
2022
$3,362 (−3.7%)
$1,744 + $39,489
$41,233
2021
$3,490 (+0.3%)
$1,606 + $36,362
$37,968
2020
$3,479 (+1.3%)
$1,545 + $34,987
$36,532
2019
$3,434 (−2.7%)
$1,506 + $34,100
$35,606
2018
$3,530 (+15.2%)
$1,446 + $32,735
$34,181
2016
$3,064
$1,418 + $32,093
$33,511
2015
$3,066
$1,418 + $32,093
$33,511
2013
$3,066 (−2.7%)
$1,500 + $33,950
$35,450
2012
$3,150
$4,661 + $33,950
$38,611
2011
$3,149 (+1.9%)
$5,067 + $36,906
$41,973
2010
$3,091 (+2.7%)
$5,345 + $38,934
$44,279
2009
$3,011 (+1.4%)
$5,287 + $38,514
$43,801
2008
$2,969 (+9.7%)
$5,287 + $38,514
$43,801
2007
$2,706
$4,910 + $35,770
$40,680
Tax history for 1292 Lake Summerset Rd
Year
Property tax
Land + Additions
Assessment*
2025
$3,588 (+2.6%)
$2,526 + $49,163
$51,689
2024
$3,498 (+9.8%)
$2,281 + $44,399
$46,680
2023
$3,185 (−5.3%)
$2,281 + $44,399
$46,680
2022
$3,362 (−3.7%)
$1,744 + $39,489
$41,233
2021
$3,490 (+0.3%)
$1,606 + $36,362
$37,968
2020
$3,479 (+1.3%)
$1,545 + $34,987
$36,532
2019
$3,434 (−2.7%)
$1,506 + $34,100
$35,606
2018
$3,530 (+15.2%)
$1,446 + $32,735
$34,181
2016
$3,064
$1,418 + $32,093
$33,511
2015
$3,066
$1,418 + $32,093
$33,511
2013
$3,066 (−2.7%)
$1,500 + $33,950
$35,450
2012
$3,150
$4,661 + $33,950
$38,611
2011
$3,149 (+1.9%)
$5,067 + $36,906
$41,973
2010
$3,091 (+2.7%)
$5,345 + $38,934
$44,279
2009
$3,011 (+1.4%)
$5,287 + $38,514
$43,801
2008
$2,969 (+9.7%)
$5,287 + $38,514
$43,801
2007
$2,706
$4,910 + $35,770
$40,680
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
0.35 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Winnebago County
APN
506252010
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 13, 2026.
R1
Single-Family Residential District
The R-1 Single-Family Residential District is intended primarily for existing districts or neighborhoods of single-family development, though certain compatible non-residential uses, such as places of worship, are permitted. The R-1 District is primarily for areas previously zoned R-1 as of the effective date of this Ordinance but limited new application for rezoning is allowed only if developed as a minor subdivision, if divided, or no more than 4 buildable lots are created via the plat act. No variances from this requirement are permitted.
Permitted uses
Include but are not limited to:
Housing-Single unit
Park & open space
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Attached
Interior
Bathroom Information
# of Full Bathrooms: 3
# of Main Level Bathrooms: 1
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air, Natural Gas
Interior Features
Interior Features: Walk-In Closet(s)
Appliances: Gas Cooktop, Dryer, Microwave, Refrigerator, Washer, Gas Water Heater
Room Information
Has Basement
Basement Details: Finished, Full
Exterior
Exterior Features
Roof: Shingle
Building Information
Below Grade Finished Area: 1,035
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: House
Lot Information
Lot Size Acres: 0.35
Financial
Tax Information
Tax Annual Amount: $3,185
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
HOA Information
Has Homeowners Association
Association Fee: $1,000
Association Fee Frequency: Annually
Derived Association Fee (Monthly): $83.33
Schools Information
School District: Durand 322
Elementary School: Durand Elementary
Middle Or Junior School: Durand Jr High
High School: Durand High
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.35 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Winnebago County
APN: 506252010
Home facts updated by county records on Jul 13, 2026
Around this home
Schools
Durand Elementary School
Public PreK-6 • Assigned • 3.1mi
7/10
Durand Junior High School
Public 7-8 • Assigned • 3.1mi
4/10
Durand High School
Public 9-12 • Assigned • 3.1mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 102° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Davis, IL • 61019
Average low and high temperatures (°F)
27
11
35
17
52
32
61
41
70
49
80
61
82
65
79
61
78
54
67
44
48
33
32
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.9 hours in
June and 3.6 hours in December, placing it below the
U.S. average for solar exposure.
9.9 hrs
3.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$274,000 – $331,000
Sell confidently with a local market expert in Davis. 3 minutes to get started.