For sale

$379,900

Est. $2,794/mo —

•

3,139

sq ft

524 Ridge Ave, Decatur, IL 62521

About this home

Lake Life awaits on Lake Decatur with an awesome double boat dock! 5 bedrooms and 3 ½ baths make this is a great home to live and entertain in full time, or as a vacation home. Beautiful Brazilian cherry hardwood and warm tones set the vibe with double doors connecting the house seamlessly to the outdoors. The eat-in kitchen features antique white cabinets, granite countertops and there is also dining room for formal dining or flex space. All the bedrooms are generous sized, with four bedrooms on the upper floor, including the master bedroom which has a private balcony deck and en-suite bath with double sinks. Downstairs offers more fun with a large family room with wet bar that connects to the outdoor lower-level deck. The 5th bedroom, with full bath on this level, would be a great guest or MIL space. The large dock really brings the enjoyment with everything you need including a covered boat lift with hoist, a second dock, and a shed for storing your boating items.

Single-familyProperty Type

1980Year Built

9,148 sq ftLot Size

$121Price/Sq.Ft.

2 car garageParking

Listed by Tasha Cohen • Vieweg RE/Better Homes & Gardens Real Estate-Service First

Listing updated: Aug 30, 2026 at 03:06pm

Redfin checked: 2 minutes ago

•Source:CIBR #6259595

Payment calculator

$2,794 per month

Principal and interest$1,997

Property taxes

$655

HOA dues

Home insurance

$142

Utilities

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Nearby open houses (3)

Around this home

Schools

K - 12
Preschool & daycare

Michael E Baum Elementary School

Public K-6 • Assigned • 1.0mi

3/10

Stephen Decatur Middle School

Public 7-8 • Assigned • 3.6mi

2/10

Eisenhower High School

Public 9-12 • Assigned • 2.4mi

2/10

Provided by GreatSchools

About

Homewood

Homewood, located between Lake Decatur and downtown Decatur, is a residential and lakeside Decatur neighborhood with curving streets and mature tree canopy. The neighborhood’s character concentrates around the Lake Shore Drive corridor near Nelson Park, where joggers, anglers, and picnic tables set the daily rhythm. Mid-century ranches and tidy brick homes sit alongside pockets of newer infill, giving blocks a layered, lived-in look. Lake views and boat traffic shape the pace, with sidewalks and green edges framing evening walks. Nearby anchors like the Devon Lakeshore Amphitheater, Scovill Zoo, and the Children’s Museum of Illinois add culture and weekend energy without changing the calm street feel.

Provided by Walk Score and Local Logic

Offer insights

524 Ridge Ave · $379,900

Strong offer

$376K and above

75% chance or better to win

Why $376K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 25 days.

SALE-TO-LIST

Most homes are selling 4% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Wet bar
Three gas fireplaces
Daylight, finished and unfinished full basement with walk-out access

Bedrooms
Total of 10 rooms (bedroom count not specified)

Bathrooms
Three full bathrooms and one half bathroom

Kitchen
Oven
Range
Microwave
Dishwasher
Garbage disposal
Refrigerator
Gas water heater

Laundry & utility
Washer and dryer
Laundry located on the main level

Sale and tax history for 524 Ridge Ave

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$7,856 (+2.8%)

$20,016 + $74,726

$94,742

2024

$7,642 (+6.2%)

$20,016 + $74,726

$94,742

2023

$7,198 (+5.1%)

$19,362 + $70,178

$89,540

2022

$6,848 (+5.9%)

$17,991 + $65,209

$83,200

2021

$6,466 (−2.8%)

$16,641 + $60,317

$76,958

2020

$6,649 (+5.0%)

$16,036 + $58,126

$74,162

2019

$6,332 (+3.8%)

$15,631 + $56,659

$72,290

2018

$6,099 (+1.2%)

$15,326 + $55,553

$70,879

2017

$6,026 (−12.3%)

$14,990 + $54,336

$69,326

2016

$6,869

$14,796 + $53,633

$68,429

2015

$6,869 (+6.7%)

$14,606 + $52,945

$67,551

2014

$6,440 (+1.9%)

$14,606 + $52,945

$67,551

2013

$6,317

$14,606 + $52,945

$67,551

Public record

Public record
Zoning

Beds

—

Baths

3.5

Stories

Lot width

—

Lot depth

—

Lot size

9,148 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,112

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,112

Year built

1980

Style

Single Family Residential

County

Macon County

APN

09-13-17-103-007

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 14, 2026.

Single Family Residence District

The purpose of this district, and of districts R-2 and R-3 is to encourage and protect single-family neighborhoods and the land uses which are compatible with them.

Permitted uses

Include but are not limited to:

Community / recreation center
Religious facility
Housing-Single unit
Housing-Senior
Housing-Other
Public service
Educational/school
Library
Museum / gallery
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

6 days above 106° expected this year, 16 days in 30 years

2/10 Wind Factor

2% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 1 days in 30 years

Provided by First Street

Historical weather

Decatur, IL • 62521

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

88/ 100

Very good sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.7 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 524 Ridge Ave

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $135,000 and $330,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $135K to $330K.

SOLD APR 17, 2026
$330,000 Last sold price
5 beds3.5 baths4,038 sq ft
775 Country Manor Dr, Decatur, IL 62521
$39/sq ft
larger lot
11 years newer
SOLD JUN 24, 2026
$175,000 Last sold price
3 beds2.5 baths1,915 sq ft
831 S Jefferson Dr, Decatur, IL 62521
$30/sq ft
smaller lot
2 years older
SOLD AUG 28, 2026
$210,000 Last sold price
3 beds2 baths2,821 sq ft
24 Circle Dr, Decatur, IL 62521
$47/sq ft
larger lot
23 years older
SOLD AUG 24, 2026
$135,000 Last sold price
3 beds1 bath1,578 sq ft
3740 Greenhill Rd, Decatur, IL 62521
$35/sq ft
larger lot
50 years older
SOLD JUL 1, 2026
$229,000 Last sold price
4 beds2.5 baths1,168 sq ft
1050 Buckeye Ln, Decatur, IL 62521
$75/sq ft
smaller lot
2 years older
SOLD MAY 26, 2026
$295,000 Last sold price
4 beds2.5 baths3,483 sq ft
650 Country Manor Dr, Decatur, IL 62521
$36/sq ft
larger lot
2 years older

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Details provided by CIBR and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Mortgage resources

See this home in person

Nearby open houses (3)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 524 Ridge Ave

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 524 Ridge Ave

Early Access listings

Nearby similar homes

New listings for sale in 62521

More real estate resources