OFF MARKET

Off market jun 2022 for $390K

$497,698

Est. refi paymentEst. refi $3,067/mo

•

3,000

sq ft

1035 Spinnaker St, Elgin, IL 60123

About this home

Welcome Home! This beautiful 4 bed/3.5 bath awaits you! This home is in the ever popular Willow Bay Subdivision. You will be close to plenty of shopping and restaurants that Randal Road has to offer. In close proximity to Fox Meadow Elementary School and Willow Bay Park. The layout features a 2 story foyer leading into the kitchen and living room. Laundry room and half bath located on the 1st floor. Both bathrooms upstairs have recently been remodeled. The master bath has beautiful tile flooring, spacious standup shower, and a jacuzzi tub. The property features a full finished basement with another full bathroom. The large backyard is surrounded by a new cedar privacy fence. Schedule a showing today and picture yourself relaxing under the pergola or on the stamped concrete patio this summer!

Single-familyProperty Type

1999Year Built

$166Est. Price/Sq.Ft.

2 car garageParking

Listed by Joseph Enzbigilis • Keller Williams Experience

Listed by Christopher Tierney • Keller Williams Experience

Bought with Kolawole Raymond • Baird & Warner Real Estate - Algonquin

Redfin checked: a minute ago

•Source:MRED as Distributed by MLS Grid #11386202

Redfin Estimate

$497,698

$108K since sold in June 2022$8,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 13.5% higher than the average sale price ($439K) of 6 comparable homes.

SOLD DEC 30, 2025
$384,000
A
3 beds2.5 baths1,636 sq ft
2344 Coral Cv, Elgin, IL 60123
SOLD AUG 14, 2026
$445,000
B
4 beds2.5 baths2,953 sq ft
1467 Birch Ln, South Elgin, IL 60177
SOLD SEP 23, 2026
$425,000
C
4 beds2.5 baths2,052 sq ft
3 Ridge Ct, South Elgin, IL 60177
SOLD AUG 28, 2026
$511,000
D
4 beds3 baths3,042 sq ft
1675 Seaton Ln, Elgin, IL 60123
SOLD JUL 20, 2026
$441,000
E
4 beds2.5 baths1,896 sq ft
1113 Annandale Dr, Elgin, IL 60123
BOUGHT WITH REDFIN AUG 7, 2026
$425,000
F
3 beds2.5 baths2,816 sq ft
2366 Coral Cv, Elgin, IL 60123

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Sell

$187,055

Est. take-home

List your home with Redfin and save $2,488

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,252/mo

Redfin rental estimate

List your home for rent

Market trends in 60123, IL

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.0%

0.3% MoM

Median sale price

$320K

$8K MoM

Avg. days on market

41d

2 days MoM

Recently sold homes

136

4 MoM

New listings for sale

NEW
$399,000
3 beds2 baths1,416 sq ft
2338 Coral Cv, Elgin, IL 60123
$389,900
3 beds2 baths2,499 sq ft
1223 Larkin Ave, Elgin, IL 60123
OPEN SUN, 12PM TO 2PM
$409,900
3 beds3 baths1,583 sq ft
218 Wing Park Blvd, Elgin, IL 60123
FOR SALE BY OWNER
$245,000
2 beds1 bath864 sq ft
409 Wilcox Ave, Elgin, IL 60123
$285,000
2 beds1.5 baths1,026 sq ft
124 S Commonwealth Ave, Elgin, IL 60123
$267,000
3 beds1 bath990 sq ft
58 Vine St, Elgin, IL 60123
$475,000
6 beds3 baths— sq ft
656 South St, Elgin, IL 60123
$469,000
4 beds3 baths— sq ft
176-178 N Dubois Ave, Elgin, IL 60123
$245,000
2 beds2 baths1,008 sq ft
1820 W Highland Ave Unit D, Elgin, IL 60123
$249,900
2 beds1 bath1,044 sq ft
1168 Erie St, Elgin, IL 60123
See all

Provided by Redfin

Sale history for 1035 Spinnaker St

Year

Property tax

Land + Additions

Assessment*

2025

$9,717 (+4.1%)

$30,744 + $104,618

$135,362

2024

$9,337 (+4.7%)

$30,744 + $104,618

$135,362

2023

$8,920 (+6.4%)

$28,317 + $96,360

$124,677

2022

$8,385 (+4.4%)

$25,582 + $87,054

$112,636

2021

$8,031 (+2.8%)

$23,326 + $79,378

$102,704

2020

$7,813 (+2.9%)

$21,808 + $74,213

$96,021

2019

$7,595 (+3.4%)

$19,831 + $67,487

$87,318

2018

$7,342 (+2.3%)

$19,831 + $67,487

$87,318

2017

$7,175 (+4.9%)

$18,682 + $63,577

$82,259

2016

$6,841 (+1.5%)

$17,661 + $60,103

$77,764

2015

$6,740 (+5.7%)

$16,385 + $55,759

$72,144

2013

$6,378 (−8.4%)

$15,224 + $53,393

$68,617

2012

$6,962 (−2.1%)

$15,224 + $53,393

$68,617

2011

$7,113 (−5.3%)

$16,444 + $57,672

$74,116

2010

$7,510 (+1.9%)

$20,374 + $71,457

$91,831

2009

$7,373 (−1.9%)

$20,374 + $71,457

$91,831

2008

$7,514 (+4.2%)

$21,842 + $84,244

$106,086

2007

$7,212

$21,140 + $81,537

$102,677

Tax history for 1035 Spinnaker St

Year

Property tax

Land + Additions

Assessment*

2025

$9,717 (+4.1%)

$30,744 + $104,618

$135,362

2024

$9,337 (+4.7%)

$30,744 + $104,618

$135,362

2023

$8,920 (+6.4%)

$28,317 + $96,360

$124,677

2022

$8,385 (+4.4%)

$25,582 + $87,054

$112,636

2021

$8,031 (+2.8%)

$23,326 + $79,378

$102,704

2020

$7,813 (+2.9%)

$21,808 + $74,213

$96,021

2019

$7,595 (+3.4%)

$19,831 + $67,487

$87,318

2018

$7,342 (+2.3%)

$19,831 + $67,487

$87,318

2017

$7,175 (+4.9%)

$18,682 + $63,577

$82,259

2016

$6,841 (+1.5%)

$17,661 + $60,103

$77,764

2015

$6,740 (+5.7%)

$16,385 + $55,759

$72,144

2013

$6,378 (−8.4%)

$15,224 + $53,393

$68,617

2012

$6,962 (−2.1%)

$15,224 + $53,393

$68,617

2011

$7,113 (−5.3%)

$16,444 + $57,672

$74,116

2010

$7,510 (+1.9%)

$20,374 + $71,457

$91,831

2009

$7,373 (−1.9%)

$20,374 + $71,457

$91,831

2008

$7,514 (+4.2%)

$21,842 + $84,244

$106,086

2007

$7,212

$21,140 + $81,537

$102,677

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Beds

—

Baths

—

Stories

—

Lot width

—

Lot depth

—

Lot size

8,893 Sq. Ft.

Year renovated

—

Sq. Ft.

—

Year built

—

Style

Single Family Residential

County

Kane County

APN

0628453035

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 8, 2026.

Property details

Parking

Parking Information
# Of Cars: 2
# of Garage Spaces: 2
Parking: Garage
Garage Ownership: Owned
Garage On-Site: Yes
Garage Type: Attached
Garage Details: Garage Door Opener(s),Transmitter(s)
Driveway: Asphalt

Interior

Bathroom Information
# of Baths (Full): 3
# of Baths (1/2): 1
Bath Amenities: Whirlpool,Separate Shower
Basement Bathrooms (Y/N): Yes

Bedroom Information
# of Bedrooms: 4
# of Bedrooms Possible: 4

Room Information
Room Type: Bedroom 2
Level: Second
Dimensions: 10 x 11
Window Treatments: Curtains/Drapes
Flooring: Wood Laminate

Room Information
Room Type: Bedroom 3
Level: Second
Dimensions: 10 x 11
Window Treatments: Curtains/Drapes
Flooring: Wood Laminate

Room Information
Room Type: Bedroom 4
Level: Second
Dimensions: 11 x 13

Room Information
Room Type: Dining Room
Level: Main
Dimensions: 11 x 14
Window Treatments: Blinds
Flooring: Wood Laminate

Room Information
Room Type: Kitchen
Type: Eating Area-Breakfast Bar,Island,Pantry-Closet
Level: Main
Dimensions: 12 x 13
Window Treatments: Blinds
Flooring: Vinyl

Room Information
Room Type: Laundry
Level: Main
Dimensions: 5 x 7
Window Treatments: Curtains/Drapes
Flooring: Vinyl

Room Information
Room Type: Living Room
Level: Main
Dimensions: 15 x 18
Window Treatments: Blinds
Flooring: Carpet

Room Information
Room Type: Master Bedroom
Level: Second
Dimensions: 14 x 16
Window Treatments: Blinds,Curtains/Drapes
Flooring: Wood Laminate
Bath: Full

Additional Rooms Information
Attic: Unfinished
Dining Room: Kitchen/Dining Combo
Basement: Full
Basement Description: Finished
Basement Sq. Ft.: 900
Laundry Features: Gas Dryer Hookup

Interior Features
Interior Features: Vaulted/Cathedral Ceilings, Bar-Dry, Wood Laminate Floors, Walk-In Closet(s), Open Floorplan, Some Carpeting, Some Window Treatmnt, Drapes/Blinds, Separate Dining Room, Some Storm Doors
# of Rooms: 7

Equipment
Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal, Gas Oven

Fireplace Information
# of Fireplaces: 1
Fireplace Location: Living Room
Fireplace Features: Gas Starter

Exterior

Exterior Features
Exterior Features: Deck, Patio, Porch, Stamped Concrete Patio

Building Information
Living Area Source: Estimated
Below Grade Finished Area: 900
Exterior Building Type: Vinyl Siding
Age: 21-25 Years
Built Before 1978 (Y/N): No
Roof: Asphalt
Foundation Details: Concrete Perimeter
Aprox. Total Finished Sq Ft: 3,000

Property Information
Property Type: Detached Single
Property Type: 2 Stories
Main Sq Ft: 1200
Ownership: Fee Simple
Property Currently Being Leased: No
Rebuilt (Y/N): No
Rehab (Y/N): No
Total Finished/Unfinshed Sq Ft: 3,000
Total Sq Ft: 2,100
Upper Sq Ft: 900
General Information: School Bus Service,Commuter Bus,Commuter Train
Parcel Number: 0628453035

Lot Information
Dimensions: 9583
Lot Size: Less Than .25 Acre
Lot Features: Fenced Yard, Landscaped

Financial

Tax Information
Tax Annual Amount: $7,813.14
Tax Year: 2020
Tax Exemptions: Homeowner

Financial Information
Finance Code: FHA
Special Service Area: N

Utilities

Utility Information
Water Source: Public
Sewer: Public Sewer
Electric: 200+ Amp Service

Heating & Cooling
Heating: Natural Gas
Cooling: Central Air

Location

Homeowners Association Information
Master Association Fee Frequency: Not Required

School Information
Elementary School District: 46
Elementary School: Fox Meadow Elementary School
Middle Or Junior School District: 46
Middle Or Junior School: Kenyon Woods Middle School
High School District: 46
High School: South Elgin High School

Location Information
Township: Elgin
Corporate Limits: Elgin
Directions: Randal Road to Bowes Road. Take Bowes Road to Umbdenstock. South on Umbdenstock to Spinnaker St.

Public facts

Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 8,893 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: Kane County
APN: 0628453035

Home facts updated by county records on Sep 8, 2026

Other

Listing Information
Holds Earnest Money: Yes
Possession: Closing

Around this home

Schools

Fox Meadow Elementary School

Public PreK-6 • Assigned • 0.5mi

7/10

Kenyon Woods Middle School

Public 7-8 • Assigned • 2.4mi

7/10

South Elgin High School

Public 9-12 • Assigned • 2.3mi

4/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 102° expected this year, 14 days in 30 years

2/10 Wind Factor

0% chance of strong winds in next 30 years

2/10 Air Factor

1 unhealthy days expected this year, 2 days in 30 years

Provided by First Street

Historical weather

Elgin, IL • 60123

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.2 hours in June and 3.4 hours in December, placing it below the U.S. average for solar exposure.

10.2 hrs

3.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$473,000 – $573,000

Reach more buyers when you sell with Redfin. Save up to $4,977 in fees. 3 minutes to get started.

Need the cash from your home fast? Sell to .

Nearby similar homes

NEW 11 HRS AGO

$400,000

2 beds2 baths1,525 sq ft

842 Butterfly Field Dr, Elgin, IL 60124

Monroe model • Added sunroom • Upgraded cabinetry

$610,000

5 beds2.5 baths3,675 sq ft

2921 Kelly Dr, Elgin, IL 60124

Large stone patio • Fire pit • Extended family room

NEW CONSTRUCTION

$619,300

5 beds3 baths3,064 sq ft

122 Pinehill St, South Elgin, IL 60177

Open concept flow • Versatile flex room • Charming loft space

$549,990

3 beds2.5 baths3,617 sq ft

444 Radcliff Ln, South Elgin, IL 60177

Owned solar panels • Flex room • Spacious kitchen

$375,000

3 beds2.5 baths1,550 sq ft

661 Fieldcrest Dr Unit B, South Elgin, IL 60177

Dual closets • Upgraded vanity • New hvac system

$369,900

2 beds2 baths1,225 sq ft

2771 Beacon Point Cir, Elgin, IL 60124

Gated community • Corian countertops • Brick paver patio

New listings for sale in 60123

NEW

$399,000

3 beds2 baths1,416 sq ft

2338 Coral Cv, Elgin, IL 60123

Breakfast bar • Hardwood flooring • Natural light

$389,900

3 beds2 baths2,499 sq ft

1223 Larkin Ave, Elgin, IL 60123

Extensive renovation • Hardwood floors • Stylish kitchen

OPEN SUN, 12PM TO 2PM

$409,900

3 beds3 baths1,583 sq ft

218 Wing Park Blvd, Elgin, IL 60123

0.35 acre lot • Garage • Built 1952

FOR SALE BY OWNER

$245,000

2 beds1 bath864 sq ft

409 Wilcox Ave, Elgin, IL 60123

Open floor-plan • Large kitchen • Walk-in closet

$285,000

2 beds1.5 baths1,026 sq ft

124 S Commonwealth Ave, Elgin, IL 60123

Remodeled home • Updated flooring • Updated bathroom

$267,000

3 beds1 bath990 sq ft

58 Vine St, Elgin, IL 60123

Updated flooring • Renovated bathroom • Enclosed porch

$475,000

6 beds3 baths— sq ft

656 South St, Elgin, IL 60123

Rehabbed in 2024 • Storage shed • 0.35 acre lot

$469,000

4 beds3 baths— sq ft

176-178 N Dubois Ave, Elgin, IL 60123

Private entrance • Full basement • Fenced yard

$245,000

2 beds2 baths1,008 sq ft

1820 W Highland Ave Unit D, Elgin, IL 60123

Renovated condo • Attached garage • Cozy fireplace

Home values near 1035 Spinnaker St

Data from public records.

Address	Redfin Estimate
1034 Spinnaker St, Elgin, IL 4 Beds \| 3 Baths \| 2288 Sq. Ft.	$512,772
1040 Spinnaker St, Elgin, IL 4 Beds \| 3 Baths \| 2300 Sq. Ft.	$498,397

Address	Redfin Estimate
1030 Spinnaker St, Elgin, IL 4 Beds \| 2.5 Baths \| 2447 Sq. Ft.	$504,093
1043 Spinnaker St, Elgin, IL 4 Beds \| 2.5 Baths \| 2481 Sq. Ft.	$488,323

Address	Redfin Estimate
1042 Spinnaker St, Elgin, IL 4 Beds \| 2.5 Baths \| 2288 Sq. Ft.	$501,187
1037 Spinnaker St, Elgin, IL 4 Beds \| 2.5 Baths \| 2400 Sq. Ft.	$512,226

Property information provided by MRED as Distributed by MLS Grid when last listed in 2022. This data may not match . Learn more.

Download the Redfin App on the Apple App Store

Download the Redfin App from the Google Play Store

Join us

Become an Agent

Get referrals

Careers

Find homes faster

About us

Find us

Subsidiaries

Affiliated Business

Countries

United States

Canada

Updated September 2025: By searching, you agree to the Terms of Use, and Privacy Policy.

Do not sell or share my personal information.

REDFIN and all REDFIN variants, WALK SCORE, and the R logos, are trademarks of Redfin Corporation, registered or pending in the USPTO.

Redfin Brokerage Licenses

California DRE #01521930

Redfin is licensed to do business in New York as Redfin Real Estate. NY Standard Operating Procedures

New Mexico Real Estate Licenses

TREC: Info About Brokerage Services, Consumer Protection Notice

All mortgage lending products and information are provided by Rocket Mortgage, LLC | NMLS #3030; www.NMLSConsumerAccess.org. Licensed in 50 states. This site is not authorized by the New York State Department of Financial Services for mortgage solicitation or loan applications activities related to properties located in the State of New York.

Redfin Corporation is an affiliated business of Rocket Limited Partnership. Each company, and their subsidiaries, are separate legal entities operated and managed through its own management and governance structures.

If you are using a screen reader, or having trouble reading this website, please call Redfin Customer Support for help at 1-844-759-7732.

REDFIN IS COMMITTED TO AND ABIDES BY THE FAIR HOUSING ACT AND EQUAL OPPORTUNITY ACT. READ REDFIN'S FAIR HOUSING POLICY AND THE NEW YORK STATE FAIR HOUSING NOTICE.

GreatSchools Ratings provided by GreatSchools.org.

60103 homes for sale
60174 homes for sale
60175 homes for sale
60124 homes for sale
60110 homes for sale

Houses for rent in Elgin	Agents near me	Glenview, IL homes for sale	Elgin Housing Market
Houses for sale near me	Chicago, IL homes for sale	Evanston, IL homes for sale
Land for sale near me	Naperville, IL homes for sale	Oak Park, IL homes for sale
Open Houses near me	Schaumburg, IL homes for sale	Elgin Property Records
Condos for sale near me	Arlington Heights, IL homes for sale	IL New Listings

Arlington Heights homes for sale
Naperville homes for sale
Chicago homes for sale

About this home

Redfin Estimate

Earn from this home

Market trends in 60123, IL

Sale history for 1035 Spinnaker St

Tax history for 1035 Spinnaker St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 60123

Home values near 1035 Spinnaker St

More real estate resources