Welcome to your dream home in the highly desirable Lake Summerset community! This beautifully maintained 4-bedroom, 3-bathroom home offers over 2,700 sq ft of finished living space, backing directly to Cardinal Park for added privacy and natural views. Step inside and feel the modern, airy ambiance with soaring cathedral ceilings the great room and kitchen. Enjoy rich hardwood floors, tall custom trim, and solid six-panel doors throughout the home—highlighting the quality craftsmanship and attention to detail. The formal dining room flows into a spacious great room with a cozy gas fireplace, perfect for entertaining or everyday comfort. The modern kitchen features clean finishes and newer appliances, designed for both style and function. Off the dining room, a screened-in porch provides a peaceful retreat elevated above the deep backyard—which opens directly to Cardinal Park with no rear neighbors. The main floor also includes a generous primary suite with a walk-in closet and private bath, a second spacious bedroom, and a full hall bath. The full walkout lower level boasts 8-foot ceilings, a massive family room, two more bedrooms, and a third full bathroom—ideal for guests, multigenerational living, or flexible lifestyle needs. A newer water softener and a 1-year seller-paid home warranty add peace of mind. The roof is only 5 years old! Located in the Dakota School District with a super low 7.46% tax rate, this home is part of a gated, resort-style community featuring a 275-acre private lake, inground pool, spray park, basketball, tennis & pickleball courts, disc golf, walking trails, clubhouse, restaurant, and over 40 parks—all with 24/7 security. Clean, versatile, and move-in ready—this Lake Summerset gem is the perfect place to call home.
Single-familyProperty Type
2008Year Built
0.34 acresLot Size
$115Est. Price/Sq.Ft.
2 car garageParking
Listed by Jason Taylor• Century 21 Affiliated
Bought with Tricia Angell• Haylo Lifestyle Properties
Welcome to your dream home in the highly desirable Lake Summerset community! This beautifully maintained 4-bedroom, 3-bathroom home offers over 2,700 sq ft of finished living space, backing directly to Cardinal Park for added privacy and natural views. Step inside and feel the modern, airy ambiance with soaring cathedral ceilings the great room and kitchen. Enjoy rich hardwood floors, tall custom trim, and solid six-panel doors throughout the home-highlighting the quality craftsmanship and attention to detail. The formal dining room flows into a spacious great room with a cozy gas fireplace, perfect for entertaining or everyday comfort. The modern kitchen features clean finishes and newer appliances, designed for both style and function. Off the dining room, a screened-in porch provides a peaceful retreat elevated above the deep backyard-which opens directly to Cardinal Park with no rear neighbors. The main floor also includes a generous primary suite with a walk-in closet and private bath, a second spacious bedroom, and a full hall bath. The full walkout lower level boasts 8-foot ceilings, a massive family room, two more bedrooms, and a third full bathroom-ideal for guests, multigenerational living, or flexible lifestyle needs. A newer water softener and a 1-year seller-paid home warranty add peace of mind. Located in the Dakota School District with a super low 7.46% tax rate, this home is part of a gated, resort-style community featuring a 275-acre private lake, inground pool, spray park, basketball, tennis & pickleball courts, disc golf, walking trails, clubhouse, restaurant, and over 40 parks-all with 24/7 security. Clean, versatile, and move-in ready-this Lake Summerset gem is the perfect place to call home.
MRED as Distributed by MLS Grid #10645061
May 14, 2020
Sold (MLS) (Closed Sale)
$180,000
$65/sq ft
Mar 21, 2020
Pending
—
Mar 14, 2020
Pending (Contingent)
—
Feb 22, 2020
Listed (New)
$182,000
$66/sq ft
+15
There are no remarks available.
NWIAR #201401695
Jul 25, 2014
Sold
$173,000
$63/sq ft
Apr 1, 2014
Listed
$177,500
$65/sq ft
NWIAR #112253
Jul 25, 2014
Sold
$173,000
$63/sq ft
Mar 21, 2013
Listed
$177,500
$65/sq ft
MRED as Distributed by MLS Grid #06685197
Mar 31, 2008
Listing Removed
—
Sep 26, 2007
Listed
*
Year
Property tax
Land + Additions
Assessment*
2024
$3,773 (−24.1%)
$1,208 + $73,418
$74,626
2023
$4,972 (+2.6%)
$1,208 + $73,418
$74,626
2022
$4,846 (+7.3%)
$1,041 + $59,320
$60,361
2021
$4,516 (+11.9%)
$969 + $55,228
$56,197
2020
$4,037 (+11.9%)
$942 + $53,687
$54,629
2019
$3,609 (−0.3%)
$924 + $52,634
$53,558
2018
$3,619 (−0.1%)
$924 + $51,225
$52,149
2016
$3,623
$924 + $49,733
$50,657
Tax history for 694 Lake Summerset Rd
Year
Property tax
Land + Additions
Assessment*
2024
$3,773 (−24.1%)
$1,208 + $73,418
$74,626
2023
$4,972 (+2.6%)
$1,208 + $73,418
$74,626
2022
$4,846 (+7.3%)
$1,041 + $59,320
$60,361
2021
$4,516 (+11.9%)
$969 + $55,228
$56,197
2020
$4,037 (+11.9%)
$942 + $53,687
$54,629
2019
$3,609 (−0.3%)
$924 + $52,634
$53,558
2018
$3,619 (−0.1%)
$924 + $51,225
$52,149
2016
$3,623
$924 + $49,733
$50,657
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
0.34 Acres
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Other
County
Stephenson County
APN
061012226001
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Attached
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 3
# of Main Level Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air, Natural Gas
Interior Features
Interior Features: Walk-In Closet(s)
Appliances: Gas Cooktop, Dishwasher, Microwave, Refrigerator, Water Softener, Gas Water Heater
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas
Room Information
Has Basement
Basement Details: Sump Pump, Finished, Full
Exterior
Exterior Features
Roof: Shingle
Building Information
Below Grade Finished Area: 1,200
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: House
Lot Information
Lot Features: Wooded
Lot Size Acres: 0.34
Financial
Tax Information
Tax Annual Amount: $3,774
Utilities
Utility Information
Water Source: Public
Sewer: Public Sewer
Location
HOA Information
Has Homeowners Association
Association Fee: $1,099
Association Fee Frequency: Annually
Derived Association Fee (Monthly): $91.58
Schools Information
School District: Dakota 201
Elementary School: Dakota 201
Middle Or Junior School: Dakota 201
High School: Dakota 201
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 0.34 acres
Style: Other
Year Built: —
Year Renovated: —
County: Stephenson County
APN: 061012226001
Home facts updated by county records on Aug 7, 2026
Around this home
Schools
Dakota Elementary School
Public PreK-6 • Assigned • 7.7mi
5/10
Dakota Junior Senior High School
Public 7-12 • Assigned • 7.7mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
2/10 Heat Factor
7 days above 101° expected this year, 15 days in 30 years
2/10 Wind Factor
Minor risk of severe winds over next 30 years
3/10 Air Factor
2 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Davis, IL • 61019
Average low and high temperatures (°F)
27
11
35
17
52
32
61
41
70
49
80
61
82
65
79
61
78
54
67
44
48
33
32
18
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
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Dec
Sun exposure
Try the sun simulator tool to see how light moves across the property at different times of day and year.
Provided by Shadowmap
Estimated sale price
$301,000 – $364,000
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