For sale

$185,000

Est. $1,357/mo —

•

1,224

sq ft

2040 Ramsey Dr, Decatur, IL 62526

About this home

Welcome to 2040 Ramsey Drive! This beautifully updated 3-bedroom, 1.5-bath home is move-in ready and full of charm. Step inside to a bright, welcoming interior and a gorgeous updated kitchen featuring butcher block countertops, all-new appliances, and a fresh, modern feel that makes the space truly stand out. The home offers comfortable living spaces throughout, refreshed bathrooms, and a full basement that is exceptionally clean and dry—perfect for storage, a home gym, hobby space, or future finished living area. A furnace installed in 2022 adds even more peace of mind. Outside, enjoy the fenced backyard with plenty of room for entertaining, pets, or relaxing, along with a storage shed and attached garage for added convenience. Beautifully updated, well cared for, and ready for its next owner—schedule your showing and come see everything 2040 Ramsey Drive has to offer!

Single-familyProperty Type

1960Year Built

8,276 sq ftLot Size

$151Price/Sq.Ft.

1 car garageParking

Listed by Amanda Good • Mtz Realty Services

Listing updated: Oct 12, 2026 at 07:52am

Redfin checked: 3 minutes ago

•Source:CIBR #6261221

Payment calculator

$1,357 per month

Principal and interest$1,035

Property taxes

$236

HOA dues

Home insurance

$86

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (2)

Around this home

Schools

K - 12
Preschool & daycare

Benjamin Franklin Elementary School

Public K-6 • Assigned • 0.5mi

2/10

Stephen Decatur Middle School

Public 7-8 • Assigned • 3.1mi

2/10

Macarthur High School

Public 9-12 • Assigned • 0.8mi

2/10

Provided by GreatSchools

About Home

Park

Home Park, located between Lake Decatur and downtown Decatur, is a residential and park-adjacent Decatur neighborhood with tree-lined blocks and a lakeside backdrop. The neighborhood’s character concentrates around the Home Park area near E. Eldorado Street, where ballfields, playground energy, and shaded paths set the daily rhythm. Housing reads as mid-century ranches and compact bungalows with tidy setbacks and mature canopy. Lakefront drives and open greens shape a routine of walks, runs, and picnic stops. Nearby anchors such as the Devon Lakeshore Amphitheater, the Decatur Area Arts Council, and the Transfer House frame local culture beyond the shoreline.

Provided by Walk Score and Local Logic

Market insights

2040 Ramsey Dr · $185,000

DAYS ON MARKET

The average home goes pending in 23 days.

SALE-TO-LIST

Most homes are selling 4% below list price.

LIST PRICE

Median list price in this area is $143,032. (24% lower than this home)

PRICE DROP

21% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Pantry
Unfinished full basement

Bathrooms
1 full bathroom
1 half bathroom

Kitchen
Oven
Range
Range Hood
Dishwasher
Refrigerator

Laundry & utility
Washer
Dryer
Gas Water Heater

Heating & cooling
Natural Gas heating
Central Air

Sale and tax history for 2040 Ramsey Dr

Sale History
Tax History

Date

Event

Price

CIBR #6261221

Oct 12, 2026

Price Changed

$185,000

$151/sq ft

Oct 3, 2026

Listed

$189,000

$154/sq ft

Public Records

Dec 4, 2024

Sold

$149,500

$122/sq ft

CIBR #6246152

Dec 2, 2024

Sold

$149,400

$122/sq ft

Nov 1, 2024

Pending

—

Oct 11, 2024

Contingent

—

Oct 8, 2024

Listed

$139,900

$114/sq ft

+20

Move in ready for this price? You might think it’s too good to be true, but it’s NOT! Check out this 3 bedroom, 1 and a half bathroom home has been updated from head to toe! The kitchen and bathrooms have been completely remodeled. The entire house, interior and exterior, has been painted. The fenced in back yard has been meticulously landscaped. Looking for a turn key house? Contact your realtor to call this one home!

MRED as Distributed by MLS Grid #12183255

Oct 11, 2024

Listing Removed

—

Public Records

Apr 15, 2024

Sold

$60,000

$49/sq ft

Public Records

Aug 9, 2017

Sold

$89,000

$73/sq ft

Join or sign in to view all info

Year

Property tax

Land + Additions

Assessment*

2025

$2,829 (+27.9%)

$5,175 + $31,137

$36,312

2024

$2,212 (+74.6%)

$5,175 + $31,137

$36,312

2023

$1,267 (−24.6%)

$4,824 + $29,027

$33,851

2022

$1,681 (+11.7%)

$4,653 + $27,999

$32,652

2021

$1,505 (+0.8%)

$4,236 + $22,757

$26,993

2020

$1,492 (+4.5%)

$4,021 + $21,603

$25,624

2019

$1,429 (+6.8%)

$3,873 + $20,806

$24,679

2018

$1,337 (−4.5%)

$3,835 + $20,600

$24,435

2017

$1,400 (+2.4%)

$3,505 + $20,223

$23,728

2016

$1,367 (+3.4%)

$3,636 + $20,975

$24,611

2015

$1,322 (+6.6%)

$3,572 + $20,604

$24,176

2014

$1,240 (−4.6%)

$3,537 + $20,400

$23,937

2013

$1,300

$3,670 + $21,166

$24,836

Public record

Public record
Zoning

Beds

—

Baths

1.5

Stories

—

Lot width

—

Lot depth

—

Lot size

8,276 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,226

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,226

Year built

1960

Style

Single Family Residential

County

Macon County

APN

04-12-09-105-005

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 14, 2026.

Single Family Residence District

The purpose of this district, and of districts R-2 and R-3 is to encourage and protect single-family neighborhoods and the land uses which are compatible with them.

Permitted uses

Include but are not limited to:

Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Housing-Other
Public service
Educational/school
Library
Museum / gallery
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

4/10 Heat Factor

7 days above 106° expected this year, 19 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Decatur, IL • 62526

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

91/ 100

Exceptional sunlight

Sunscore

This home receives average direct sun exposure in Decatur. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.9 hrs

6.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 2040 Ramsey Dr

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $122,500 and $220,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $123K to $220K.

SOLD JUN 18, 2026
$122,500 Last sold price
3 beds1.5 baths1,199 sq ft
1619 W Harrison Ave, Decatur, IL 62526
$49/sq ft
6 years newer
no basement
SOLD AUG 3, 2026
$173,000 Last sold price
3 beds2 baths1,817 sq ft
2231 Hoyt Knls, Decatur, IL 62526
$56/sq ft
larger lot
2 years newer
SOLD OCT 5, 2026
555 Scovill Ct, Decatur, IL 62522
$220,000 Last sold price
3 beds2 baths1,421 sq ft
555 Scovill Ct, Decatur, IL 62522
$4/sq ft
smaller lot
46 years newer
SOLD AUG 7, 2026
$182,500 Last sold price
3 beds2.5 baths1,716 sq ft
1919 Carl Ct, Decatur, IL 62526
$45/sq ft
25 years newer
no basement
SOLD JUN 18, 2026
$195,000 Last sold price
3 beds2.5 baths1,737 sq ft
1555 Highland Pl, Decatur, IL 62526
$39/sq ft
larger lot
29 years newer
SOLD AUG 31, 2026
$190,000 Last sold price
3 beds2 baths2,859 sq ft
1544 Home Park Ave, Decatur, IL 62526
$85/sq ft
smaller lot
1 year newer

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Details provided by CIBR and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (2)

Around this home

Schools

Market insights

Property details

Sale and tax history for 2040 Ramsey Dr

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 2040 Ramsey Dr

Early Access listings

Nearby similar homes

New listings for sale in 62526

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