Welcome to lake living at its finest! This charming 2-bedroom, 2-bath ranch home offers comfort, space, and a lifestyle you’ll love. Situated on an oversized 0.64-acre lot, this property features an open-concept layout and a walkout basement—perfect for entertaining or relaxing. The main floor boasts a bright and inviting primary bedroom with sliding glass doors leading to an expansive deck, ideal for enjoying peaceful mornings or evening sunsets. You’ll also find a full bathroom and a seamless flow between the kitchen, dining, and living areas, complete with a cozy and efficient wood-burning fireplace. The kitchen is equipped with sleek stainless steel appliances, making it both functional and stylish. Downstairs, the walkout lower level offers incredible potential with a second bedroom, full bathroom, spacious living area, and a bar—ready for your personal finishing touches. Step outside to enjoy the large backyard, perfect for gatherings, recreation, or simply taking in the natural surroundings. Located just a short walk from the lake, this home provides access to a variety of amenities including beaches, a clubhouse, parks, and more. Whether you’re looking for a weekend getaway or a year-round residence, this property is ready to welcome its new owners. Don’t miss your chance to enjoy the best of lake community living!
Single-familyProperty Type
1996Year Built
0.64 acresLot Size
$98Price/Sq.Ft.
$98/moHOA Dues
2 car garageParking
Listed by Rose Munson• Best Realty
Bought with Jessica Slusher• Keller Williams Realty Signature
Est. $2,247 per month, based on comparable rentals
Sale and tax history for 175 Lake Summerset Rd
Sale History
Tax History
Date
Event
Price
NWIAR #202601568
May 21, 2026
Sold
$214,000
$98/sq ft
Apr 7, 2026
Pending
—
Apr 1, 2026
Price Changed
$229,900
$106/sq ft
Mar 23, 2026
Listed
$234,900
$108/sq ft
NWIAR #201905859
Nov 22, 2019
Sold
$122,000
$56/sq ft
Sep 10, 2019
Listed
$125,900
$58/sq ft
+19
RANCH HOME IN LAKE SUMMERSET IN A BEAUTIFUL SETTING WITH A WALK OUT LOWER LEVEL. 2 BEDROOMS, 2 BATHS AND 2 CAR GARAGE. THIS HOME HAS A LARGE MAIN FLOOR DECK AND A PATIO ON THE LOWER LEVEL. BRAND NEW STAINLESS STEEL APPLIANCES IN THE KITCHEN WITH A LARGE KITCHEN ISLAND. DINING AREA IS NEXT TO A LARGE OPEN GREAT ROOM WITH A WOOD-BURNING STOVE/FIREPLACE ON THE MAIN FLOOR. LOWER LEVEL HAS A FAMILY ROOM, PROPANE STOVE/FIREPLACE, BAR, BEDROOM. AND BATH. THIS HOME WAS BUILT W/ 6" WALL CONSTRUCTION & R-40 CEILING INSULATION. SECOND BEDROOM IS NONCONFORMING. OVER 2175 FINISHED SQUARE FEET. WASHER AND DRYER INCLUDED AND THE HOUSE IS ONLY 45 MINUTES TO MADISON AND 90 MINUTES TO OHARE.
Year
Property tax
Land + Additions
Assessment*
2024
$4,254 (+7.8%)
$1,308 + $61,693
$63,001
2023
$3,947 (+10.6%)
$1,308 + $61,693
$63,001
2022
$3,570 (+9.6%)
$1,018 + $45,620
$46,638
2021
$3,257 (+1.8%)
$930 + $41,693
$42,623
2020
$3,200 (−16.6%)
$894 + $40,070
$40,964
2019
$3,837 (+34.6%)
$924 + $41,416
$42,340
2018
$2,850 (+3.8%)
$924 + $41,416
$42,340
2016
$2,747
$924 + $40,210
$41,134
Public record
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
0.64 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
Stephenson County
APN
151001301015
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Attached
Interior
Bathroom Information
# of Full Bathrooms: 2
# of Main Level Bathrooms: 1
Heating & Cooling
Has Heating
Heating: Baseboard, Electric
Interior Features
Appliances: Electric Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer, Electric Water Heater
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Wood Burning
Room Information
Has Basement
Basement Details: Sump Pump, Full
Exterior
Exterior Features
Roof: Shingle
Building Information
Below Grade Finished Area: 1,050
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: House
Lot Information
Lot Size Acres: 0.64
Financial
Tax Information
Tax Annual Amount: $4,254
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
HOA Information
Has Homeowners Association
Association Fee: $1,175
Association Fee Frequency: Annually
Derived Association Fee (Monthly): $97.92
Schools Information
School District: Dakota 201
Elementary School: Dakota Elementary
Middle Or Junior School: Dakota Junior Senior High
High School: Dakota Junior Senior High
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.64 acres
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Stephenson County
APN: 151001301015
Home facts updated by county records on Aug 7, 2026
Around this home
Schools
Dakota Elementary School
Public PreK-6 • Assigned • 7.5mi
5/10
Dakota Junior Senior High School
Public 7-12 • Assigned • 7.4mi
6/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 101° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 2 days in 30 years
Provided by First Street
Historical weather
Davis, IL • 61019
Average low and high temperatures (°F)
27
11
35
17
52
32
61
41
70
49
80
61
82
65
79
61
78
54
67
44
48
33
32
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
94/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.3 hrs
5.6 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$258,000 – $312,000
Sell confidently with a local market expert in Davis.